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 What should i do? Should i pay ? What are my options?
I wanted to buy a cell phone, so i found this company Eecmobilephones they said to send me the phone i ordered after i make a payment through western union, when i made the payment they said the ...


 Should I have given out my three digit security code on the back of my visa card over the phone?
...


 Debit or Credit? Which one do you choose?
When paying with some kind of credit card and the cashier asks you "Debit or Credit?" which one do you choose....


 What do i need to take out a personal loan?
i need to take out around 4000
i have a job
i dont know if i have any credit
i paid my rent on time [i been there for 3 months]
i only had a job for bout 4 months

...


 I have a bad credit rating but earn very good money, do you know of a credit card we can take out?
...


 Why are girls so annoying?
i cant under stand why girls ar so ...


 Is this a con?
I applied for a loan with yes loans and I've been accepted, but they want to send them a cheque for 49.50 for administration fees, then after they have recieved the cheque they will issue me my ...


 I am 19 years old and i wanted to know ways that will help me build my credit?
Well since i have turn 18 i have only had one credit card but the payment history on it isnt very good . Right now i have a apartment in my name and a cell phone bill but i dont really think this is ...


 What does "we will be in touch" mean after several interviews and I sent my application?
That's what the manager replied me through email after I sent my job application and everything to him.

thanks....


 Is 3 months enough to build credit history?
I am 18 and have 2 jobs and have plans to buy a vehicle in April. I live in Texas, will I still need a cosigner if I am willing to put down payment of 17k on a 25k vehicle?...


 Is it safe to ask my buyers on ebay to pay by money order instead of paypal?
i want a money order because the credit card that the money will go to when they pay through paypal is my dads. and it will be a hassle explaining to him why he needs to give me 100 dollars!! so i�...


 I am 20 and I have no credit, how can I start building up credit?
I am 20 and I want to start building up my credit. I only have a part time job right now that doesnt pay very much. How could I start building up my credit??

I heard there is a walmart ...


 What is a credit card?
i know what it is but how does it work?

do you get so much money on it to spend? then have to pay it back like a loan?...


 How do credit card companies make money?
I charge like 100's of dollars a month but i only have to pay like $50....


 Will i go to jail?
will i go to jail if i dont pay the collection agency. i owe money from captial one and right now i dont got a job (looking for one) and they keep calling me.
Additional Details
thank ...


 Whats the easiest way to make 600$ in a week?
No stupid answers either!...


 I found an American Exspress Platinum credit card. What should I do?
or what would you do?...


 In your opinion, what is the worst credit card company?
I've recently had some bad experiences with Capital One and am wondering if anyone else has had a negative with Capital One or other?...


 Don't u hate it when people swipe their credit cards for something that doesn't cost that much?
I've been guilty of not having cash on me a lot of times, because it's more convenient to just swipe and go but doesn't it make you kinda look at someone like they're crazy when ...


 Someone who owes me money is not paying me back - Suggestions?
Hi. Someone who owes me a lot of money has not replied to my voice messages for a while. I don't know her address, I only hav eher telephone number. She has been avoiding me for obvious reasons. ...



Super Chama
Can a collection Agency get into my bank account?
Is it true that collection agencies can get into your bank account and w/draw money with no authorization? I am concerned about this and want to know if a collection agency has gotten into your account without permission?
                     
 




Shannon
Never.

Court order may allow it if it is necessary.


Accutek & Co
not without a court order...the IRS can but not some agency


alomeli0820
Rating
No they can not. They have to have you authorization! Sue them if they do!


♫Mr. Kite♫
Unless you give them your account number or info then no.


rico3040
Rating
no only if ur being sued or uncle sam wants a piece


Munya Says: GFOD
Rating
No, not without a court ordered garnishment. And you SHOULD have known about it, unless you've moved a few times and you're mail hasnt been forwarded.


~ ★ ~
NO but I had this happen to me. They are sneaky I made a one time payment over the phone. I had a emergency come up and had to cancel that check. So I put a stop payment on it. So they stopped payment on the check 10 days later they took the money as a pre authorized payment. I gave them absolutely no right to go into my account. I called them on it and threaded to get a lawyer if they did it again. The answer is NO they have no right unless its going to a JUDGMENT then they can garnish your wages and size bank info. So just work out a payment plan with them they will take anything from you at this point.


zee
Rating
i don't think an collection agency can go to your bank account without your permission. i haven't heard of anyone with this story you know that the collection agency gotten to their bank account


pilpel_jarif_69
Rating
No way, only with a judge order if they have a probable couse, but I don´t know a judge that will do it The bank that holds your money is as if you have that money in you home, they are just for safe keeping.


bobby
No Way not without having going to court first. No-one can get into your account without your permission unless a judge orders it.


Arica
Rating
The collection agency cannot but their client (your creditor) can with the garnishment order from the court. First you would have had to receive some notification summoning you to court. Most of the time, they then send you a notice letting you know that they are "freezing" or "holding" your funds for a certain period of time and will withdraw the money on a certain date. Unless you have more money than they're holding in the accounts, everything will bounce during this time period. They will hold the entire amount you owe plus any fees, court costs, etc on any and all accounts with your name on it (including joint accounts with your spouse, children, parents, whatever) until it is time to withdraw the funds so if you are really worried about this happening I would get these people's money out of the way now!


SYNCERE
yes


angel_eyes8869
Rating
not without you giving them your account info, or without a court order. If they have a court judgment on you then they can garnish your wages, but again not without a court order.


Steve R
Rating
After a court settlement, they can take your wages.


Lady B
Rating
Not without your authorization. But, if they do it, contact your bank and file a complaint. The bank will put the money back into your account and go after the agency for their money.


Tracker
Rating
The only way a collection agency can do this is if you give them permission to do it, like a direct debit.

The only way they can garnish your wages is with a court order. Unless a lot of money is involved, they won't bother taking you to court.


billy b
no they can't. IRS can't even do that. they might be able to put leans on your possessions.


GG
Rating
yes they can. they will get a judgement or a lien against you. and they will tak eteh whole thing. take your money out and keep it out.


brianandchristinenickel
No only by a court order. If they do you can file a complaint against them. I have had them threaten me with jail.


Brenno I
Rating
Yes, but that is probably the least of your concerns. Watch a documentary on the irs, America: freedom to facism, By Aaron Russo. It is kind of scary what is going on in amerca and we all need to be prepared.


Kris L
No, the only way a collection agency can get your money without you approving it is to 'garnish your paycheck' ... and many places will fire you if you receive a garnishment, because they don't think you are 'reliable' with that garnishment on your paycheck. PAY YOUR BILLS and you won't have this problem.


Dean C
Rating
Not legally. Not saying they haven't. you need to get with your bank and make sure no unauthorised transactions have been made.
Never give your account info out to anyone unless you know they are reputable.


cheerio_luver538561
Rating
umm the IRS can!!! nut not so sure a collection agency they have to inform you first


mel
Rating
no. just pay off your debts and you'll never have to worry about such things.


Chuckie J
Rating
yes but only if you wrote a bad check or didnt pay your bills or somthing along those lines.


upstatenewyork
Rating
Yeah.
Happened to me.
No warning, cleared out my checking and savings accounts.
Apparently, they have to find it first, so they only survey most of the larger banks, they did not get my small credit union account.


Justo A
Probably, dont mess with the Agency ....


master_peice84
Rating
yes


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