 Should I co-sign a loan for my boyfriend?? |
| My boyfriend is having some finacial problems and we are working on buying a place of our own in the near future, but he has some out standing bills. Which need to be paid off. So he is able to get a ... |
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 I have recently had a bankruptcy discharge. I want to buy a townhouse. Do I have a chance at all for a loan? |
| I have heard that there are loans for people out of bankruptcy, but I don't know of any company. Before this, I had perfect credit. I am desperate. I need some good advice. Thanks!... |
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 Which is better 3 or 2 credit cards? |
My available credit on my credit cards are
$4,000 $1,200 $1,500
The one card I am using is paid in full by the due date. Should I close one? I am thinking of closing the $4,000 ... |
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 Do you think i should file bankrupcy wheni was 15 my mother got alot of credit in my name about 20000 not mine |
People say report her but she is my mother and i think im just gonna file bankrupcy im looking for someone who has filed and what life was like after wards i hope that is enough info thanks
A... |
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 My credit score is 627...? |
| I have never missed a payment on any of my credit cards but i have some medical bills that went to collections. With this score would i be able to get a car or a house some day. How does this compare ... |
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 Would a child have bad credit when they grow up if someone used their information on bills? |
| My friends ex used his daughters social security number on a cable and telephone bill totaling up to about $1,500. Will she have bad credit when she grows up?... |
|
 I am a student who needs a car loan. I have good credit.? |
| My car was stolen and crashed, and insurance is giving me about half what I need to buy a decent used car. I am a graduate student whose source of income is student loans. I have great credit yet I ... |
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 I have bad credit. Where can I get a loan ? |
Either a loan for $5000, or a consolidation loan for about $20,000. I have no assets, no security. Need a monthly payment I can afford.
I always gave in to my ex-wife's whims. Got ... |
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 I haven't used my credit card for almost a year.. yet the balance doesn't look much different!!!? |
| I was getting into more debt than I wanted so I consolidated my cards onto one with 0 APR and have been slowly paying at it for the past year. Yet the balance doesn't look any different!!! I ... |
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 Which do I pay first? |
| We have about 13,000 in cc debt I am getting a tax refund check tomorrow and am putting the whole thing towards my debt but I am not sure which way to do it. Here is a list of my debt and apr cc1- 468... |
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 How can I get a credit card if I have a bad credit history? |
| I have just moved home and don't owe anything from this address.Are there any companies out there that are easy to get them from or are there any tricks you could share with me?... |
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 Which is the better credit card? |
I'm in dilemma between these 2 credit cards that I just received.
1st Card:
-8% APR (fixed)
-3500 points ($1 = 1 point) is equal to 25 dollars cash back. (less than 1% ... |
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 I need a auto loan from a credit union but don't have an account!? |
| I am told that getting an auto loan from a credit union is the best way to go and some even offer you 100% auto financing but how would that work would I have to become a member, do I need perfect ... |
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 Where can I get a loan for $2500 with fair credit? |
| I have already been scammed by Sterling Finche online and now find myself in dire need of funds. What to do? I am not a loser, I work (teacher) just had a rough summer. I sold everything I can sell! I... |
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R. F | Can a credit card company collect from me on a mispelled name? They spelled my last name wrong so am I free??? |
I got a credit card in the mail a couple of years ago. Over the course of time I racked up a bill to the limit and fell a little behind in payments. Now I have a collection agency after me. I was going to work on paying it off but I just realized that the credit card company spelled my name incorrectly in the first place. Since they spelled my name wrong, do I owe the money legally?? The credit card company shouldn't have given this card to a person that doesn't exist. Or does it matter that there is a minor spelling error?? Anyone work for a collection agency or are involved in financial law that can answer this?? I will pay this off as they call me 5 times daily, but I was just wondering. |
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cop350zx
 |
You are wrong for even asking this.
They have the right social security number and you have all the goods and services bought with the credit (their money). Stop trying to be ungrateful and a stooge and trying to get a free ride. You signed an agreement to pay. |
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rivasj27
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Its the social they go by..not the spelling of your name...Its still your debit |
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fdmedic84
 |
yes your liable. The SSN number is what matters. |
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Discostu
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You owe the money legally and what's more you could be convicted of obtaining property by deception! The credit card company issued a card to a person who legally doesn't exist, but you have been using that card that legally wasn't issued to you. Pay the money and deal with it. |
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Charlie
 |
If it's got the right SSN it doesn't matter. |
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zoundsPadang
|
Yes they can. You pretty much agreed to pay any fees/fines/payments when you used the card instead of requesting a new one with a correct name.
Sorry. Hope you get out of debt soon! |
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Parker
|
You have to pay. It's your SSN that matters.
Under your assumption, you'd still be in trouble because you were charging on someone else's card (even if he doesn't exist), and didn't pay, that's fraud. Nice try.
Learn to pay your bills. |
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misty_51273
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if they have your right social security number associated with the account, it will go against your record, regardless of the spelling of the name, as far as them calling you 5 times a day, make a arrangement that you can afford, I have done it before they didnt wanna accept that small of payment, after I told them it was accept that monthly or get zilch, and take me to court pay court fees, I had nothing in my name they could take.....also calling that often is harrasment, be sure to tell them that |
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Joe Angus
|
Doesn't matter. If they have your social security number right, and all your other info is correct, they got you. |
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Dan H
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Your card. Your spending. You agreed to the terms. You spent the money. You pay them back. The misspelling of your name does not matter. |
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Ashy Lady
 |
No matter what the spelling of the mane is as long as they have your correct SSN, then you have to pay. It's a different story if you say that someone stole your identity, then you're in a whole new ball park. But you racked up the charges so be a man and pay for it. |
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jackdanyils
 |
Great question I sure wish I knew. |
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Y
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well you did use the card so if u claim that the card was not for you, then you are using a card you were not authorized to use and that is fraud |
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baileysmom
 |
I believe you still have to pay it, you racked it up. If you talk to the collection agency they will work with you to help you pay it off. Once you do you need to be very careful with credit in the future. Belive me I have been there. |
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LadyK
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Your social security card is linked to this number so mispelling or not, my friend , you have to pay. Call and make arrangements. Using the old mispelled thing will get you thrown out of court. |
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conim2002
|
True story:
Someone I knew racked up a bill at a small grocery store.
The owner was a friend, and they kept letting this person put their purchases on a tab.
The store owner finally had to take him to court to try and get his money, because the friend kept refusing to pay his bill.
When the judge asked this person if he was this person, he said "No, I spell my name differently, then what is printed on the court papers". The judge dismissed the case.
I don't agree with this person sticking the store owner with the bill, but that is how it all went down. |
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airjarrod
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You made the charges, you owe the money. |
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debbireed
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You spent it, you owe it. |
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Sherrie L
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Stop acting like a baby and pay your bill! |
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