Does any one know where I can get a credit card without having any credit? |
| I really want to help a friend out when she is in a bind., her family does not have too much money and I will do anything for ... |
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A Question About Credit Reports |
| Does anyone know how to get your credit report without having to have some kind of membership and where you don't have to use a credit card? (freecreditreport.com is NOT free!)... |
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Are there any downsides to opening 20 bank accounts in one week? |
I want to open checking accounts at different banks just for their bonuses ($100-$200). I will close most of the accounts after a month or so.
So are there any downsides to this? Does my ... |
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HI im 20 and i have probably have over 5000.00 in debt? |
and ive havent made any kind of payemt on these for 2 years if i was to pay all these off in one lump sum would i be able to get a credit card again Additional Details its not all credit ... |
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How do I transfer my car loan to someone else and have them take over the payments? |
| I have decent credit and I basically need out of a loan I have. I have heard that people interested could take out their own loan and purchase the car but I was hoping that there may be a way to just ... |
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Debit Card Fraud? |
Yes, Just few days ago...someone took my money out of my checking account without my permision.
No, I didnt lose my credit card or debit card or anything...
Someone from Chicago ... |
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Is there a way of knowing which stores use which credit bureau? |
I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others)
Are there certain stores that get your credit report from one bureau or another?... |
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What can the Repo-man take? |
| My sister's boyfriend is way behind on his car payments. They live together but her name is not on the loan. All of the things in the house belong to her, except his computer which is worth ... |
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I recently just got out of debt : ) how do I stay out? ? |
Im happy and can finally see a black bank balance lol Ive seen red for far too long. any one have tips on how to stay out of the red?
I am a student..I think this might make a difference to ... |
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Does anyone know the quickest way to improve your credit? |
| I mean besides paying it off... are there any companies out there that will help you reduce your debt.. besides the obvious credit counseling services that are advertised on TV and such. Ive heard ... |
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Can a bank require you to have TWO Appraisals when applying for a Home Equity Loan? |
| I'm quite frustrated at the process involved with trying to get a home equity loan. Last week an appraiser did a drive-by appraisal and the value came back just fine. NOW, they're ... |
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I couldn't pay back a payday loan and they said that are going to put me as a fradulant check writer? |
| Can they do that? I tried to make a payment arrangement but they wouldn't let me. What should I do?... |
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Which credit card, in your opinon is the best to get? and why? |
I have been wanting to get a credit card for emergency purposes. I just dont know which one to get. there are so many! Additional Details I have good credit. I have other credit cards to ... |
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Blackbeard | Can a collection agency issue a judgement? |
Can a collection agency issue a judgement more than once on the same account? |
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collectquote
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Yes. They can. However once they've sued an individual or company and gotten a judgment and the debtor still doesn't pay, typically they will not waste their time or money getting another judgment. (It CAN happen) but in my opinion, it usually won't. Your best bet is to COMMUNICATE with the creditor and make some form of payments. Even if its a few bucks a month you will get them off your back and ease the tension. |
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Studly
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Not sure exactly what these people are talking about, but you can't file a judgment when one is already in effect.
When you get a judgment, the debtor can file a motion for installment payments. If those payments are not met, the creditor files to have the motion dismissed and the original judgment goes back into effect. That is probably what they are talking about.
Look up double jeopardy in the legal dictionary, which prevents courts from relitigating issues and claims that have already been the subject of a final judgment. |
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lucee
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A collection agency can't issue a judgment, only a court can do that. However, they can, and will, file for a second judgment if you have promised to pay, set up a pay schedule and don't follow through on it. You must pay something, but don't let them set the payment amount. Only you know what you can actually pay, and be consistent with that. If you can pay them $5 a month, and start paying it, they have to accept it. They'll ***** and moan and threaten, but as long as you show good faith in paying SOMETHING they can't go back to court for another judgment. |
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shamieya
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Yes they can. it happened to me. i had one judgement, went to mediation and made a payment arrangement, and still didnt pay, so they filed again. |
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mommy3
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The courts would issue the judgement the collection agency would be responsible for letting the courts know if the debt is paid or not. If you do not make a payment or pay in full the agency can go back to court as ask for an additional garnishment on the same debt. It is best to call the agency directly and set up a payment plan as soon as you receive notice that you have been sent to collections. If avoidable set up a payment plan with the original creditor to avoid having to deal with the collection agency. |
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Old Man
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Yes. You can get in to all kinds of hot water. It's best to call and not ignore them and get the account paid off. |
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