 What is the best way to handle outstanding debt? |
| I have previously asked a question and have not got the answers i was seeking. I have a credit card debt that is over 9 years old. I understand all of the legalities of the situation concerning the ... |
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 Is there a possible way to live without credit? |
| Don't you hate being a slave to banks and credit card companies?Even when buying a house, which people think it's theirs but it actually isn't until it's completely paid off like ... |
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 Can a collection agency for a way over due payday loan call the cops on you have have you arrested? |
| Way back in Nov. I had taken out a payday loan, well when it came time to repay I didn't have the money so I took out another loan... I have 7 outstanding loans now..... BAD DEAL!! Well they ... |
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 Past Due Credit Card? |
| Hi. I have a credit card in which the minimum payment is now $800. It started out with an overdraft and a late fee, and the minimum was $150 which I could not afford, then it has just went up since ... |
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 Repairing my own credit report.? |
| I have decided to start repairing my credit on my own. I have a few paid collections on my credit report. Do I contact the collection agency who reported the bill or exquifax to have these items ... |
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 Im going to open a credit card acount to get my credit score up but I don't know any thing about the credit |
| termonology and where can I learn about choosing a credit card that's right for me and not to expensive?... |
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 My fico is 610, income 65,000/ fiance 680 income 50000. Should we apply for home loan together or just him? |
| Should he buy before we get married. my low FICO is due to past charge offs that are about 5 yrs old. We would probably qualify for more money if my salary were included, but we don't want to ... |
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 How many credit cards SHOULD I HAVE? |
I am 21, and have 1 credit card with a $1250 dollar limit.
I am just starting to build my credit, bought some furniture and I am paying it off every month. I also never miss any payments on my ... |
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 Will I be accepted? |
| Im 6 and a half months pregnant, I start my maternity leave in 2 months and I am going back to work full time when my baby is 6 months old, Will I be accepted for a mortgage as I am currently renting ... |
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 Does credit card debt add interest if unpaid? |
I had a credit card over 5 years ago that I used and only paid less than 10% of it back. I completely set it aside and forgot about it.
Let'd say my debt was $1000. Now, 5 years ... |
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 Old roommie opened credit card in my name? |
| Long story short, I checked my credit yesterday for the first time in years, and noticed a closed American Express card that is at collections. Shock to me! In researching, found out that my ex-... |
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 Why is there a payment due on my Discover Card that I haven't used in a long time? |
| I haven't been using this card lately. I don't know why there's a payment due when i didn't even buy anything with the card.... |
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 So what can "they" do to me if I quit paying my credit cards in the state of Tx? |
do to the fact i can no longer afford to pay them.
Additional Details
not that i want to quit. I borrowed the money by using the credit card therefore i should pay it back. but things ... |
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The One That Got Away | Can I use a credit card to pay on ANOTHER credit card? |
Long story... lol. I just dont want to pay a lot of interest if I have to get cash
Additional Details
Long story... lol. I just dont want to pay a lot of interest if I have to get cash I deffinately wont make it a habbit. It has to do with me getting scammed, having the money returned to me, and waiting for it to show up on my credit account |
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Jeremy P
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Yes, this is referred to as a 'balance transfer'. There are numerous credit cards designed specifically for balance transfers that offer a 0% intro APR for a specified period of time. You can find a complete list of these offers here:
http://www.asapcreditcard.com/0-apr.html
You can save a lot of money using 0% APR credit cards. Just make sure you don't overspend or create even more debt with one of these offers-- because when the intro period is over-- you could be paying a lot more in interest.
Hope this helps. GOOD LUCK! |
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Sammy
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Yes, you can pay a credit card w another credit card.
that is the easiest way to go to financial hell. |
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Jay L
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You can transfer funds from your credit card into your bank account then use the funds to pay your other credit card bill. They charge a whack of interest to do it, but at least it'll keep the creditors away. |
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antivinegar
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Yes you can |
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Shadow419
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Yes you can, but you are setting yourself up for a bigger problem. Anytime you use one credit card to pay another, you are creating more debt and interest for yourself on that card. If it's a one time thing, no problem, but please try not to make a habit if this or you will end up in a vicious robbing Peter to pay Paul cycle. |
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Andy
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Yes, it's referred to as "borrowing from Peter to pay Paul". By doing so you will be starting a vicious circle from which one rarely emerges. If finances are really bad, talk to someone about debt consolidation. |
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LaQueshia J
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Yes, if your card has balance transfers availble or a cash advance option. However, unless the interest is breath-takenly high, I would just bite the bullet and pay the bill. Juggling credit cards is risky business. It's sort of like playing in a casino, "The house always wins!" |
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sarge927
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Sure you can. Lots of people do that when they apply for credit cards that offer 0% interest for the first six to twelve months. Heck, on some credit card applications you can write in the name of the company and the account number and they'll pay it off for you if you're approved. And yes, you can get cash advances to pay off credit cards, but you have to watch out because some credit card companies won't allow you to take more than $1,000.00 in cash advances. So be sure to do a little research first. |
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smelly
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yes phone them and do a balance transfer! |
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iceman
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There are ways to do it, it is not normally accpeted though.
Gotta tell you, it is quickest way to put yourself in a credit hole you will never get out of. |
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swtluvingcntrygirl
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I have heard of other's doing it. I guess you could. |
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