souper.gloo
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No. You have to be 18 for they need to check credit. |
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Sarah
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since you are under 18, you would have to get the consent of a parent most likely.... |
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Belle
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Are you serious? Of course you can't get a loan unless it's from you parents. |
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zanthus
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what do you think???
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Gem
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A minor (under 18 in most states/countries) cannot legally sign a contract, nor be held to its terms.
So, if a bank was dumb enough to loan you the money, you could not pay and there would be nothing the bank could do to get their money back.
If you can pay it off in 2 years (are you including the interest in that? no one lends money for free), then you can save the money and buy it outright.
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Casey
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I would have to say it isn't very likely. Since you have no FICO score.
Not unless you can prove collateral. Which is to say that you own something of value above and beyond the $3000. At 14 years old, I would venture to say that you probably don't own anything worth that much. Creditors look at it like this: If this guy defaults on the loan and can't/won't pay us back, what can we take from him to cover the loan.
You can get a loan if one of your parents co-sign with you, which in that case, they would have to prove collateral. Which I am sure they can do.
You would be better off working out a load with you mom or dad. The interest rate would be much better. |
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awesomeandrew1994
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no i think you have to be 18 and older to get a loan but this is the only other options i can think
1.Having a parent/guardian get the loan and pay them back(i don't recommend it but it is possible)
2.Finding a cheaper one on ebay or craigslist( that is a reasonable price)
3.Live with the thought that you might not get one
4.Other some random way you would be able to get some |
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☼AstrologerJuliAnne☼
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No, you cannot get a loan in the conventional way. Only way you can get one is from your folks or a family member. I suppose you say you can pay this off in 2 years because you figure you would be 16 and can work at that time right? Why not work now? Fast food places will hire 14 year olds! Work after school, save up as much as you can, and then offer that to your parents as part of the $3000 you need to pay for this toy. Then continue working and paying them weekly or monthly on it. That way you may be able to buy this thing by next summer. You do realize you need insurance also I believe on this toy you want? You also need riding gear, gas etc. It's not just the 4 wheeler you are buying. |
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just a man
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Can a 14 year old get a loan? Probably from a rich uncle.
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Emmett
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nope |
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La Vie Boheme
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No. You are underage, have no job to repay it and no credit history. |
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latinoshoney
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I don't think so.
You have to have some credit built up and be at least 18 years of age I believe.
Ask your parents to take on out for you, then you make the monthly payments. |
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Mandi C
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lmfao if u dont work how do u plan on paying it off
have ur rents buy it for you |
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Twix
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no impossible |
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johndoe3214
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Yes. After you get it just refuse to pay it back. That is what all the freeloaders did who had their houses foreclosed on. You also can be famous as on of many causing an economic breakdown in the US |
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TheWhat
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um yeah |
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