 Credit disputes question? |
I know this sound's bad, but can you dispute acounts on your credit if it's realy your bill, and if so what is the best way to do so?
Additional Details
THIS IS TO THE ONE WHO&#... |
|
 What credit card should I get? I just turned 18 & I'm in high school, but want to get some credit history... |
| I'm not sure what credit card I should get. I want to get some rewards like rebates on gas, but since I've never had a credit card before I would probably not get accepted (or not?). Does ... |
|
 Credit cards? |
| anybody know any websites where i could apply for a credit card with a poor credit rating?... |
|
 $1600 Credit Card Debt.... help please? |
Alright, so I've been bad with my credit since the beginning of my last relationship. Brainfart.
Anyways, so my credit is fairly bad and I really want to get myself out of debt but ... |
|
 Getting paid? |
| If our company gets paid on the 15th and last of the month. When those days fall on a weekend we get paid that friday....so if new years eve is a holiday and falls on a monday do i get paid on the 28... |
|
 If i leave the country with debts can i still be chased abroad. can i leave debts here and start fresh.? |
| I was left with debts when my business failed two years ago. my ex buisiness partner hasn't paid any of the debts but we're jointly and severably liable. I have the opportunity to leave ... |
|
 I never had a credit card.? |
| I never had a credit card but I need to get one for emergency use only. Every time I apply for one I am denied. I dont think I have any credit history. Can someone tell me what site will approve me ... |
|
 What credit card is the best for a first time credit card? |
| I'm am going to be applying for my first credit card. I will be working for a family member and I will be shipping stuff via fedex. I can use my bank card but I want to start building credit, ... |
|
 Bankrupt! Need a debit card!? |
| I know a friend who was declared bankrupt 5 months ago, and he would really like a debit card for shopping online etc. Do u know of any banks that would issue one?? P.s not concerned about overdraft ... |
|
 Why does PayPal require a Social Security # to receive more then $500 a month? |
| I love paypal for it's convieniance but why is it that they require a SS # to get your money out if it's more then $500 a month?... |
|
 Why do credit card companies give out rewards? |
Is it because more people are likely to get into debt, or because those companies want to dominate financial transactions?
Additional Details
Please, look at this from the perspective of ... |
|
 Is it bad too have a lot of credit cards? |
Additional Details
I have two regular credit cards and two department store credit cards. I want to make sure that I dont get myself in trouble. I have never left a balance on any of ... |
|
 How to get creditors off your back? |
Do I need to call them all and set up a payment plan?
Ignore them until I have enough to pay them one at a time?
Yell them out until they give up on me?
I just dont know how to ... |
|
 Paypal Problem! SCAM?????? |
My Paypal Account says i need to verify my address, so i did....by phone! but they said it didn't work, so they are now asking me to send documents and statements to verify my address!!!
... |
|
|  |
stayc | Can a cell phone plan build your credit? |
I recently got a 2 year contract in my name. I don't have any credit (I just turned 18 a few months ago) but they ran a credit check and I was somehow approved for a contract with T-Mobile. I got the Flexpay (contract version, as stated) which is a combination of prepaid and a regular plan. You pick your contract and the features and pay for it before the month starts. It protects you from overages but if you need more minutes for the month you can buy a refill card. it is NOT considered a prepaid plan.
I was wondering, will it build up my credit if i pay the bill on time (or even early)????
I have already paid for it 4 months in advance.
thanks
|
 |
 
moonajuana_420
|
Yes it can |
|
answers
|
yes |
|
DragonHeart18
 |
A contract on your cellphone won't help you build your credit. It can though ruin your credit if you stop paying your bill and you are reported to a collections agency. If you want to build your credit you have to get a credit card. If you are a student and you have a checking account at a bank you can get a student credit card. Student credit cards are normally between 500 to 1000 dollars. A very good factor about them is that they have a higher acceptable rate than a regular consumer credit card. If you don't qualify for that, which does happen, than you could try getting a secured credit card. A secured credit card is a card where you deposit money into it and get a credit based on the amount of your deposit. You make payments and you treat it the same way you would a regular credit card; paying your minimum payment on time. After a year it converts to a regular credit card and your credit limit is extended and you get your deposit back. |
|
0475839216
|
I would think so. especially with other cell phone companies. however, it might take time. |
|
***VeRoCiOuS***
|
yeah t mobile is pretty easy to get approved by. I didn't have much credit before I signed up with them either. Yes a phone plan does build your credit if you pay on time..I'm not too sure about a flex plan though...it might be since you said its not considered pre-paid. |
|
Alex Rodriguez
 |
Many cell phone plans don't actuall report the credit, unfortunately, unless you are going to be collected on. |
|
Mowza
|
well i believe so, if they check your credit i am sure they can report credit also. |
|
David G
|
No, it will not build your credit. You're not borrowing money from them, you're purchasing a service.
It will ruin your credit if you don't pay though. They'll report it, so others will know not to lend to you. That's the reason they checked your credit. If you're not paying on credit cards and didn't pay on previous utilities, they'll either have you leave a deposit or not open an account for you. |
|
green_lover_forlife
 |
an actual cell phone plan will... but not this one. a person with good credit is some one that pays everything on time, but since you pay in advance it doesn't give you credit, increase it or lower it. hope that helped.
<3 |
|
Outrageous1
 |
no |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 31 minutes(s) ago
| | | |
10 | 52 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
7 | 1 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
