 Reason for 0% APR Cards? |
| What is the reason for credit card companies offering a 0% apr card apart from the usual promotional spin? Is there somnething to do with the economic cycle we are in?... |
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 Can anyone help me finanially? |
Would anyone like to send me money so I can support fiancially for next 3 month or so.
Something happend and need help.
Additional Details
bijan a
I'm a good person but ... |
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 E Bay Debt?? |
| Just received a formal demand,from a debt collector on behalf of unpaid e bay fees,for advertising a car that wasn,t sold,the fees were for £130,i think that is ridiculous,should i pay,or ignore??... |
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 Catalogue debt? |
| Does anyone know if it is possible to transfer catalogue debts into someone elses name? I have a customer who has ordered quite a lot of things from my catalogue and now can't afford to pay and ... |
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 How do you add good things to your credit? |
| I am 24, will be 25 in June. I have a 4 year old son. I don't own any cars, rent any cars or furniture, etc. I don't have a cell phone, or even a bank account. I do rent the top half of ... |
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 Credit Cards and Not Paying Them? |
| I owe two credit cards money. I've tried everything but I can't seem to pay them anymore. My lover racked up the bills before she took off on me. I owe about $4000 on one and about $1000 ... |
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 Please help someone i know used her dead husbands credit card? |
| some one i know used there dead husbands credit card and no it's not me, the card arrived the day he died and she could'nt afford flowers or anything for the funrel so as she had a second ... |
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 What can I do if my debts are choking me? |
| My sallary won´t be soon enough to cover my credit cards and other expenses. What are the options? Legal, of course!!!... |
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 Debt Management? |
| Has anyone else on here used Payplan? Are they good? How are you coping with debt problems? I have serious debt problems and a friend advised me to declare myself bankrupt. Is this a last measure?... |
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| What is better, more credit cards or older cards? |
| I have about 6 cards that are all pretty much paid off but I like most of them for various reasons...Chase amazon b/c I shop there alot and the rewards are good. Chase freedom cus of the APR, W... |
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| How easy will it be for me to get a credit card? |
| Im 18 and have no credit history. I am about to apply for a student credit card, will it be mereley a formality meaning i will get the card easily or is there a big chance of me not getting the card?... |
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 Too much money in the bank? |
| I heard that if you put a lot of money in at once they'll ask you a lot of questions so if your doing something illegal youll get screwed. True???... |
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 Why do loan companies get away with abusing customers? |
| I have had a loan for 5k, the pay back is close to 11k, stupid i now, but how d they het away with earning so much money ... |
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Gi-Gi Roxx | Can a bank require you to have TWO Appraisals when applying for a Home Equity Loan? |
I'm quite frustrated at the process involved with trying to get a home equity loan. Last week an appraiser did a drive-by appraisal and the value came back just fine. NOW, they're requesting a second appraisal, this time a walk thru.... is this legit? Do I have to submit to this? Is this common? |
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pancakes & hyrup
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A bank can do what a bank wants because they're the bank. They're the ones giving you however-many thousand dollars of their money. Some banks have different policies, and that's not unheard of.
I guess you'll have to let them. But 2 appraisals is pretty common. |
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charmedchiclet
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A bank can ask for anything they want, since you're the one asking them to give you the loan. If you don't like it, take your business to another lender. |
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Stuart
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This is legit, you do have to submit to it, and it's fairly common.
The bank wants to be sure that they are lending money on an asset that has the value you claim it does, so that they can recover their money if you default on the loan.
Also, as a side note, YOU asked THEM for money... not the other way around. |
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SPIFIMAN1
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Actually it's quite common for a bank to require two appraisals before approving a equity loan. If the first one had been done properly (a walk through) instead of a drive by they would not be asking for the second.
I went through this myself a couple of years ago and they only required one because it was a walk through. |
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krohnjack
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Remember the golden rule-"He who has the gold sets the rules". Since you are asking the bank for money they can set the parameters and criteria for getting the money.
It is entirely within their rights to do so-after all this is the security for their loan to you. And it is not uncommon at all.
If you are in the market for a mortgage, home equity loan, or refinance get up to 4 FREE No Obligation Mortgage Rate Quotes at http://www.m-o-r-t-g-a-g-e-r-a-t-e.com |
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cuddles
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yes |
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Deric
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Actually Banks usually request 2 apprasials for a home loan so there is no bias. Alot of appraisers have certian homes they lik more then others. But that's in MN. Just do what the bank asks otherwise it will slow down everything. |
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