 Finance/credit question? |
| I needed a co-signer when I bought my car because my credit wasn’t strong enough. After I bought the car I got laid off and got into debt. My score was like a 580. I just paid off 2 credit cards ... |
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 Would it be a good idea to take out a personal loan to pay off high interest credit card debt? |
| I think Im getting charged about 8.99% intrest on my credit card. What kind of interest would their be for a personal loan? Would that be worth it?... |
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 I dont really get the whole concept of a credit card. |
| how does the whole credit card thing work, how do you use it?... |
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 How to improve credit score |
| I am 21 years old and have credit issues.I looked my credit up and it said i have a 600 (D) rating .I only have hospital bills and one cell phone bill.I haven't had anything else in my name but ... |
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 How can I get out of debt? |
| I am swimming in credit card debt. I've got creditors calling my house and on some cards I can't make the minimum payment. I feel like I will never ever be good with money.... |
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 How should I handle my upside down car loan? |
| I owe 11,000 on my 2007 car that I bought new, it is worth only 8K to sell privately and 7K or less for trade in. Obviously I bought it from a crook of a car salesman while I had bad credit, big ... |
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 Is it easy to get a loan for bussiness (100K)? |
| how can i take out 100 K is it easy and if so what about my credit? pls helpp any general tips would ... |
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 I've had a Capital One card for a Year,When will they raise my limit? |
| Hi..I've had my credit card for a little over a year now,And i have a limit of 500..it was 300 when i first got it..and a couple months latter they raised it to 500.But that has been about 8 ... |
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 What would help my credit score more? Pay off some collections, or pay down credit cards? |
| I have $90 and $160 collection accounts I can pay, or I have about $3000 of credit card debt I could pay a few hundred on maybe. I am trying to pump up my low credit score within the next month or ... |
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 Planning to marry? |
I am planning to marry my long-time companion
here is the problem. He is unemployed due to a disability his credit is really bad owing student loans and IRS. I have a good job and my credit is ... |
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 What is my credit score? |
| I got my report back from transunion and its only a two page report but know where on it does it have my credit score. Does anyone else know where its located on the report or what????... |
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 How do I go about consolidating 10,000$ worth of credit card debt without using a debt management company? |
| Myself and my soon to be fiance are in a lot of credit card debt. Between the both of us we always pay our bills on time but now it is starting to become a problem where it is getting overwhelming. I ... |
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 What are pay day loans? Are they scams or rip-offs? |
| I'm having trouble getting a loan for $1000, I am considering a pay day loan, but don't know what they are.... |
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 Is is better to close a credit card when you pay it off or leave it open? |
| I heard that it helps w/ debt to income ratio...I had a few cards, paid some off & transferred balances..now I have two, One w/ a balance on a 0% card & one that is paid off, but still open &... |
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steph g | Can a cell phone or cable bill late payment affect your credit? |
hello,
I have a ton a bills and i forgot to pay my cell phone and cable bill on time. They were only 5-10 days late. i know when you are late with a credit card the day after it, its on your credit report. I had this happen once with capital one, called them up and expained to them and they fixed and took of the late fee! |
 |
 
AG
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Double check with your phone and cable company's collection department to see if they report late payments to the credit bureaus - more and more of them do these days. But I think you're probably ok. Even if the phone & cable company do report to the credit bureaus - you usually have to be at least 30 days late before it can get reported. I find that company's who get their money within 10 days of the due date may charge a late fee, but nothing more. |
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lg
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That depends on the company..some may report to the credit agency more than others when you are late....and some don't, only if it's waaaaaay overdue..it's at their discretion. |
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titanbooboo
|
absolutely |
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Luckys Charm
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only if the the phone company and cable company report to the credit bureau and i doubt it. |
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kkrulez3001
 |
sometimes it does, other times it doesnt. |
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dottielasvegas
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Yes! |
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aloneinga
 |
Hey there, I think any late payments can affect your credit scores which is why a lot of people right now are struggling in getting theirs up. |
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reallyno
 |
all late payments affect your credit |
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jamesPurple
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it depends on how much time you are late and if you keep doing it.
better put all your bills on one credit card and stop paying late.
Good luck ! |
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sctmoran
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they are not supposed to report late payments until they are 30 days late...if they report sooner than that you can fight it |
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Raven E
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Yes it can, especially if it has been turned over to a collection agency. |
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