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 I have no credit history. Should I get a credit card?
As the question states, I have no credit history. There is no way I can get someone to co sign for a loan for me. I was just wondering if this was the best way for me to get a credit history if I use ...


 How can I get a credit report with out paying online with a credit card?
...


 I got a letter from Capital One...I think they are suing?
I defaulted on my Capital One Card less than a year ago. I recently moved, had the post office forward my mail but unfortunately a letter from Capital One went to my old address at my parent's ...


 Is it possable for someone with a chapter 7 bankruptcy to get a mortgage at 7%?
with only fair credit. and only 2 years into the ...


 Do Credit Unions carry out credict checks??
Hi just wondering if anyone knows if Credit Unions carry out credit checks. I doubt very much that they do as they are supposed to be there to help people. I applied for a loan on Saturday and i ...


 Payday loans yes or no.?
Well it's almost christmas. If you were short on cash for christmas, say around $500.00 would you consider a payday loan yes or no and why?...


 I need help with my debts?
I HAVE LOTS OF DEBTS THAT I WANT TO GET RID OF BUT I DON'T KNOW WHERE OR WHO TO ASK FOR HELP!!! SHOULD I GET A DEBT CONSULTANT???
Additional Details
no i don't own a house and ...


 How am I to make $500 a day online?
...


 How do I get my credit score?
I went to annualcreditreport.com and did my credit report, but how do i get my score? Can I get it for free?...


 Why do i have an american express card but banana republic won't approve me?
...


 Finding a home loan when my credit is bad, where can I turn???
My credit is bad because last year my husband became ill with liver cancer. We have been trying to get back on our feet. we can afford a mortgage but no one will give us one because of our credit. T...


 Has anyone ever heard of this credit card?
I recieved an email credit card offer for an Imagine Gold MasterCard...issued from 1st Bank of Delaware...has anyone ever heard of this card and if so can you please let me know.....


 If I have no credit, will I be approved for a credit card? Also, if I am approved, when will I find out?
Will I just get the card in the mail? How long does that usually take?? Also, will I be able to use it as soon as I get it?

Sorry for all the questions, Im just really curious!!! I would ...


 Whats a good beginner credit card?
i dont have any credit history and i want to start building up credit. whats a decent card i shuld apply for that wont change with 200 bucks in activation fee's....


 What would you do if a family member stole your credit card?
I have a credit card that was expired and I was paying it off. I had it almost completely paid off. I realized that I never got a new card in the mail but I didn't worry about it because I just ...


 How do i use a credit card???
If i get a credit card do i have to pay for it??? And if i get one and never use it do i have to pay for anything still??? What i gotta do to get one?
Additional Details
Hey yall should ...


 Was there credit use before credit cards???

Additional Details
if you can pls explain your answer....


 How to get items removed from your credit report if they have been on for 7 years or more?
Don't the creditors have to remove items that have been on 7 years or more?...


 How can i get a home equity loan or line of credit to pay off debt,i have delinquent payments on some accounts
I was recently divorced, my daughter is in college. I fell behind on some payments on my credit cards in an effort to support my daughters educational needs. I have two homes with approx. $70,000.00 ...


 Should my partner declare himself bankrupt?
We aint married and we don't own our own house but we have 2 children together. He owes over £15,000 to one company. By going bankrupt will it affect us buying a house in 5 years time? Will my ...



Dandre O
Can I sue someone for not paying a bill that i put in my name?
I got three cell phones in my name. Which I gave to family since they all have bad credit. We made a verbal agreement in front of employee/friend that they will pay their bill on time. But they have not paid their bill yet and it is past due.
                     
 




Faye H
Rating
Wow. You must not ever watch Judge Judy. Cell phones are some of the most common claims on that show.

Yes, you can sue.

First thing you need to do though is shut the phones off so your family members aren't running up more bills. Ultimately, the Cell Phone company is going to come after you for payment. They could care less who you gave the phones to. You signed the contract. You will be responsible for the bill.

It will take you several months for your lawsuit to work it's way though the courts so you will have to pay the bill in the meantime or your credit is going to be bad just like the rest of your families. If it's already past due, you need to pay it fairly quickly. Also, depending on what cell phone you got, you'll probably have a termination fee for shutting the cell phones off before the contract ended.

Let this be a lesson to you. Don't loan money to (or buy cell phones for) family members with bad credit. They got bad credit because they didn't pay their bills. That should have been your first clue.


Chali
Yes, it is in your name and you will be held responsible. You should pay the bill and end the account, get out while you still can.
The accounting company will hold you responsible.

You could sue them in small claims court with your witnesses, but it will most likely cost more than it would to write it off as a learning experience. If you choose to sue, do so After paying the bill.


st3psp8
Yes, you see it on Judge Judy all the time


Mimi
Rating
Yes you can ! Just a suggestion though, make sure to pay the bill if you don't want your credit score affected.


O yeah
Rating
If they told you they would pay you back and you have some witnesses


googlemaniac
yes you can! And, don't wait - just cancel the plans and make them pay you the early cancellation fees.

If you file those papers to sue them, I guarantee they'll pay you up even before you get your court date.

Plus, you may not even need witnesses...Nobody in their right mind would sign 3 people if they didn't promise to pay back. the court should be able to see that you were trying to help and you got taken for a ride.

best of luck!!


njyogibear
Rating
If phones are in your name, you should tell relatives you are going to close the accounts. Maybe that will get them to pay, and if not you should go ahead and do it, so at least the bill in your name doesn't get any higher. this will mess up your credit rating. I don't think suing is an option b/c it's hard to enforce an oral agreement.


ziggy p
Rating
Everyone makes mistakes. But you don't have to make the mistake of taking your family to court over this. Life is a profound teacher...first we get the test and then comes the lesson. Consider yourself fortunate in that you don't have thousands of dollars tied up (mortgages, residential leases etc.) It's not their problem that you used bad judgment...


mdlbldrmatt135
Small claims court.... see if that Employee remembers the conversation ... have them fill out an affidavit.


Tapestry6
Rating
If you have witness's to the fact that are willing to attest in court you might be able to recover some of the money.
But I would just turn off the phones until they did pay. The phone company won't do it until its at least 90days past due. When you get deeper and deeper in debt you wish you had cut it off at the 30 day mark.
People that have bad credit have it for a reason. Most people can live without cell phones its just become an 'in thing' to have but its not a life necessity.
Suing family really looks bad. :-(


yousuck
yes you can


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