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 Im thinking about filing chapter 13 and doing debt consolidation, any thoughts or experiences?
I pay all my bills on time (for the most part) but it's nothing but the minium, I was thinking about doing chapter 13 debt consolidation, is this wise?...


 What happens when you can't pay your credit card, I owe more than I could pay off in a lifetime?
I owe 20.000 dollars@ 500.00 a month. I no longer can pay it.I feel extreamly bad, and scared of what might happen. My name is the only one on the account, I know it will ruin my credit , but will it ...


 How can I get "credit"?
...


 My boyfriend is concidering breaking up with me but is unsure, what do i do?
We've been going out for two years and things have been rocky between us latly, i wont lie.

im still in love with him but hes unsure if he loves me.

He said either way he ...


 I owe $6000 in credit debt, but i am unable to make payment. I am out of the Country right now and wouldn't be
coming back anytime soon maybe more than 10 years. Any suggestion about what i should do about this debt? I am not so worry about bad credit because i wouldn't need credit for anything in the US ...


 Credit Score When Buying a Car?
Does buying a car affect your credit score? Does it go down because you've made such a large purchase, or up because you qualify to buy such an expensive item?...


 Who in the HE** came up with the idea of credit checks to rent an apartment or house?
I feel that is a bunch of bull!! I am having a hard time trying to find an apartment or house for my family because I had a car repossesed. Now, thats crazy!! The reason I couldn't pay my car ...


 Will debtors and/or county courts ease up on a creditor if he's recently had a car crash and is on disability
allowance...or wouldn't it make any difference?...


 Do I have to pay a bill from my doctor that I went to 4 years ago?
I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.

Do I have to pay ...


 Could you tell me how to save money?
Because I always waste my money soon....


 Can we be turned over to collections even if we are making some sort of payment a month on the account?
There's a school account that we verbally agreed to make a monthly payment on for a certain amount. We fell short this month due to extra bills piling up so we made a payment that was less then ...


 What is the best way to re-establish horrific credit?
...


 How long will credit card debt stay on my record if I top them out and leave the country?
will I still have to pay them off after they go away from my credit report?...


 Plese tell me how bad or fair my credit scores are?
hi i would like to apply for a loan through a credit union (TDECU) but i'm scared my credit score isnt high enough. my future husband has somewhat good credit and is already on his second loan ...


 Can debt collector file lawsuit?
ok yesterday i sent a debt verification letter to this debt collector. ive already talked to them once but didnt agree to anything or give any info. just so happens some lawyer i think has something ...


 Anyone know a place to actually GET a loan with bad credit?
We want to, more or less, get a loan for debt consolidation. We screwed up in the past, and have never been able to catch back up again to do it "right" We've gotten our sh** ...


 Credit score?
I have a credit score of 550 and I am trying to get it up. I have paid off the majority of all the stuff that was bad on it except a few Dr. bills. I tried to get a home loan and they told me that if ...


 Can a debt collector garnish my wages for a repossession?
...


 Can i sue my credit card company?
I try to make is short. Last year, I made my final payment on my interest free consumer credit card via online banking. When I got my following statement it shows that payment was not received and I ...


 What will happen if someone with unpaid credit card bills leaves the usa with no intention to return?
Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal ...



inkblack_lace17
Can I open a checking account and get a credit card if I'm only 16?
I have a job and everything and I want to but my dad says the legal age to do that is 18. Is that true, or does he just think I'm irresponsible and is just telling me that to prolong me getting an account?
                     
 




wizjp
Rating
Have to be 18 to be legally responsible for your actions.


twv706
No, but you can get a savings account with a parent or guardian.


carlos
Checking accnt : yes.

Savings accnt : yes.

Credit card : No.

Prepaid credit card : YES!

There you go : http://index-go.com/prepaid-credit-cards.asp


recovering christian
not when i was sixteen you couldn't, but it depends on the state.


notaclue
I had a kid work for me that claimed he had one! Can't answer with certainty but you could call the local bank and get the answer your looking for!
Your dad is right in my opinion that you don't need a credit card at 16! Why start life in debt? Learn to save your money for those things in life you want, don't make the rich richer using credit cards!


*ViRtUoUs WoMaN*
Unfortunately, you can't. But really you shouldn't want to. You need your credit to get alot of things in your life. Like a house and a car or an apartment and other things. You really don't want to ruin it a t an early age. But 18 you will be able to establish some credit. And getting a checking account at 16 by yourself no but with your parents yes. I hope this helps to answer your question.


dream*within*a*dream
I'm pretty sure you have to be 18


shrikant v
Rating
no


?
I bet you can.


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