 Trying to find out my credit rating? |
| My partner and i are going to get a mortage and we want to find out if our credit is ok as we have had trouble with it in the past,i was told you could contact a company and they would send you all ... |
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 Where should I get an auto loan online? |
What are some good and reputable internet sites that offer auto loans?
Additional Details
NOT auto insurance.... |
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 If you get declined for a credit card, does that affect your credit score negatively? |
| I was wondering out of curiosity because I was declined a credit card for being "out of the service area." I heard that it will show that your credit was looked into, but it wont decrease ... |
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 How do I build better credit from bad credit? |
| I am trying to get out of my bad credit slump from when I was younger and just went crazy with my credit cards. Now that I am older I am trying to start over. I have about 4 or 5,000 in Credit card ... |
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 Is there a way to know your credit score? |
| Do you know a site that i can see my credit score w/o a fee?... |
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 Why are banks in america are going bankrupt?? ? |
| just read about Lehman bro's bankruptcy filing>> i do not have deep knowledge of economics...so could someone explain to me in simple terms about the issue i have written>>... |
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 I keep asking this ques but no one is giving me an answer or understanding my question..? |
| i took out a car loan/financed in 2000, went delinquent in 2/03, it was repo'd in 8/2005. When does the SOL start ticking? 2000, 2/03, 0r 8/05? in what year will the sol run out?... |
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 Can I declared Bankruptcy? |
| I am thinking about declaring bankruptcy. I have about 10,000 in credit card debt. I am a full time student and I will be very involved on campus next semester. Is it a good idea to declared ... |
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 I have a credit card i dont use and probably never will,,,cancel it? |
Additional Details
i like the answers.. the card has a low limit and i have other open revolving accounts too (high limits)..so i fell its useless to ... |
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 Can I use my friends credit card without them being at the store? |
| She offered to use her credit card and pay half of the repairs on my vehicle. Neither one of us have enough credit to pay for the whole thing on one credit card. Now she can't come with me but ... |
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| How likely will a debt collector sue? |
| Ok i hear lots of diffrent things. I hear that they will not mess around with amounts for under 7500. It cost too much for them. I also hear that it is under like 500. I opend a credit card and ... |
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 To get credit card? |
| i used to live with family, now i moved to my property last month, i never apply for credit card in last 5 yrs but i have my credit history, so is it possible to to apply for credit cards..when i ... |
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 I have $6,000 in credit card debt, what's the best thing to do? |
| I can't get a loan because I don't have any collateral. What' the best thing I can do? Should I get a balance transfer or is there any way I could get my credit card company to lower ... |
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 Credit history? can i pay a company to fix it? |
| Is it possible to pay a company to remove bad credit listings on my credit rating?... |
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 How can you get a checking account when your credit information says checking account abuse? |
| Okay this wasn't my fault but we had a joint account and we where hurting financially and my husband NOT me wrote some bad checks. We payed off the account and all the fees but now when I tried ... |
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lisa6 | Can a company send my name to the credit agencies even though the £76 I owe them was due to their error.? |
A company said I owe them £76 for a contract that I signed. This amount came about due to their own fault such as saying that the staff I dealt with forgot to sent some paper work to their head office therefore I cannot be reinbursed because the paperwork was now too late. The same staff also lied claiming that he gave me certain information which was blatantly untrue. Had this paperwork been sent to the headoffice on time I would have been entitled to a refund of about £200. Now they are threathening to take me to court for the £76 I owe them on a contract. I would have gladly gone to court with them to put my case to the judge but I don't have the time, as I work away. However I feel very agrieved and I dont want to pay the money as its very unfair. I dont want any court judgement against my name or bad credit against me with credit agencies. Please can any one advise me on what to do |
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Claire D
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They can do it but normally they will correct it with Experian themselves. To be on the safe side you can get in touch with Experian and register a Notice OLf Correction. This will mean you can say in your own words on your credit report why this is there and that its not your fault. You just go online to Experian.co.uk and get your credit report online or sent to you so you can check if its there. If it is then get the notice of correction registered |
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capa-de-monty
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they can do what they like |
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Gabs
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You need to go to the Financial Ombudsman.
0845 080 1800
http://www.financial-ombudsman.org.uk/ |
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Dom
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my mother had this happen to her. you have to contact the company and contact the creditors they sent the information to and explain. if u are completely in the right on this one and it was due to the other parties' error, they will adjust ur credit score |
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?
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they do what evr they can to mess you up. |
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marianne d
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Yes they will send your name to the credit agencies, especially if they are going to take you to court. I would make the time and go to court and prove your side of the story so that you will have legal documents to put into the credit agencies. IF you are still not able to go to court then I suggest paying the $76.00 and going on. |
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mom_in_love
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they can but you can also dispute it with the credit bureau |
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hearts_on_fire
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absolutely, they can in a heartbeat. your credit report is your responsibility. if something is inaccurate, it's your job to get the right idiots at the company that listed it on your credit to remove the discrepency. good luck!! :) |
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tiscpa
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Yes. You'll need to send a letter to the agencies explaining to them what happened and let them see the proof of the error that was made. |
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CRA
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Yes, they can but you have rights too. Look online and find out what your rights are and also, dispute the item.
In the US, the best advice is to just say it is in error and make them have to prove it, do not give additional information yourself. I don't know if that is accurate in your country.
You should find out your legal rights.
Some times it is just not worth it and you could just decide to pay it anyway. |
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Amy R
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If the issue is unresolved with their company, I believe they can send it to the credit agencies, and it will be open until you resolve it with them. I would be aggrivated as well, I would seek legal counsel. |
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