 I have claimed back bank charges from my bank? |
| i have claimed back bank charges from my bank,totalling £1250 and they have sent me a letter offering me £725 as a gesture of goodwill that they will credit to my account if i accept it.However i ... |
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 What is the best way to build ur credit score? |
| I have minor stuff in collection and ive been told that it doesnt effect me much. should i pay it off? would that improve my credit score after its been in collection?... |
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 I have not so good credit my credit score is 593 and I want a credit card for the holidays? |
| Is there anything I can do to get a guareented credit card or a company that is willing to offer one to someone with my score... my credit report only has medical bills and 1 $50.00 blockbuster thing ... |
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 I am thinking about cancelling some of my credit cards, will that affect my credit? |
| i have a couple of cards, but am thinking about cancelling one or two, both of them are paid off. will that affect my credit in any way? my score is already at a low 568. i am trying to increase it.... |
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 Still on collection report after 7 year period (1999)? |
Ok.. was reviewing my credit reports and found numerous debts that are passed the "7 year mark", however they still appear on all 3 CRA (Equifax,Experian and Transunion).
What is the ... |
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 Is it true that when you marry someone you both have the same credit score? |
| Okay.. I have worked really hard to get my credit right. The guy i'm about to marry has bad bad credit. Is it true that when we get married, I'll also have bad credit , the same credit that ... |
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 Does it wreck you credit score to switch from one 0APR credit card to another when 0% runs out? |
| i.e. have your balance transferred from one 0% APR to another 0% APR card and then closing the first card out.... |
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 Do we have to be in debt to live a good lifestyle? |
| Many people buy expensive car simply for them to show-off,but they don't really have the need for a car. Sometimes,immitate other people by obtained a big loan to go on expensive holiday and ... |
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 Which credit card should I get? |
| I never had a credit card.I do alot of online shoping and pay tv,phone,and Intrenet bills with my debit card.I do fly alot or drive.Is there a card for my uses?I want a card to start gaining credit ... |
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| How to I get a Credit card |
| I have a debit card. I am wondering is 16 years old too young to have a credit card?? And I always hear it is terrible to have a credit card because it rips you off. Also how does it work?... |
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 Does anyone know any good credit cards with low interest? Serious Only, I have a PERFECT credit score, I'm 19. |
| I need to find a GOOD credit card with LOW interest, I have a PERFECT credit score and I am 19, a college student, my current credit card has like 25%, which is bullshit, PLEASE SERIOUS ONLY. thank ... |
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 How does the negative stuff on my credit report go away? |
| I have pulled a credit report and disputed everthing, and its all still on there. Most of the things are to expensive to pay off (would take YEARS). However, some things I could pay off quicker. H... |
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ncsustandup | Can I take out a small loan from a bank to improve a low credit score? |
Some one told me to take out a small loan (3 or 4 thousand) and pay off debts and then pay off that loan on time and that would increase my credit score alot? Is that true....imean can i get even a small loan with a bad credit score.? |
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Lady Perk
|
You can try. I personally think you're better off contacting a reputable credit/debt company that helps you get your interest reduced, helps you come up with a livable budget, etc and teaches you how to live within your income now. Then get these debts paid off and your credit will improve and you will have learned something along the way. |
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beauty s
 |
u can try |
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Emma W
|
If you do not have a bad credit getting business loans are easy. It is generally seen that bad credit acts as an obstacle in the smooth running of a business. Are you also facing the same problem? No need to worry, as bad credit business loan is here to solve all your problems<!--The perfect use of bad credit business loan comprises of the improvement of credentials so that you can avail any loan in the future. You can find more information on Business loans here,
http://badcredits.awardspace.com/businessloans.htm
You can first gather complete information regarding these types of loans. Move ahead in business with bad credit business loans. An effective way to get rid of your bad credit score and to speed up your-->business dealings is bad credit business loans. You can maintain your perfect credit score as long as you pay off your installments in time. This credit score improvement can enable you to avail any future loan with better terms and conditions. |
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TaxMaven
 |
Consider that the reason your stupid credit score is low BECAUSE YOU KEEP BORROWING! Stop the insanity! You do not need a credit score unless you plan to continue borrowing to fund your life. Trust me, it is much better to fund your life with MONEY. We have paid off a tremendous amount of debt & have not borrowed in about 4 yrs. We will NEVER borrow again. I recommend that you try it! |
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Christie
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Basically that would be considered a debt consolidation plan, and it's a good idea as long as you can find a bank that's willing to work with you. If your credit is THAT bad, it might not be possible to get a loan through a bank. In that case, check with consumer finance companies, such as Wells Fargo Financial. Typically, finance companies will take a little more risk than banks do, and while the interest rate will most likely be higer with a finance company, the loan will serve its purpose - it will help pay off current debts, and by paying on time every month, the loan will help establish good credit history. |
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ScamBuster
|
*Scam Alert**
Beware of Advance fee Loan scams.
ALL so called "Private Lenders" who ask for fees upfront are
scammers...
my Advice: Don't deal with anyone from a foreign country and never use
wire/bank transfer services.. you risk losing your $$ and your mind.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person
or business in the UK, Nigeria or Canada in hopes of getting a loan. If
you do you will learn a hard lesson & never see any Loan money.
Remember, if it sounds too good
to be true, it probably is! NEVER give out your personal information to
strangers online! Always be on guard.
http://scamalertusa.blogspot.com/ |
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.
 |
Yes, you can do that. I think you need something to use as collateral for your loan. |
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gogo7
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It depends on how bad your credit score is or why your credit score is low. You are always better off paying off debts in full. If a loan is not possible, just concentrate on bringing your bills current and staying current. If your bills are not just a little past due but charged off, pay one and a time. If your credit is low because of very little credit, more credit doesn't necessarily improve a score. People get too involved with a "credit score" but it's what's on the credit report (credit lines) along with other variables that make a "credit score". So it depends on why it's low. I've seen low credit scores on people with beautiful payment history because of other reasons bringing it down.
But if you can get a loan and pay everything off, then make payments on time on the new loan, yes, your score will go up but not over night. The severity of the bad credit will determine if you can get a loan at all, especially without collateral. |
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Grumpy Midget
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well not really
because to take a loan from a bank, you need to give the bank something that they repossess if you can't pay the money back, (like a house in a mortgage)
but if you loan some money from the bank and tell them you are going to pay back debts with it, what can you offer to loss, if you can pay back the money. (well you car possibly)
However you can get a private loan from the ceman islands or the mafia, they take your life if you can payback the money.
I wouldn't though |
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