What would happen if the person that I cosign for doesn't pay? |
| My friend wants me to cosign a car loan for him. He doesn't have credit, I do. I am worried about what will happen if he doesn't pay. I know that I would have to pay if he doesn't, ... |
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Are you prepared for your credit card statement ? |
| now that it,s pay-back time. And have you over spent! Don,t be shy,we have no idea who you are.... |
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I was approved for a capital one credit card. i maxed it out and it was charged off. well, now im getting? |
| calls from a group telling me that they are going to take this to court. can they sue me? the total balance is like $700. im young and stupid but now i dont know what to do. i already asked them if ... |
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What happens if you overpay on a credit card? |
| Say if you owed £100 on a credit card and you accidently sent a payment of £200 would you be £100 in credit or would your payment be declined? Is it possible to have positive credit on a credit ... |
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Can a collection agency make you give your bank\credit account info over the phone? |
| They say the dont send out bills, The can only take my account # and withdrawl the mothly amount. And send me a statement two weeks before. Is there any legal action to this? Can they do that? C... |
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I keep getting letters saying there take me to Court ? Is this True? |
| I keep getting letters from Companys that i ow money to Eg Littlewoods account / Egg Card / Capital one Ect / This has been going on months will they take me to court as they send me a letter saying ... |
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The bank asked for my social security number is that racism? |
| I'm not the whitest guy on the block, in fact, my skin can look like an oil spill on a driveway. Anyway, i want sum money for purposes related to ice hockey and I was wundering something in my ... |
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Who's the best person to get a quick loan from with REALY bad credit? |
| I want to get a loan realy quickly but I have REALY bad credit. HELP......... |
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Has anyone ever received an offer to become a mystery shopper and gotten a check for $4,000??? |
| I received an offer to become a mystery shopper after filling out a survey and checking the box that I was interested. Inside with all the paperwork was a check for $4,200 for paid training that is $... |
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Will I be charged if I don't use my credit card? |
| Does the bank charge you something even if I don't make any purchase or if I repay it in time every time?... |
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Getting out of DEBT? |
Ok I am in debt about 8000.00 my income had been decreased by 50% how do I pay this off at this point everything is behind and collections is calling. This is due to job lost Additional Details<... |
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I am inheriting large sum of money in about 2 weeks,can i borrow money using this as security? |
| i am about to inherit $10,750,000 and would like to borrow £3,000 to buy a van would a bank let me use my inheritance as surity as at the present time i am not working.i have written proof of my ... |
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I had some credit card debt in college, does that stay on record for ever? |
| When I was in college about 10 years ago, I was irresponsible with some credit cards. Someone told me that the credit people wipe out your credit every seven years, it this accurate?... |
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How to refinance my car with bad credit? |
| I had a vehicle that was finance thru my bank because i was one moth late on the payment they pick up the vehicle. got in contact with my bank was told the only way to get the car back is to ... |
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If two people use their own credit cards the same way, why does one person have a different credit limit? |
than the other? Additional Details both received their cards the same date and both never had one before.... |
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Racin Girl | Can I make payments anytime on my credit card regardless of due date? |
I have a Chase Student Mastercard with a $300 limit and Ive already spent around $250. I've had my credit card for a week. Am I able to send payment anytime (like within a few days as I have $150 Id like to send) so that I can use my credit card again? Additional Details Ive never received a statement yet, since I just got it a week ago. I have 0% interest for year...so I dont have to worry about that...I just want to get the credit down a tad bit.. Thanks :) |
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laura
 |
of course you can |
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calliope320
 |
Yes you can. I recommend paying online. That way, it posts to your account sooner so you have credit to use again sooner. You also don't risk it getting delayed or lost in the mail. |
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Jeff
 |
Credit card companies will always accept your payment, regardless of when it's due.
But, if you make a payment today, and the credit card company prints out your monthly statement tomorrow, then you will still have to make a minimum payment later on.
Give it two days to post, then you'll be able to use the card again.
It's best to pay on line. That way, it gets processed faster, and you don't have any doubts as to whether they got it or not. |
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Lulu
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Yes you can |
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ytrewq
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yeah just go to the website and create your account. you should be able to xfer money from your bank account |
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Smilinez
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Yes you can make a payment anytime. Please be aware though that you will still have a minimum payment due after your statement prints. Also there is a 5 day waiting period between electronic payments. |
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Nancy
 |
Yes. However, if your payment for a particular cycle is received after the stated due date, you will likely incur late payment penalties and a mark on your credit record. |
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STEVEN F
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My card will only allow 1 on-line payment per week. I can pay any time I want. Be sure to make at least 1 payment between the statement date and the due date listed on the statement. Other than that, I've never heard for them refusing a payment. |
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regerugged
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You can make a payment anytime you want, as long as it is before the due date. Sometimes charges don't get posted to an account before a statement goes out, so it's best to wait for a billing statement. Also, you will then know where to send the payment, and the person opening your envelope will know what the payment is for, when you include the payment slip with the check. |
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Araceli V
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Of course! Always remember to keep you spending below the credit limit.... |
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xaviersmork
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Yes, you can even pay it off and then start saving your money so that your not in debt. |
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Amanda S
 |
You certainly can!!
You should be able to go to www.chase.com and access your account from there to make a payment. |
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VH
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Can a fat baby poot? Of course you can pay on your credit cards anytime. There is typically a 1 payment per 24 hours limit, but that's the only restriction. Also, if you make all your payments on time each month and never exceed your limit, most credit card companies will automatically increase your credit limit in about six months. |
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andersencs
 |
Absolutely! The best thing a young person can do to gain credit is to pay his or her credit card balance in full every month. Also, if you pay it early, you will avoid the accumulation of interest. Most mortgage banks require a minimum of three lines of credit over a five-year period. One of these lines should be an installment loan-like a car loan. The other lines could be signature loans at a bank or credit union or credit cards.
The main thing to remember is you should be able to pay your credit cards off in full before the end of your grace period. Many people make the mistake of budgeting according to the minimum payment due. This is the trap that credit card companies lay for young people. Inevitably, the interest on your account will grow throught the peocess of continuous compounding. However, the constant charge and pay off program you propose can only leave you in great shape to finance anything you wish to once you have the income to justify larger purchases. |
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ktray1275
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you can but after the due date they kill you with intrest |
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trev1099
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no u have to pay it withhin the due date |
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