 What do I do when I get a letter from a collection agency about an invalid credit card from 1992 I dont recall |
| I do not recall having this credit card. I did file a bankrupcy around that time and it is not on the creditors list filed. This credit card is for over 5,000 dollars and I think I would of at that ... |
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 I have 15,000 in credit card debt and really need to do something to get out. Any suggestions? |
| I cannot refi my house because of a Prepayment penalty. I spoke to my local bank about trying to get a personal loan but it will be at a 20% interest rate at a $500 a month payment for the next 5 ... |
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 I just got a letter in mail saying that the credit card used to pay my bill was rejected by my bank..? |
| for my invoice was rejected the thing is... i dont own a credit card i i didnt use this company for any thing what or where to i go to find out about this card? dont have a name of card or what was ... |
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 If I pay my credit card before the statement, is this good for my credit or bad for my credit? |
Hi everyone, I got a Citi card. I always pay it before the statement online. So every statement date I will got a balance $0. Is this good for my credit or bad for my credit?
Can someone help ... |
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 I cannot pay my credit card bill? |
| What would happen? There's an outstanding amount of about 300 quids and I am completely broke. Can somebody tell in detail what would happen?... |
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 Hi I need a loan asap of about £2000 to help my family out im 19 and work full time.? |
I tried the banks have no luck im not worried about the payment and the interest they charge just want somewhere that i can get some cash
T... |
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 If someone donated 5 billion dollars?, what would you do with it? |
| Tell me, what would you do. One the first day getting 6.9 billion, what and how would you respond?... |
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 Is it legal for a wife to get credit cards under husbands name without his consent of is it forgery ? |
| happen to friend and didn't think it was legal especially if they for some reason were to seperate his credit would be shot if not payed off.... |
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 My credit score is 760 and my cousin recently asked me to Cosign on a car loan with her.? |
| I've never cosigned for anything with anyone so I'm not sure what to do. She's asked her parents and they've said no. My mom advised me not to do it. The loan is 4000, however she ... |
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 How do credit card companies or collection agencies get your cellular phone number? |
| If a person is late paying a credit card bill , how do the companies get your cellualr phone number when you only gave them your home and work phone numbers when you first applied with them?... |
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 I lost my wallet including driver's licence, 3 credit cards, social security card,etc. What should I do next? |
| I lost my wallet including driver's licence, 3 credit cards, social security card, ATM receipts, etc. I called all credit card companies to cancel the cards, and put a fraud alert on my credit ... |
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 I need a car loan, but my credit isnt good enough!? |
| Wells Fargo has the lowest interest rates, but my credit report sort of sucks because of my husband not paying his bills in the past(grr). Financers that dont care abut your credit report usually ... |
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 I need to boost my credit? any good advice? |
| ill keep it simple i need a credit check to get a cellphone plan, i am 18 and i dont have a credit card but a very steady job and such blah blah blah, i dont know how much i have or need, but i ... |
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dna | Can a credit card company get a court order to garnish your earnings? |
If I owe money to a credit card company, they already send me to collecttions can they go to court to get a withholding order and take money out of my pay check? |
 |
 
Trevor
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Yes they can, it's what's usually referred to as an Attachment of Earnings Order but before they can do that you need to have defaulted (which by the sounds of it you've done) and they need to obtain a judgement against you for non payment. Once that's done they have several options open to them including an A of E.
Before it comes to that contact the card company and come to a structured repayment scheme. If they're getting something back each month chances aree they'll take no further action as long as you're paying. tell them that you want the interest frozen as well. |
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noblesusue
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Yes. Though in some states (like PA), it is sometimes very difficult to do so. Often, they may put liens on you owned outright property, such as you home, car or anything that can be bartered. |
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asmikeocsit
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They can and won't hesitate to do it. |
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xoveexo
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sorry to say it but yea. They WILL do it. lol shouldnt have spent more than u can earn. lol |
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Frank Castle
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I suggest you to sell everything you have (Including your bed) to pay everything to the Collection Agency.
You don't fool around with Collection Agencies. |
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momathomewith2boys
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I'm pretty sure they can. |
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jennifer
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In FL no, but they can put a lien on your property/home. |
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djgirlkimber2001
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Yes they can. As long as they have all the right paperwork and send it to your employer it happens. |
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madamspud169
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Basically yes any company that you owe money to can apply to the courts to have money deducted from your pay packet, the only difference is the judge will take your living expenses into account and come up with an amount that is ok to you and the company.
This also means your credit rating will be black listed and you wont even be able to get h/p |
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Lisa
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you betcha |
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lisamcc7
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I wouldnt think they could go that far. |
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JD
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yes, they can! |
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dst_org_ladies
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yes they can so i suggest u just pay them like 25 a month and the rest of your check. if they take what u send then they cant garnish ya check so send something and see if they will take it |
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Bonapartess
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As far as I know, unless it's a secured card, NO. Only if you're card is secured by some collateral can they take your stuff, garnish, etc. Trust me. I owe out the wazoo. Nobody is knocking on my door or garnishing wages. But it also varies state to state. NC....no. |
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blkwdw86
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Yes, but it's not very likely at all. Credit card debt usually doesn't get high enough to make the expense of getting a judgement/garnishing your wages worth it. In addition, the state you live in may or may not be friendly towards debtors. Texas is friendly towards debtors, it's very difficult to recover debts in TX. |
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dustbuny_89
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yes |
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D!me D!va
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If you don't attempt to pay the collection company, then they take the next step by getting an court order for your wages to be garnish. |
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Etrange
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Yes, but it is not a simple process. Unfortunately the exact process varies from state to state. Some states have adopted the Uniform Consumer Credit Code, other have not. In most instances the creditor must first get a formal, final judgement against you in either Small Claims or regular court. Then there is a formal process for bringing you into court to disclose your ability to pay the debt. If the judge finds you have income over whatever the state's minimum is, the judge can order you income garnished. In a few exceptional cases your earnings can be attached before judgement and sometimes even without prior notice to you. |
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