 What are the pros and cons of debt consolidation? |
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 I have a Visa Gift Card and...? |
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 Need advice regarding wedding budget please? |
I am so scared about wedding budget...please help me!?
I have 8 more months until the wedding...Feb 2011. This is the expenses we have left.
Expenses:
DJ 530
Catering 1... |
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 Is there any online company which provide prepaid credit card? |
| Is there any online company which provide prepaid credit card?... |
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 While travel which is better credit card or debit card? |
| While travel which is better credit card or debit card?... |
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 Can you receive a new social security number? |
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 Which job is better ? |
Bill collector or a security guard at shopping center?
And why???... |
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 Vanilla MasterCard not working? |
Hey guys, I tried ordering online from Drugstore.com with my prepaid mastercard and it tells me
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 First Credit Card??? College Student in Need? |
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 Is Modest Needs Foundation a Scam? |
Additional Details
I was looking through the BBB which was a breakdown of the financials and they do not add up.. Also, someone wrote something on Ripp Off Report.... |
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 what are my chances of being approved for a wells fargo credit card?I have my mortgage payment with them? |
my credit score is 730
my husband is also on the mortgage his credit score is 720
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I bought my ... |
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 Looking to get a loan for a 4,000 dollar motorcycle...? |
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 Credit Card Lost, and somebody stole it? |
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 Credit card problems..........? |
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Fries | Can I sue a cosigner on an old credit card for screwing up my credit? |
My ex and I had a joint credit card in which we were both liable. She racked up a huge bill and then filed for chapter 11 bankruptcy. I understand that I can still be held liable. Now here is the question:
I understand I can not sue her for the money because she already filed bankruptcy. Can I sue her for screwing up my credit or for any other reason? After talking to her, she pretty much said "screw you, you're on your own." The creditors are being as nice as possible but they still want their money. |
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dragonfire
 |
no you cannot sue
hence why co signing ANYTHING no matter what the relationship ( parent / childs husband / wife ) assumes you fully understand the risk and that you will be FULLY liable for the debt in case of the other party not be able to repy the debt..
this is why you NEVER co sing for anything
NEVER
even Suze Orman would tell you that. |
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Studly
 |
I don't think glitterkittyy's idea will work, but it's worth investigating. Never thought of this angle.
Another idea is to attempt to contest the bankruptcy due to fraud. But you would need to figure how to prove it. |
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rrrevils
 |
No....the joint credit card is unfortunately the responsibility of you both, but if she doesn't hold up her end, you must. It is a rather common pitfall in a relationship. |
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Mrs. Jackson
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Unfortunately, you both signed for equal responsibility for the credit card when you applied and got the card. You can try to take her to court to get her to pay for half of the bill, but you cannot sue her directly. If you are legally married, she is legally responsible for her half, regardless of her bankruptcy proceedings. Good luck |
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tmkng2001
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Hope you and everyone reading this learns a lesson.
Do not let someone else on your credit report. Do not cosign. When it comes to money - under the right circumstances ANYONE will screw you over - ANYONE. |
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luciousgreeneyedlady
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How about taking her to small claims court? |
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glitterkittyy
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I know this probably doesn't account for much, but Judge Judy has allowed people to sue for half of a debt if a cosigner defaulted on a joint loan then filed bankruptcy. She said that filing bankruptcy lets them off the hook with the creditor, but if you pay the whole bill, you can sue your ex for their half and it's allowed because she didn't charge off the debt she owes you in bankruptcy. I hope I explained that right. Small claims court...check there. |
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♥Precious Zara♥
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Gosh, that's mean! sorry to hear that! You should go down to your local small claims court. Most have a booklet that explains what you can sue for, what the limits are etc. You might be able to find a copy of the booklet online, but not sure. |
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Roger89
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Legally there is very little if anything you can do. However what you can do is find out were she lives, works and all the information you can gather. In situations such as yours more creative and cunning methods should be used. Have you tried suing for personal possessions of value. Remember that there are always holes in the system that should be exploited and that is why a free consultation with a layer could help you. Thank you for sharing your story. |
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