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| I am new to the U.K. And do not need to pay interest on any credit card I have never used one my whole life we have allways saved the money and payed cash but these days one canot be without a card ... |
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So, I got a credit card, and racked up a $470 bill, so before I got the statement I made a $200 payment.
I got the statement and it says they received the $200, and now I like $276 or something..... |
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 How do i get approved for a loan without good credit and a co signer? |
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 Do you guys think i'm badly in debt? |
| I owe a $500 bill, $200 bill, a $70 bill and I still owe $11,000 on my car I've been making payments on all three of my bills. They started out alot higher. My credit score is between 500-600 ... |
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| Which part on my debit card is my card number? |
it is a lloyds TSB VISA debit card
I would like to know how long the card number should be
i have had trouble knowing this whilst filling in a ... |
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 Can a credit card company collect a debt after 10 years? |
| In 1993 I had a opened up an account with a bank for a credit card. The bank is now out of business. For over 3 years I never recieved any statements for this card. I conatcted the bank so many times ... |
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 My husband closed out his credit card account and...? |
| while we were seperated the credit card company sent checks in the mail that would apply to the credit card, well, not knowing the account was already closed i spent about $1000.00. if the account ... |
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 What happens to all of someone's debts if they go to prison? |
| I was just wondering what happens to a persons debts (bills, bank loans, Mortgage etc etc) they obviously can't pay em if they're in prison, do they get put on hold or something?. I don'... |
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 Collection agency information? |
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 I cannot afford to pay for a loan I took out.? |
What shall I do, and what are the legal complications.
Additional Details
The loan is ... |
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 I've not been charged for a loan? |
| I took out a loan nearly a year ago and, although there was a three month payment 'holiday', the bank hasn't taken any of the repayments out since. Will I get away with paying nothing? ... |
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 What can I use to prove employment for a loan if there are no pay stubs? |
Additional Details
Sorry ya'll....let me be a little clearer with my question: I work for a Broker as a real estate agent and I also do his accounting. It is just him and I. I ... |
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 Can you buy things off the internet with a debit card? |
I am 16 and have just sorted out my bank account and have got a debit card.
However, i am wondering if you can use this to buy things off the internet or do you need to use a credit card ?
... |
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 Once something is reported to the credit bureau, does it matter if you pay the balance? |
| Once it is reported, will it improve your score to pay it off, or does it not matter, once it's on your credit?... |
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| Credit card question? |
| my husband has ok credit, and mine is pretty bad from when i was 18-20. were wanting to build my credit back up. if he applys for a credit card and puts me on as an authorized user, does it build my ... |
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cozza | Can I make personal charges on my business credit card? |
My car broke down recently and I need to buy another one, but I can't afford to buy one right now. I'd have to lease or finance, but I have a business credit card that has 0 APR for a year, so if I could charge a car on that card it would save me a lot of trouble. I do need a car for work everyday so it would be used for business purposes; I'm just not sure if I'm allowed to charge one on my business card since it would also be used for personal reasons.
Additional Details
Note: I own a sole proprietorship. I'm not working for someone else. The business card is mine. |
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OC1999
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If you are the owner and it is your business then it is no problem. Just be sure that when it comes to accounting that you keep your business and personal charges separate.
I noticed you said you wanted to use this to get a car because you have 0 percent for a year. Be aware that no matter what offers are on the card they also have clauses in the agreement that they can change the interest rate for any reason. If you happen to be late on a payment or get close to your limit you may find that your interest rate has gone up to 30%. |
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Scooter_The_Squirrels_Wifey
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First off, it is unethical to do so without asking. Now if you ask and your company says yes, then there is nothing wrong with it. Good luck. |
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wizjp
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Not in a million years unless you are looking to get fired or have written permission. |
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kia
 |
Do you want to get fired? get in trouble with the tax man?
Maybe go to jail?
Don't be crazy. Find another solution.
Ask your boss for advice.
Do not jeopardize your future by anything else. |
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Maria b
 |
Don't do it unless you want to lose your job and possibly go to jail. |
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CSW
 |
That depends on your business and how it's set up. If you're the owner of the business, then you can pretty much make whatever rules you want. If you're not the owner, ASK. There are pitfalls, however. If your company goes bankrupt, you're going to lose that car. If you get fired or laid off, that car is going bye bye as well. If you are involved in a car accident with that car, your business is legally liable and people sue when they see that a business is liable as opposed to just a person because they see a deep pocket.
Honestly, you're probably better off just leasing a car on a short term basis for now until you can fix up the old car or buy a new one. |
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reeree
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If the card is in your name, ofcourse you can use it. If it is in another name than you have to get permission. But it isn't illegal to use your bus. credit card. When it comes time for a write off for taxes, you seperate personal from bus. deductions. |
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Becki M
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Um, yeah you better get written permission from your employer first! |
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SPIFIMAN1
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Auto finance is what I do for a living and having gotten to this one late, I was lucky enough to have all of the information.
The correct answer is sure you can. |
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Lorenzo's mum & BABY TO BE
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if you bought the car on your bus cc it would be considered a company car. and can be taken from you at any time. either way you need permission from the company own. vp. or someone who is a ceo or else that is considered embezzlement and you could face prison time for it. |
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rockman1091953
 |
Sure you can. |
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CupCake
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No - your company monitors your spending and you will get in trouble immediately! |
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dolly d
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ya might want to discuss,,with your boss---to much junk going on in todays business world-(whereas)folks misusing,,company issued credit cards--don't be no fool |
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Feline05
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Check with your Acct. Dept. before you do, you definitely don't want to get into a financial issue with them and get fired. They might approve if it is for company and then if you leave they keep the car unless you made a contract with them as per the payments and insurance. |
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Sam B
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Considering the added note about your business situation, there should not be any reason you can't use the card in any way you see fit. Unless, the card itself has restrictions (which I doubt). Read your terms and conditions. If you don't have the paper copy, you can probably look them up on-line. |
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sarge927
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Business credit cards are only supposed to be used for official company business. If you try to buy a car on your business credit card without getting approval from your boss I can chisel it in stone for you that you'll get fired. Best bet for now is to fix the car you have and save up for a new or new-used car. Or, if you're VERY lucky, maybe the company will give you a company car... |
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vangorn2000
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Do NOT charge anything on the card without having it approved by the company first; that would constitute theft and would land you in prison. The best thing to do would be to go to your boss and explain the situation; they should be able to arrange something to do your job properly, perhaps renting out a car for you on the days you need, or making a company car purchase that you could use during your business hours. Or maybe they would even approve a car purchase for you. |
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