 Can a prepaid credit card help reestablish my credit? |
| I have paid off all my depts. What are some good ways to build up my credit again. My credit score is 576. I don't want to apply for loans because i am afraid of inquiries bringing my score down.... |
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 Credit card question!? |
| I applied for a credit card on the 4th of September, and the invitation said pre-approved. On the seventeenth I got a letter in the mail saying that my application had been approved and I would be ... |
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 Debit Card Disaster!,... HEEEEEEELP!? |
| ok, Here's the thing. While on vaccation My husband bought a ticket with is Visa Debit Card. The clerk made a mistake with the flightplan and told us she would cancel right away. Then she ... |
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 50 Point FICO score drop? |
| I just checked my FICO score (I am provided my score every month from my credit card company) and it dropped 50 points in one month. I haven't opened any new accounts, missed any payments or ... |
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 If I payed at least $5 on the two credit cards I have in collections would it help or hurt the card? |
| I have two credit cards in collections that I am trying SO hard to pay off. I want no debt! A lady suggested that even if I pay $5 it's still a payment, and they can't do anything more. Is ... |
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 How do I find out who to pay when I'm trying to pay off my debt? |
| I have a few accounts that are currently in collections that range from store cards, credit cards, and bills....but since they're now in collections, how am I supposed to know who I submit ... |
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 Spouse cosigned for bro. said no more than $500 now debt is over $5000. what can we do? bro wont pay? |
| we did not know brother had gone over limit we verbally agreed to. we have tried being nice. he wont pay. husbands credit is going down fast. can we sue? what do we do?... |
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 My credit card was lost, can it be traced to whoever made charges on it? |
| the charge was made for a catalog order so i know it was sent to someones ... |
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 Can you help me understand credit? |
| I tried to apply for a credit account with Apple, and they didnt approve me... i dont understand... how can they check my credit, when I have no credit... and I need to build my credit up... im so ... |
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 Can I use my daughter's SS# to buy her a computer? ? |
| Her father sends enough money each month to cover at least a $75 payment, but I neither have the credit myself or the funds up front to buy it. Do stores like Best Buy allow this?... |
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 Paypal Help Please? |
Ok. Here are the questions then all the details I can think of.
Q:
1) Do you need a credit card to use paypal?
2) How old do you have to be?
3) Can i do online "jobs", ... |
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 Credit card? |
| I am only 18 and have never had a credit card but now I'm going to get one because I will be travelling alot in the future. what will my credit rating be when applying for a card. will it be ... |
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 How can I correct something on my credit report? |
| My mom put a bill in my name that was in no way my bill. I do now know how to go about correcting this. The bill has been sent to a collection aggency and is now being reported on my credit report. ... |
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 I found a check? |
i found a check to day for $665.it is signed by the person who gave it and it has who it is to.can i cash it?
Additional Details
and i am only 13 and i am not going to do ... |
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jorge f | Can a collection agency look into your credit report without your consent? |
This morning I found a new inquiry made by a collection agency. Is this legal? |
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SPIFIMAN1
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Yes in a effort to obtain information to collect a debt they are allowed to pull your credit. |
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Landlord
 |
Sure, you gave your consent when you applied for the credit in the first place.
This is a great way for them to maybe drum up some more business from other people you are stealing money from. |
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Mindy
 |
They can look at your credit report for information regarding your employment, current address & phone number, etc. They can't do it over & over to ruin your credit but they can look. |
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Bilbo Baggins
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If you stiffed someone, yes. If you didn't it is a violation punishable by a $1000 fine if you sue them. |
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geminisoup
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Yes, they can check your credit whenever they want. Odds are, you signed papers giving them permission when you applied for whatever credit product you've defaulted on. It's their way of checking to see if you've moved, applied for credit elsewhere, filed bankruptcy or whatever. Also, they can look into your report even if you HAVEN"T ever given permission in order to OFFER you credit, but those inquiries don't show up when other companies/people check your credit file. They are on the report the reporting agency will send you when you ask for one though, so you know just who's been checking up on you. |
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LYNN T
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Yes they can. |
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bril
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i'd say yes lets say it from your bank when you opened the account you signed some papers on those papers says the they can declosure any info regarding you n the bank . now the collection company works with the bank they have copies of those documents |
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Feeling Mutual
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I am more curious as to why they did this???
If they are trying to collect from you, they already know your credit is not too great, so why pay for a credit report? |
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Bard
 |
Hi,
Yes, they can have the access to your credit report. Check out http://financeguru.consumerspot.info for some useful info and tips on the matter. Good luck! |
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