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 How do I report tenant who defaulted on lease?
My wife and I lease out our first home to suppliment our retirement income. A tenant moved out with no notice several months before the lease expired and has ignored our letters to them. How do I ...


 I'm almost divorce..PLEASE HELP?
People, I know this might not be the best place to ask a question BUT please help me. I been married for 12 years to a very nice woman we were very happy, but I meet someone else, then we starting an ...


 Can a collection agency issue a judgement?
Can a collection agency issue a judgement more than once on the same account?...


 What bills effect my credit score?
...


 Help me fix my credit!?
How can I fix my credit report on my on without an attorney? Is there a form I need to fill out? Will writing letters to previous creditors help? I need to boost my credit score!...


 Should I file for bankruptcy or work with a debt management agency?
My husband was out of work for almost a year and I lost my job. We have almost 30k in debt on credit cards. We have never been late with payments but it is starting to get tight. Should we file ...


 Will my bank give me a secured loan with my car title?
I have terrible credit and I need a loan. I have a paid off newer nice car bought with cash. Do banks give small loans with the secured car title? I don't want a to go to a title place becuase i ...


 How do I find out my credit score?
From a legit place, not having to pay for anything (my info right?) and not having to sign up for anything.......


 Gave my credit card to a friend but got it back then became a victim of fraud whatare thechancesit wasmyfriend
My friend (someone who i was pretty sure i trusted) needed cash to get something.. not thinking about it i offered my credit card. He used it for a minute then came back out andgave it to me. When ...


 Whats a better credit card Visa or Mastercard? Which has better benifits and accepted everywhere?
If you live in IL...


 Is this loan a good idea?
We have 3 credit cards: Balance of 530 with 19.8%, 1640 and 1738 both at 29.99%. My hubby had cosigned for his older brother a car and we had to take it from him. It was in a wreck (hit and run) ...


 Question about mortgage interest rate....?
Is 5.9% fixed a good rate?
Is it lower or higher than you're paying now?
Additional Details
30 or 40 year, my choice....


 What are the easiest and best credit cards for someone to get-have OK credit history-noty excellent but okay.?

Additional Details
sorry should of said I already had a capital one card....its maxxed out !!!
need another!...


 Does any one know where I can get a credit card without having any credit?
I really want to help a friend out when she is in a bind., her family does not have too much money and I will do anything for ...


 Because of college I am in debt and may have to consolidate my bills will it look bad on my credit report?
...


 Am going bonkers......can someone explain in simple terms whats this credit score and why should it be good!?
...


 A Question About Credit Reports
Does anyone know how to get your credit report without having to have some kind of membership and where you don't have to use a credit card? (freecreditreport.com is NOT free!)...


 I want to know if anyone knows about a company called freedom debt relief.they help will credit card debt.?
they help you get out of credit card debt without file ...


 Are there any downsides to opening 20 bank accounts in one week?
I want to open checking accounts at different banks just for their bonuses ($100-$200). I will close most of the accounts after a month or so.

So are there any downsides to this? Does my ...


 HI im 20 and i have probably have over 5000.00 in debt?
and ive havent made any kind of payemt on these for 2 years if i was to pay all these off in one lump sum would i be able to get a credit card again
Additional Details
its not all credit ...



adorethasp
Can a collection agency add a fee on top of your original bill if it is a medical bill?
I got a call from a collection agency stating that I owed a $177 bill for an Urgent Care visit apparently from last year. The original amount was for $120 which I said I would pay, but they said they charge a fee and I'm responsible?!? I've never heard of this before!
                     
 




techbankguy
Rating
If a bill is turned over for collection, the collection company can generally add fees associated with collection. Health bills would be no exception.

You can try and circumvent it by contacting the provider directly and working out a deal with them to either pay the amount, pay installments, get assistance, or negotiate the bill lower...


smile4u
Rating
Oh yes they can try to do anything. they get a portion of whatever they collect. Pay the original amount and go from there. Make sure you do owe it. Call the Urgent Care and ask if you can pay it directly. They may make you pay it thru the bill collector. Good Luck


msrobinhood
Rating
Unfortunately a collection agency can add a fee on top of any debt whether medical or not. This is one way how the original company get the money back that owed. Which is to get a collection agency to collect on that debt. However the fee that is charge is mainly setup by the collection agency not the original company owed. Depends on the state in which you live how much a fee can be charge in excess.


Classy Granny
You don't pay the fee. The Urgent Care people do. They turned it over for collection so they no longer have to deal with trying to bill you. You owe the $120


bril
yes no doubts what you can do is try to lower it a bit but that the way collection het lay for calling you sending u letters etc.... n better off paying rite away cz the fees will udd up


LoFlo
They can, but that doesn't mean they're going to get it. Tell them you'll pay a reduced amount. Here's the FTC's credit page for your use: http://www.ftc.gov/credit


∞infiniti∞
Rating
A bill collector can only add fees and interest if you agreed to them in your original contract with the original creditor.


Shelly
As a broker for a mortgage company, I have seen this done many times and the client has been liable. If you can't settle with them, try to make arrangements to pay so they do not report to the 3 major bureaus. This will drag down your credit score tremendously.


hip lady wants YA fixed
Rating
yes that is how they get their payday.


blaqcat2nv
Rating
Your bill is too high. The collection agency can charge you "simple interest" not "compound interest" for instance. So, the simple interest amount that is authorized is 10% per annum or per year. That's approximately $0.83 cents per hundred per month. So, your bill in a year would only have accrued $12.00 in a year. New total: $120.00 + $12.00 = $132.00.
That is the amount that should be due. You are not obligated to pay any other fees and only a court or law can add fees that you didn't agree to. Since its a medical bill and not a bad check your total is simple.
I hope this helps you.


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