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 My mom is ruining my credit, what do I do?
A couple years ago, I didnt have any credit, and my mom added me to her credit card. She said it would only help it. Well what she was really doing was hiding the credit card from my dad under my ...


 The attorney has sent me papers saying I have 15 days to agree to some form of payment?
The forms say they have file and have been granted judgement to garnish my pay checks. I met all of my deadlines to file my response to deny this credit card charges with the court and even asked for ...


 I have another question.... what happens on your credit report when your car is stolen and...?
your insurance pays off the bank off... the bank sent me a letter saying congratulations, your loan is paid off and fulfilled, we will mail you the title, blah blah blah (in reality, the insurance ...


 Under Career Tools, if you click on the Average Credit Score, the 3rd box recommends you use this product for?
This is the Yahoo Hotjob trivia. I couldn't find the answer, I click the Career Tools, but I didn't see Average Credit Score, so need help....


 How many numbers or on a credit card?
iv never had one how many are there?...


 Does how much i have in my saving and checking account show up in my credit report?
...


 Where can i get a credit card without having credt?
i already tried target and bank of america
Additional Details
i just got denied for the capital one visa ...


 Credit cards?
3 years ago i got behind in payments on credit cards and got a ccj on one of them after a few months i was able to pay all my cards off in full. would i now after all this time with no debt be ...


 Should I be mean to my credit card company?
I have never missed a payment, never overdrawn. This months bill just came in and they jacked the apr to 31.24%. I mean WTF is that? They will not even discuss it. I think I will max it tomorrow ...


 I need a personal loan of 1700 in 3 days!! HELP?
I need a personal loan of 1700, if I don't have it in 3 days the company will take me to court. I have bad credit because of this company, so no banks want to lend to me. I am an honest person ...


 Do payday advance loans as seen on TV and the Net help with credit at all?
Do they report to the major credit companies?...


 Does anyone know the website where you can get your free credit report...thanks?

Additional Details
Thanks everyone....


 Is it possible for someone who has just gone through bankruptcy to receive a new credit card?
My mother-in-law is 89 and has just filed for bankruptcy due to $37,000 of credit card debt incurred over many years by her son...primary caretaker. I am concerned that he enjoyed "getting away&...


 Which card is safer dibet card or credit card to shop online?
i am just scary to shop online but i dont know which card is safe and how do i know which site is safer PLEASE GIVE ME SOME HINT ABOUT WHICH SITE IS SAFE AND WHICH CARD IS MORE SAFER
THANK YOU...


 Credit Problems?
I'm 21 years old and have been trying for over a year to get a credit card, and no matter what credit card I apply for through whatever company, I always get declined. I have no idea why. I was ...


 I need a loan for a car but i have no credit ?
i need to get a car i could pay monthly payments but not a whole lot what do you recommend should i try to get a loan or what i am confused HELP!!!...


 What are some things I can do to improve my credit in the short-term?
I want to improve my credit. I know what to do overall but I need to know what to do in the short-term to increase my credit score....


 Is there a service that can take stuff off my credit for a fee? to boost my score?
and where can I find them?...


 If im not happy about a auto loan can i get out of the loan?
...


 What happens if you say you never received your credit card and you really did?
I recently called my salute credit card company because im sick of the way they do buisiness and the way they've been taking out funds from my bank account without my approval but they claimed ...



homer simpson
Can I pay my current credit card bill in advance so I'll be credited when my next bill comes.?
I just received my bill. I made a big purchase just after the current bill cycle ended so I don't see that purchase on there. I would like to pay extra on this current bill so I'll be credited next month and I won't have to worry about the bill 30 days from now. Can I do that?
                     
 




muncie birder
Rating
You sure can! And you have a level head on your shoulders. Smart thinking. You are smarter than about 95% of the people in the world who keep racking up debts. You should do well in your life.

Good luck.


Miss Guided
Rating
You can do that but if you still have an outstanding balance you will still owe your monthly minimum.
Normal payment $100, you pay $400 but there will still be a $800 balance (or any amount) on the card, next billing cycle you will still have to pay $100.

I did that a couple of times and I still had to pay. If I didn't pay it I ended up with a late charge


TP
Rating
you can always pay more on a credit card..but it will not exempt for getting a bill again the next month...It may lower the minimum amount due for the following month.

Overall, its always best to pay more than your minimum payment amount.


I see you
Rating
If you don't pay it all you will still have a bill next month.


STEVEN F
If you pay the full balance, your fine. If not, you will still receive a bill next month. Some credit card companies will waive the minimum payment if the previous months payment was more than double the minimum. DO NOT count on them doing so. If your bill shows a minimum payment that is not $0.00, you must make another payment. Plan one making a payment at the normal time.


Christina
yes, you can.


chichi3985s
Rating
i really dnt know


kvuo
yes. you can do that. I've done it.

Don't let it confuse you though. Your credit card statement will show a negative number. I.e. you have recurring monthly charge on your credit card for like $75, and send $200. it will pay that first 75, your balance will be -125, next month your bill will show -50, the next month you will owe 25. etc.


jamesPurple
Rating
sure


paul
Rating
Yes. You will not have to worry about the next month's bill as long as you make sure you prepaid the entire amount for the next month.


jfpw31
Rating
No! Any monies sent will be credited to any existing balance. If you have no existing balance the CC co. will post a "Credit" and will use the credit against any new balance. Not a real good thing to do. Just hold your money and pay it when you get your bill.


emmauwhat
yes i've done that on my credit card bill before


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