 Can my daughter ruin my credit? She is 20.? |
My daughter just did a very, very stupid thing. She cosigned for a loan with her boyfriend. A 10,000 dollar loan, for a car, no less. (She drives a $500 Camry)
I pay for her insurance, ... |
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 What does "charged off" mean? |
| I am in debt (past due) and many of my accounts are marked "charged off" on my credit report? What does this mean? Also, what if I am incapable of paying off the debt financially, but can ... |
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 Question about overdraft at Bank of America? |
| i bought something with my debit card and i accidentally overdrafted only by 6 cents though, so i now have negative 6 cents in my checking account are they going to charge me for this? and if so how ... |
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 How can I get a Visa or Mastercard if I have bad credit? |
| I am a student and want a credit card for emergencies.... |
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 Can you buy a car with a credit card? |
| Also, can you get a credit card with no credit?... |
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 Is it bad to not pay your credit card bill off in full every month when you have 0% apr? |
| I've had my first credit card for two months now. I have 0% APR until October 08. I only have a $2XX balance on it, and the minimum payments are only $15 a month. Last month, I paid them $40 and ... |
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 Can I deliberately overpay my credit card in advance?!? |
Hiya,
My credit card is about to take a pounding as I'm going to be away for 2 months. To stop me going over the limit, I'd like to overpay it before I go so that I actually ... |
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 Husband deployed and mortage company want let do anything? |
| my husband and i baught ahouse last yr and my name isn;t on the mortage, he tried adding me to the mortage but they wouldn't add me since i didn't have a job, well now my husband is ... |
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 Is it ok if I mail my credit card payment 1 day before it's due?? |
I was planning on mailing it today, but i totally forgot today was Veterens Day and there was no mail today.
Additional Details
OH GOOD! I'm pretty sure i have a 6 day grace period, ... |
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 What do you think debt collectors want to hear? |
Do you think debt collectors want to hear something like this
"yes, I know about that debt I have and I'll pay you $400 right now, here is my account number and ..."
... |
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 How do you use a credit card and avoid ANY additional fee? |
| Say for example, I get a credit card from Capitol One with a $500 credit limit. I purchase 1 item for $200 using my credit card. My account statement online shows Credit Balance- $300. minimum ... |
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 Do Electric Companies Report Delinquent Accounts to Credit Bureaus? |
I was with Stream Energy and accumulated a $2000 electric bill last year after my husband lost his job. It's been sent to a collection agency and now they're calling me.
I am ... |
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Maryanne E | Can a collection agency or law firm attempting to collect a debt harrass family members? |
A collection agency and a law firm continually contact my parents (with whom I havent lived for over 20 years). Their phone number is unlisted. My father has even been cursed at. Is this legal? |
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big C
 |
check out this site, it let's you shop for different debt elimination offers and select one that suits you perfectly! |
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Sarah R
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NO, straight answer...they cannot do that.
You need to call the agency or firm and inform them that you do not live at your parents and they cannot call their number. If they do, have your parents tell them firmly not to call the number again!
Check out the Fair Debt Collection Practices Act on the internet.
If you continue to have problems, contact a lawyer or police department to file harrassment charges! |
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Nancy
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You need to call them and request your parents number be remove and that you do not live there. Tell them not to call there ever again. You are going to have to give them your number. But at least they won't be calling your parents anyone. |
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Kris
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no, what they are doing is illegal. They are breaking a federal law...they are going against the Fair Debt Collection Act. File complaints with the FTC, your state Attorney General, and the Better Business Bureau. I had to do that when I had some collection agent bugging my in laws. |
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dianer381
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Yes, its legal. Until your debt is paid, they have the right to contact you through any means necessary. Whether it's friends, family, neighbors (except in 1 state), or your high school gym teacher.
If you paid your bills, there would be no reason for anyone to try to contact anyone regarding your debts.
Why don't you suck it up, grab your check book, get the phone number from your dad, and call and take care of your responsibility. I can guarantee the calls would stop then. |
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Cujo the psycho dog
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If they're cursing at your father, it's harassment. Are they trying to collect the debt from them, or are they trying to locate you? Most likely, you listed your parents as a reference or emergency contact on an application you filled out. In collections, references are gold when it comes to tracking down someone who's skipped out on a bill.
For your parents sake, call the collection agency and request that they only contact you and that they cease and desist all calls to your parents. Have your parents change there number, and for goodness sake, don't list them as references anymore. |
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wax
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No, unless they co-signed on the debt in question.
Call the better business bureau, or better yet, the police. |
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Michael G
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ABC News is investigating those jerks:
http://blogs.abcnews.com/theblotter/2007/01/debt_collectors.html |
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logan
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Absolutely not. They can call once to ask for you and try to find you. Other then that no they can not. They are in violation of the FDCPA. Go to the link I provided and read up on what to do. If you really need help email me. My passion is going after debt collectors. |
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tiny l
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go to this page, fill out the form and take it from there. you'll be debt free in no time! |
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