 Non payment on credit cards consequences???? |
| I just found out that my dad payed for mine and my brothers tuition fee by charging them to his credit card and incurred circa $250,000 worth of debt through various credit cards that he's not ... |
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 Is there such a thing as a pay as you go credit card? |
| Is there a card that you can keep putting money on it and use as a credit card, like for on line purchases? Or to give to a place where they want credit card info, but you don't want to give ... |
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 How do you get an apartment with horrible credit? |
| My friend is moving into her new house at the end of the month and her roommate is having a hard time finding somewhere else to live. My friend just found out that this roommate has terrible credit. ... |
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 I placed an order for a prescription online. I never got it. My account was charged. What can I do? |
| 2 weeks ago, I placed an order for a prescription with an online pharmacy. I never got it. My account was charged, but my online order status says "Pending" when I check it. (Not shipped) I ... |
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 How do I work out unknown direct debit payments? |
| I have gone through my bank statements and found 'PAYMENTSHIELD' and 'FIRSTASSIST - CRED' as direct debits. Does anyone know what they are?... |
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 How do I get a free annual credit report? |
| I've heard that you can get a free anuual credit report online. Is that true? and if so, which companies provide these free credit reports online?... |
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 I received a check for USD 3950 for a lottery.It looks very authentic. How can i make sure its not a scam.? |
I don't remember entering the lottery, but it is quite possible because i keep doing these things online.
Can i cash the check without having my name or my bank being involved with it at ... |
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 How do i get a new car with bad credit and no down payment with a low APR. loan? |
| oh and i have no one to co sign for me please help cause the car i'm driving now just broke if you know a way please ... |
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 Have you had your credit limit decreased? |
| If so, were you paying just the minimum?... |
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 If I don't pay my full credit card balance will the company charge me interest? |
| Lets say I owe them $100 and I pay minimum fee, which is $10. Will they charge me interest for the $90 balance that I still owe them??... |
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 Credit Cards!!!? |
| I have a credit with about 1,000.00 charged on it. My interest is around an extra 20 bucks a month. My friends suggested that I do a balance transfer so I can get 0% interest and pay it off sooner ... |
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| I have about $5000 in debt and its all starting to catch up.. my credit sucks how can i get out of this mess? |
i live in canada...have tried to get a debt consolidation loan but because my credit sucks i am not approved... any other ideas?
Additional Details
unfortunatly i dont own my home so ... |
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sam scar | Can a 18 year old wtih no credit get a auto loan? |
I'm turning 18 soon and I want/need a car, I have a job but I dont have enough money saved up for a car I want. Is it possible for me to take out an auto loan for like 10 g's? No one will co sign for me and i want a car now, I dont feel liek saving. Who will give me a loan? |
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Rikitikitavi
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you can. Alot of dealerships have banks w/ a first time buyer program, but here are the requirements. The car has to be a 2004 or newer w/ less than 60k miles on it and no more than 10-12k. You will need a down payment, usually anywhere between 10% on up and the interrest rate will be high.
Avoid car lots that are BUY HERE PAY HERE. Alot of them offer crappy cars and if you pay one off thru them you still wont have any car credit for they will not report your payment history to the bureaus,so you will be in the same boat.BUT if the car breaks down and you miss a payment they will tag you w/ a repo on your credit and it will take ALOT of money to get financed for another one. Avoid places like DRIVETIME as well. They do report good credit to the credit bureaus but their cars are crappy high milage vehicles that will more than likely break down on you and you will be paying 5k over book for one.
Unfortunatly, the 18-24 age demographic has the highest repo rate and therefor alot of banks are weary of that group |
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lb06029
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You can, but what you may have to do is get a personal loan from a bank, rather than the dealership. Careful, everytime time and place that you apply for a loan goes on your credit report. Don't start getting "dinged" this early on in life.... |
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Beach Girl
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If I can't then you can't. Good luck! >:( |
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Always Right
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yes |
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racecarreal
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one of those crappy buy here pay here lots where you never get what you pay for so get a good reliable car for cheap and save your money....its hard but grow young and you will be having more fun later |
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hypno_toad1
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You can get a loan on your own but you aren't going to like the interest rate. My advice is patience. |
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Former Banker
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Yes, but it will be difficult. Have one of your parents or family members co-sign the car loan with you. Good luck. |
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T V
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There are companies out there that will give you a car loan with no credit, but you will need some sort of down payment. |
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Chrise C
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you need consign
http://e-loan-debt-consolidation.info |
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mrm
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Are you serious? They can't wait for you. So long as you have no negative history and a job, you can get whatever you want! The credit vultures are circling, lining up for you. Just be smarter than they are----finance something you can really, really afford.
Don't let some double-knit, loser,car salesman, JO talk you into "The Special of the Week". That car was cheaper last week. Go to the Blue Book online, know what you are doing, make a decent offer to three or four places, and sit back and watch the a__holes bid for your business!
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