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 Should I consolidate my $10,000 credit card debts with National Credit Counseling or should I pay it myself?
About nine months ago I lost my job and have been unemployed anot have not been able to pay my credit card debts. Some of my credit cards have been charged off and some are not. Just recently I was ...


 I paid off all my debt at the end of May & beg. of June, can lenders already see this in my credit report?

Additional Details
I checked my credit report online recently (with equifax & a couple of others) and it showed that I had zero balances. Is this what lenders will see?...


 What could someone do with my credit or debit card details?
I mean all the numbers, names, expiry dates, etc on the card. Surely if someone used them online to buy something, the police could just check who or where it was delivered to and catch the crook? Or ...


 What is the fastest way to bring up my credit score i have fair credit but need to bring it up about?
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 I'm 18, a freshman in college, and I want to get a credit card to build some credit...one problem...?
I would like to get a credit card just to build credit while I'm in college, so when I get out I have a head start if I want to purchase a vehicle or a house in the future. I would only use it ...


 I need some advice please...(please only answer if you read ENTIRE QUESTION)?
I need to know what I have to do to get my own credit card (from start to finish). I am 22 years old and I still live at home. I already have 2 mastercards and visa card that my dad gave to me when ...


 I recently applied for a credit card and it got denied because of my bad credit, how do i get a card still?
How do i get a credit card despite my bad credit history?...


 Is having 4 credit cards good or bad?
List the good about it, and list the bad about it....


 Can u go to jail if u cant pay credit cards and wat can happen if u dont?
I have 6500 dollar credit card debt that i was paying without a problem and i was also paying my car perfectly as well but as soon as the school loan came i can not aford to pay them all. i can pay ...


 What are some easy ways to build your credit fast when you turn 18?
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 Can a person with no job and bad credit get a real estate-backed loan?
I would like to know if a person who has no job, bad credit but a big equity in his house can get borrow money against his property. Is it possible?...


 Co-Signing?
My sister is in debt and would like to consolidate. The catch is that she would like me to co-sign with her on the loan.

I don't know alot about co-signing but I do know the risks ...


 What is a good credit score?
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 Bank of RIPP OFF America?
I just got a $35 late fee on my credit card account because I went into the bank on Saturday and handed them my payment rather than making it over the phone!! When I called customer service she had ...


 Is it best to pay-off a credit card or keep a small balance on it?
Which looks best on your credit?...


 Fraudulent Charge on Credit Card?
I have a fraudulent charge on my credit card bill. I spoke to my credit card company and they said they will cancel the card and mail me a new one, and they will investigate this charge. I have ...


 I need to get a personal loan with no credit check for 18000.00 dollars?
can anyone tell witch site i can go to so i can get approved.i will nogo threw any of those credit or debt managment programs.and i will not refinance my home because my husband has no idea i have ...


 Does anyone else have problems with Temp Agencies?
I have applied for jobs at a few different Temp Agencies and they never call me back. I always have to contact them . I thought it was there job to find me a job?...


 Is Transunion the only credit bureau that matters?
Seriously, about a little more than 100% of all important business check your credit report from transunion. Whats the point of the other Experian and Equifax? I looked at all 3 reports and all ...


 I paid for a hotel with my debit card, and the hotel still hasn't taken out their money it has been a month?
I went on a small vacation and stayed at a hotel i put the bill on my debit card (as credit) and the hotel still hasn't taken their money out. i left the hotel on 7/26/08 i had stayed the ...



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Can I make a larger payment on my credit card?
If my bill says I owe $64.00 but since my last statement i charged an additional $840.00, can I pay the whole thing $904.00 or will that mess up my credit score? cause someone said that you should only pay what they say your balance is at the time of the statement, even if you charged a lot of money the day after the statement came out.
Anyone know?
                     
 




danadeville
I always pay extra on my credit cards and my car too.
If you pay just the minimum it will take forever to get it paid off. Even if you pay an extra $10 a month its a few cents less interest that they will get.

Right now my credit card says my payment is $0. I'm still sending at least $50. My car payment says $34. They will be getting $300. I'll have my car paid off a few months early too.


paperdoll198
I've pre-paid my credit card a few times that way and nothing bad happened to me! If you can pay the whole thing, go for it!


bud68
Rating
Yes, you can pay the whole thing. It will not hurt your credit score.


Ted
Rating
You'll be fine.

I frequently overpay and run up a credit balance before going on vacation.


La Vie Boheme
Rating
Paying more is a good idea...you are tackling the principal thus not paying as much in interest.


Josie826
Go ahead and pay it. It will not mess up your credit score. I don't know where that person heard that from, but they are wrong. You can pay extra on the bill if you wish and it will not affect your credit score and if it does, it will only affect is positively - not negatively.


.....
Rating
yes, you can make a larger payment.
pay the $904.00
it will not mess up your credit score.


JAH
Yes, you can pay the entire lump sum and it will not affect your credit score negatively. If anything it will positively affect your score. I pay mine off in full quite often.


Visa police
Yes you can pay 904.00 and have a 0 balance. You don't have to but if you want to. Pay your balances in full every month and you will have a good credit score over time.


betotron don
right now with the econmy the way it is...pay only what you owe...invest the 900.00 into comodities...by this time next month your profit might pay your next payment due!


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