 Good credit or Bad Credit? |
Help, Solve a fight between my husband and I......
Can having to many open credit cards with zero balance hurt your credit rating? Does it matter when you are trying to get a loan, let... |
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 Will it mess his credit up? |
| My boyfriend has a card with a credit line of $400. He went over his credit like by about $100. His minimum payment is $120. He doesn't want to pay the minimum. He says as long as they get some ... |
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 Posting credit and auto loan? |
| Below, is an example on how my auto company posts my credit report. I don't know much about credit but, as it is posted seems incorrect. Does this seem viable for a valid dispute. It seems to ... |
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 Need a loan without a credit check? |
| need money but cant seem to find a lender for me? anyone know someone or place to get loan with bad credit?? ... |
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 I need $$ BAD Can I pull out of Credit Card? |
| I have a capital one card with a limit of $500, I've spent $150 already on it, can I pull out the remaining amount in cash from an ATM and use it? I'm desperate to help out a friend in ... |
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 Excluding a mortgage, who has the most debt? I dont have any, my mother wont allow me to have credit cards.? |
I am a 40 year old virgin you know.
answers preferably in english pounds sterling.
Additional Details
just a skeleton? well it would explain a few things, she hasn't moved much ... |
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 How long does it take after bankruptcy to be able to get credit again? |
| i filed chapt 13 but had it dismissed and have been making payments to creditors...have credit report and score is approx 601...nothing in judgement area states anything bad other than that i had ... |
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 Which one reflects better on your credit score? |
| If you have six open revolving accounts in which two of them are paid off and four of them have balances but have never had a late payment - is it better for your credit score to close the two paid ... |
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 Can the bank do that ? |
| I used a u-haul truck with my bank debit card. i was charged for 100 miles in error, which caused my bank to charge me an overdrawn charge.The bank said they were not in error, but now that they ... |
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 I have several credit cards which I don't use. Would it improve my credit score to close these? |
| These are revolving accounts such as department stores, etc. I am not carrying balances on any of these accounts and they have been opened for several years.... |
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 Are people to blame for loaning? Or are loan companies to blame for offering the service? |
| I just want to know what your thought are on loan companies. Money Mart actually supported the Canadian Government efforts to regulate payday loans and asked all of their customers to sign a petition ... |
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 I need an Auto Loan but have bad credit, what should I do? |
| I have a credit score around 560 and need a auto loan for 12000. I can put 2500 down and I make 6000 a month, gross. Where can I find financing for a used automobile?... |
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 Buying a car with bad credit...co-signing for my niece? |
Hey guys,
My niece screwed up in her first year of college and really screwed her credit up. Now, her car is falling apart and she is going to get a new one this week.
She has ... |
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 A credit card question? |
If I get a visa credit card how do I pay it off?? I've heard people say they put money 'on' there credit card before they go away? what does that do?
Thanks!
A... |
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 Help im in det? |
| how long do u have 2 wait until banks and other companys write the det off. i owe about £40,000.i have not been made bankrupt and 4 the last five years ive made it very hard if not impossible 2 be ... |
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dream_master_111 | Can I pay for school and living expenses entirely on credit card and with loans? |
I want to go back to school full-time. I don't want to work full-time and crawl through school part-time. I will shoulder any high interest rate to make this happen. Is it possible? School and living on credit - study intensely now - pay it all back later. |
 |
 
OC1999
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Do not try to go through college on Credit Cards. In the long run this will not work and you will have some financial issues.
The first thing you need to do is talk to the Financial Aid office at the college you are looking at. They will be able to look at your situation and see if you would qualify for any Aid. If so this would lower the amount you need to borrow.
If you do have to borrow money, then look at a Student Loan for only the amount you absolutely need. That is don't look at is as free money to keep living your current lifestyle. You will probably need to sacrifice some things in order to do this. The goal for you is to get out of school with as little debt as possible. |
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mark_2005_london
 |
You could but that would be an absolute financial disaster......please please do not do this..... |
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BMW BFD
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You would still have minimum monthly payments you would need to make, and the intense amount of debt when you graduate. Are you sure you want to take all that on? |
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emankcin
 |
If you're going to pay for school with a credit card, you better make real sure that the education is going to provide a major return in the form of better earnings capability. |
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prissymama
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Why would you want to! That is a financial disaster! |
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Night Owl
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It can be done, but it's hard. Better to look for some grants. Depeonding on your age, gender and ethnicity, you may be elligible for grant money from several different sources.
Paying with credit cards is really tough. You have to make minimum payments, and the interest rates are truly enormous. You could get a deferred student loan, where you don't have to make payments until you graduate...but again, you are stuck with big interest fees. be prepared for that. It makes applying for a grant (funding you DON'T have to pay back) more appealing. |
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robert w
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sorry to bust ur bubble.
should u do this. u'll be looking at bankruptcy in 5 yrs from graduation.
BLS statistics.
get second job live cheap and have budget.
generations before you have done so and succeeded.
credit slavery is still under educated slavery.
visit dave ramsey.com to learn ur hard lessons from others bigger mistakes .
it is cheaper easier faster and smarter. |
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x5foot3x
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yeah you can... you'll just be SCREWED down the road!!!
why would you want to live off of a credit card paying 15-30% more than you really should.. I'm 22 and when I got my first credit card at 18 y/o my interest rate was 24% and my bill was an average of $100 a month and i paid it off in full and on time each and every month.. now my interest rate is only 8%.. i still pay everything off in full but i refuse to pay extra when i dont need to..
example: paying for $100 pair of jeans on credit card....pay the minimum or don't even pay at all... next month those "$100 jeans" are now "$124" (with 24% interest).. pay the minimum or dont even pay at all.. the month after that pay "$153.76"... pay the minimum or dont even pay at all.. and the month after that pay "190.66"..
do you see my point? the jeans that you initially paid $100 for.. 4 months later you end up paying nearly $200.. so the question is, do YOU think it's worth it? if so, go for it.. if not.. don't.. it's simple. |
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musicgrl42002
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WOW that is an ENORMOUS amount of debt you want to take it. You still need to make minimum monthly payments on your credit card. However if you get student loans you might be able to defer them until after you get out of school. Be aware, I had 1 loan for six thousand dollars and i'm slowly paying it off month by month but its going to take me years. That was only one loan. I would consider alternative means to pay for school. |
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