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 How can i make money quick?
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 Can a collection Agency get into my bank account?
Is it true that collection agencies can get into your bank account and w/draw money with no authorization? I am concerned about this and want to know if a collection agency has gotten into your ...


 Am in debt only 25 18000 how do i get out of it?
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 I need a loan badly, how do I get one with terrible credit?
I'm in the process of paying off a loan now (I haven't missed one payment and will be paid off soon, but not soon enough), but I need one asap ligit though. HELP :-(...


 Im 19, i have no credit history, but why can't i get approved for ANY credit cards?
My mom seems to think it's because I've applied for some and been turned down too many times. Or because i have a library card that has an unpaid balance from over a year ago!!...


 I have no self-control and have amassed about 35000 in credit card debt. What can I do?
I am not late on payments, but I have nothing left after I pay my bills. Advice please!...


 This is true or false?
ATTENTION: Winner

The Local Organizing Committee of the European Champions League is glad to
announce to the world the giving away of the sum of TWO HUNDRED MILLION
POUNDS to 100 ...


 What happens if you pay your credit card bill too much money?
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 How do i get $40,000-$75,000 with no credit history?
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 If you have bad credit, but your working on getting it better, is buying a house possible?
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 How do i get a credit card!? help?
im 18 i dont know any financial stuff lol can i go to the bank and ask for one tomorrow!? or do u have to wait?? how does it work please tell me :)
Additional Details
i need one ASAP...


 Why cant I stop????????
Pooing?...


 What should i do? Should i pay ? What are my options?
I wanted to buy a cell phone, so i found this company Eecmobilephones they said to send me the phone i ordered after i make a payment through western union, when i made the payment they said the ...


 Should I have given out my three digit security code on the back of my visa card over the phone?
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 Debit or Credit? Which one do you choose?
When paying with some kind of credit card and the cashier asks you "Debit or Credit?" which one do you choose....


 What do i need to take out a personal loan?
i need to take out around 4000
i have a job
i dont know if i have any credit
i paid my rent on time [i been there for 3 months]
i only had a job for bout 4 months

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 I have a bad credit rating but earn very good money, do you know of a credit card we can take out?
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 Why are girls so annoying?
i cant under stand why girls ar so ...


 Is this a con?
I applied for a loan with yes loans and I've been accepted, but they want to send them a cheque for 49.50 for administration fees, then after they have recieved the cheque they will issue me my ...


 I am 19 years old and i wanted to know ways that will help me build my credit?
Well since i have turn 18 i have only had one credit card but the payment history on it isnt very good . Right now i have a apartment in my name and a cell phone bill but i dont really think this is ...



jane j
Can I return a car to the dealership and get my full money back?
I bought a brand new (2008) Kia Rio from a dealership just a few hours ago, but I don't want it (long story). It has a warranty and everything. There is absolutely nothing wrong with it; I just don't like it. Can I "return" it to the dealership without losing money? I decided on a financing payment plan.

Thanks!
Additional Details
today the guy from the dealership called and said we forgot to pay the down payment.... does that help me any??/ If I haven't paid anything, and if i drive the car to the dealership and tell them i refuse to take it, will they take it back?
                     
 




Tracker
You most likely can't return it. Most state, contrary to popular myth, do *NOT* have a buyer's remorse law. Once you sign that contract, unless there's a clause allowing you some time period to get out of it, there's no way to get out of it.

That's why it's important to test drive a car and make doubly sure you love it before you buy it.


SPIFIMAN1
Rating
Now for the correct answer.

Auto finance is what I do for a living and unless your State has a buyers remorse law you are stuck.

Once a customer signs the paperwork and drives the vehicle off the lot they own it period no matter what anyone says.

Additional information:

All that means is you still owe the down payment money, no legal means to get out of your contract unless like I said before your State has a buyers remorse law.

Just thought of something, if you required special finance to buy your car most special finance banks do a customer interview to make sure that you bought the car the dealer said you did. When they call tell them that you no longer want the car and they will make the dealer unwind the deal.


ejc0782
Rating
they depreciate in value as soon as you drive them off the lot, so even if you sell it back to them, you will owe on it.


royphil345
Rating
Most states have a buyer's remorse law that allows you to return anything within a certain amount of time for a full refund.

The dealership will not want to have anything to do with taking the car back. There is much paperwork and a financer involved... titling issues, etc... They may lose money on the car. They will lose money on the deal.... Even if you find out what the laws are in your state, you may not be successful returning the car without the help of a lawyer. If I knew the law for certain, I'd just take the car to the dealer and leave it. Maybe have someone take a video explaining what you're doing. Then start to worry about getting your refund later, after they know they can't talk you out of it. After they realize you brought it back in the required amount of time and they illegally have the car and the money...

They may try to charge you for this and that... If it sounds like less than what a lawyer would cost, probably just pay it or keep the car... Although, don't be afraid to walk away and consider their offer or call an attorney

Whatever you do... do it fast. You may only have a couple days. Cars are generally worth at least $2000.00 less the moment you drive them off the lot. A buyers remorse law is your only hope to get rid of that car without losing a lot of money in the deal. Any trade-in deal, etc... You're going to lose big time.

EDIT: I'm sure it's true that you signed a contract to purchase the car. I'm sure they'll have 100 reasons you can't return the car. Find out what the buyer's remorse law is in your area and go by that. No contract is above the law.


Auntie Mame
Unlikely. Once the car has left the dealer's lot you lost 20%.


joyceeleann
NOPE! You signed...You bought it!


mcalhoun333
Nope. As soon as you took it off the lot, it's value went down, but seriously, it's a vehicle, it moves, it's new. Get over it and be thankful you have a warrenty. I had to buy a used vehicle because I couldn't afford to buy something new, and I didn't get a warrenty or the reassurance that everything will be okay if it breaks down.


Budlightgurl
Rating
Hope you know you lost several grand as soon as you drove it off the lot. I'm going to take a wild guess and say they will not take it back. You'll have to sell it out as a used car. (in which you will still owe money on it bc no one is going to pay full price for a USED car.)


No dealership is going to forget about a downpayment. you're not fulling anyone.


thethingzuneed
depends on what your arrangement was with the dealership.


Jylsamynne
Rating
If there was a return policy on new cars where you purchased a vehicle, they would have acknowledged that fact to you and you would have signed a paper on it. Even at dealerships that have a money-back guarantee (usually only lasts a few days), you still will not be refunded for taxes, tag transfers, dealer fees, etc. Next time be a smart buyer and know what you're getting into before you sign anything.


Charlie
I think you can return it within 24 hours in some states.
I could be wrong.


Donnie Mac
Rating
It's called Buyers Remorse. You may get them to take it back, some states have a grace period at the beginning of a contract. I have no idea about yours.


Kenny A
man that would be a tough return, i dont think so. Just sleep on it, maybe you might feel different tomorrow. sorry you're in this situation.good luck


julietjaquith
Depends on the contract you signed and how many miles you put on it. You need to read the contract you signed. Some offer a 48 hour "backout" clause.


robert KS LEE.
Rating
no if u signed the documents n paid the deposit that means u agreed to buy the car.if u return the car or even ur car is still in the showroom or u still haven't drived the car,ur car is considered sold n becomes secondhand car,so u can't get full refund of ur money.in fact all these r stated in the hp agreement.take care.


tanglewoodlinden
You have probably signed a "Contract of Sale" document, so probably no is the answer. If you have driven it out of the showroom it has just become a 2nd hand car. Look at it this way...you have a brand new car with a good warranty...at least you didn't buy a dodgey 2nd hand car from some back street dealer...to clarify your situation contact Fair Trading on Monday morning for further advice or info.
We all make mistakes...yours could be worse!


jpattonfamily
Rating
depends on dealer return policy


robert g
Rating
good luck with that


Citizen1984
Rating
Unfortunately, most automobile purchase agreements contain a clause stating that you may not cancel the contract. That's the law in CA anyway.

Check the contract you signed when you bought the car.

The dealer may be willing to take it back. But they will probably not want to give you all your money back.

Good luck!


Gainmon
Gooood Luck. A dealer can at his discretion take the car back as an exchange for another car or at a considerable loss. And since the car is financed, the paperwork to transfer the financing to another car will be difficult. You would be better off to turn around and re-sale it yourself.


Bette
Three days is the limit. Call your salesperson right away and let them know you're bringing it back.


polito l
Rating
Yes, you can absolutely return it.I have done it before.I think theres a period where you can return it without losing any money.


Robin B
generally yes within 30 days but they will put you thru hoops, and try to get you trade up and stuff like that,


billieleann78
Rating
I think it is like anything else you buy you have a time period on how long you can go if you want to return it.Just call the dealership and talk with them.
And then if that does not work call a lawyer but I think it is 30 days.


Katie-did
I believe so just try it! Maybe they will. If they don't, then just sell it and buy another one!!!


johnsontinaa
with in three days yes


kellieanne h
Most dealships give you between 15 and 30 days to return it.. you need to read your contract... if all else fails do what I did.. I had 20 days left on my 30 return with no questions asked contract and they would not take back the car. so I drove it to the dealship and brought it about 2 inches from the showroom window and told them if they didnt take it back I was going to drive it through the window..@@@ it worked they took it back real fast...


veve115veve
Yes You Can All You HAve To Do is just take it to them and say i just bought a car here a few hours ago and tell them y you want to give it back and get your money back


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