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 Which one is it....?
I work at a bank so I should know this but everyone gives different answers. When you get your credit card statement is it better (credit score wise) to pay it off in full or just pay a big chunk. B...


 How do I get the creditors to stop calling?
My fiance's creditors (NCO Financial, Canada) keep calling my parents house asking for him. I have told them SEVERAL times that this was the wrong number. They have my fiance's number but ...


 How much will it hurt my chances of buying a house if I.....?
finance a motorcyle that costs $10,000. My equifax score is 687 and my experian score is 724 and I don't have my TransUnion score. Also, I wont be buying a house until October.

I ...


 If you had to guess, how much personal debt do you have?
Not counting car loans or mortages. I know this is a tough question and most people would not want to answer. But I am just trying to guess where I stand, if anyone is willing to answer....


 What is the best way fix bad credit now that I have all of my credit card debt paid off?
...


 Does your credit score go down if to many credit lenders look?
I am looking to buy a house and want to seek a few different options before buying. If I have them all pull my credit will this cause my score to decrease? Please tell/show me how you know this....


 What is the best credit card to get i currently have a barclays platinum card?
...


 Is a credit score of 645 good?
i was thinking of getting a loan to get a house built for when i get out of college. will that be enough to get a loan?...


 Credit card nonpayment?
What will a credit card company do for balance of $5300 that I owe them and am not able to pay?...


 What should I do?
I found out via my credit report that in 1995 my sister used my SS # to get a phone in her name, now I have a $430.00 bill. How should I handle it? Should file fraud, pay it myself or demand she pay ...


 How to start my credit history?
What is the first step should I take to begin my credit history? Loan, credit card?...


 Is it better to pay off old debt?
my husband has some old stuff on his credit report that is now in collections. some of the things are 3 years or more old. is it better to pay these collections off, or will they eventually fall ...


 I am 20 years old soon to be 21 is 710 a good credit score for me?
Does everyone start off with a score of 830 and then it drops down or do you work your way up to a perfect score? What does my score of 710 actually mean? I do have credit cards but whenever I get ...


 Should I take a loan offer from the United Kingdom?
I have had 3 or 4 loans offered to me and they want me to wire them a 200 dollar lawyer fee. Should I or has anyone else in here done this. I am in desperate need because of school and also my other ...


 My credit rating is awful.?
My curent credit score is 511. I have been paying ALL my bills on time for 8 months now and have also cleared 2 defaults, but my score isnt improving. Ihave registered with experian and have been ...


 Is there somewhere i can get my credit report for free? without entering a credit card number...?
i don't want to give up a credit card number...i feel that if they say FREE CREDIT REPORT that i should not need to provide a c.c. # sounds like they are trying to pull a scam...i know that i ...


 Credit score below 520 and in need of a loan can any body help?
i am in need of loan and my credit score is below 520 due to a divorce I am a single mom with 3 small kids I am looking for some lender that can help me I have no money to pay out and prosper my ...


 Should I get a personal loan to pay off credit cards?
I currently have two credit cards (#1 - $1569.94(14.99%), #2 - $4,153.37(15.99%)) I'm having no problems paying them down, even though it is going down quite slowly. I am usually paying the ...


 I need help really really bad.?
Hi and thanks for taking time to help me.
About 2 months ago I was preapproved for a new/used truck from a reputable dealer. I took every precaution known to man to make sure it was true before I...


 Why do people use credit cards?
...



mia 		Can a 14 year old get a credit card??
if so, can you tell me how?? and is it legal?
                     
 




$m¤¤v¥ £¤¢¤
Rating
You wouldn't be able to get a credit card at 14 because the terms and conditions of the credit card are a legal binding agreement, which you're not able to enter into until you're 18.

You can get prepaid debit cards with the help of your parents

I posted a couple of links to a couple of sites that offer these.


Mr. Taco
Rating
Yes and no. You can't get a REAL credit card with actual CREDIT on it. It would be foolish for a 14 year old to do it if they could! But you can prepay for a credit card with real money and use that at pretty much any age!


Ginny
Not a "credit card" - you need to be at least 16 (you'd think 18 but I read the credit card applications at the retail store where I work and they actually say 16). But they do have bank cards where you and your legal guardian load the card with a certain amount for you to use. These cards are designed so you can start building credit early and definitely worth looking into.


Helper
Rating
I believe there are certain prepaid credit cards that dont have age requirements.


MYAB
No you cant its a contract and contracts cant be enforced on a minor.


kaye t
No you cannot. It's only legal for peoples of or over the gae of 18 to have a credit card or checking account.

However, there are prepaid cards out there and some backs offer junior savings accounts with ATM Only cards until you turn 18. It's a great way to practice keeping your money in a back and earn interest on your money at the same time.

Talk to your parents about checking into banks in your areas that offer junior savings accounts or getting a prepaid card.


melissa
no, but im also 14 but i have a visa buxx debit card.

check it out....

http://www.usbank.com/cgi_w/cfm/personal/products_and_services/checking/visa_buxx_ps.cfm


pink ladie
you can't get one from the bank but you can buy one a prepaid one that you pay for you can buy them at your local drug store.


biwagirl20
Rating
Thankfuly no they can not.

You must be 18 years old to obtain credit in the US. And that I think is still too young.

If you can afford it, don't buy it.


tampa
Rating
Yes you can but your parents have to do it for u ,unfortunely They can put in their name or buy a prepay credit card for u. If you make your own money better yet, ask parents to match amount And that will show responsibility and earning credit for yourself in future when legal age kicks in.......


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