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 Credit card advice for Dummies?!?
I'm thinkin about applying for a credit card, I've never had one before and don't have an overdraft or any other kind of debt. Thing is i'm planning to go travelling at the end of ...


 Dealing with an aggressive collection agent?
The last two years of my life have been extreamly difficult financially. I have worked my butt off sometimes 4 jobs 80+hours a week to avoid bankruptcy and pay back all my previous bills/debts. I ...


 How do you get bad credit?
give me some examples
Additional Details
is it true if you go over your half way mark for your credit card limit, its considered bad? I went over my half way limit, but I don't miss ...


 Can you use a Visa Credit Card the month it expires?
...


 Can Sears credit card garnish your wages if you owe them money?
My hubby was planning on paying them off with his tax return but we are getting calls about how they are sueing us and going to garnish are wages will they do that? up until 6 monthes ago we were ...


 My ex husband has been writting bad checks and giving me gifts from them. i had no idea, am i liable?
...


 How can I remove a default on my credit file?
I was recently refused a loan. Upon further investigation, I found that I have a default on my credit report from O2. My contract with O2 ended 3 years ago. The default was put on this year but I ...


 How can I convince my mom to let me have a credit card or something like that (I'm 13 years old)?
I'm 13 years old and I'm turning 14 years old in a few months and I'm going to get my working papers work a job. I know it sound crazy that I want a credit card, but I need it to buy ...


 How long does it take for a 10,000 check to clear?

Additional Details
I deposited the check in my Bank of America account, and the check was from Chase Bank....


 When A Couple is Married, Do They Take On Each Others' Debt?
I feel foolish for asking, but hypothetically, if I was x amount of dollars in debt due to college loans, will my new husband take on that debt? Will it reflect in his credit score or taxes? How ...


 How do i get a bank loan?
Ive just been to Spain for holiday and saw this closed down pub, its in a prime location next to all the English hotels, with two big palm trees growing outside the door, and would make a great ...


 Will this hurt or help my credit??
i currently have three credit cards. if i where to take the balance on these three credit cards and place them onto a new card that could hold the amount on all three of these and then close the ...


 I am 20 years old with no credit?
I have tried everything no one will approve me of a credit card, loan, nothing. I'm not in school so I can't take out a student loan. I've even tried applying for store credit cards ...


 What is the worst that could happen if someone sees your pin number?
hey

i want to know if someone by chance saw ure pin number when u r using your credit card at the atm what can happen cause if they dont have your credit card or credit card number they ...


 True of false?
everytime someone checks your credit, your score will go down? like applying for credit cards and other stuff....


 I got my first credit card last year and screwed up. I went over the credit limit. If I cancel.......?
If I cancel it, will all the monthly finance charges and such stop, and I will just have to pay what I bought only?

I screwed up, it was so easy to just use the card and now I wish I never ...


 Why are other country's always so jealous of US?
...


 30% of $827?
...


 Can't pay my credit cards not working what's going to happen next?
I am no longer working due to an incurable illness I have recently been diagnosed with. I am young and have about 2500 in cc debt that I just recently stopped paying in the last couple of months. I ...


 One divided by zero?
equals?...



la_reina
Can I use my CapitalOne Credit Card that has a Mastercard logo at a ATM machine and just take money out?
Just want to know if i can take money out at a local ATM that accepts my card without having to use my card at a store.
                     
 




Imaka
If that is part of the package you have from Capital One. If so, you have a PIN number to use at the ATM and they have advised you that interest will be charged immediately, etc. If you still have it check the cardholder agreement they sent when you got the card (I know - I don't have mine either!!) or call the 1-800 number on the back of the card and ask.


IMHO
Rating
Yes, but you have to call capital one to create a pin. I've done it before.


DixieNormus
If you are getting cash advances on your credit card, that's a major sign of being FLAT BROKE. Don't do it ! It's way too expensive in the long run.


brat
Rating
you can if you have the cash back option and you need a pin for the atm


lmcm1975
yes , you need to have a pin number to get it, i just did it myself and everything was fine.


Kimberly B
Usually yes but you will pay higher interest rates for cash than you would for actually charging something. Give them a call. The number will be on the back of your card.


Chula
Rating
You can if you know your pin number.


mystery_me
Yes, you can get a cash advance on a credit card assuming you remember the PIN. But beware that cash advances are usually charged a much higher interest rate that a regular purchase.


Gillian
You'll need a PIN,but cash advances are super expensive! They'll hit you with a high interest rate that accrues from the day you take the money out. You don't get a grace period as you do with regular charges.

Watch out!


rhino_man420
Rating
yes, you need your pin number


george 2
if you have a pin number then yes, it should work.


Robert P
yes...if you have the pin# ...cash tranactions like this carry a high interest rate! Higher than that of just purchases. And don't forget the fee...usually 3% of the amount you take out...and the fee the bank will charge for using thier atm


Mo
Rating
Yes you can with a pin number but most cards have limits on cash advances that don't always go as high as your card balance.


rachel
Rating
you can if it has the MC logo at the ATM, but your credit card co can charge you as much as they want per transaction (one time it cost me 10 bucks to take out 20) and they charge you a "cash advance fee" 'til your balance is paid off in total. Save yourself a few hundred bucks and just go to the bank.


kristenone
You have to have a PIN number. Keep in mind that this would be a cash advance, and most credit card companies charge a higher interest rate on cash advances than on purchases.


jynxx25
Be careful taking cash advances from Capital One. Not only will you pay cash advance fees and a higher interest rate (20.49-22.49%). In addition, payments apply to regular purchases first. For example, you charged $100 in regular purchases (food and clothes) and withdrawn $50 in cash. If you made a $50 payment, it applies to $50 in regular purchases.

My wife and I have separate Capital One cards. We had taken cash advances. When we made the payment for the cash advances, it applied to the regular purchases. We were still charged a high interest rate for the cash advances. We have not tried calling customer services to revolve the issue.


Donna A
Rating
Yes, you can, but you have to have a PIN number for that card.


Sam
you can do anything you set your mind to


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