My property has been foreclosed....and i am stuck with$30,000 line of credit? |
| i am thinking of filing for chapter 13 since i also have some credit card debt. is that going to look EXTREMLY bad having both of those marks on me? dont know what to do!!!... |
|
A man who makes 450 grand a year? |
What do you say about that? I just am curious what kind of lifestyle you envision for a man who makes $450,000 a year, and in five years will be making $900,000 year... What say you to THAT! A... |
|
Who has gotten their stimulus rebate check?? |
| I have'nt gotten mine..my last 2 numbers are 03 where is mine???? i made over 3,000 in 2007. is there someone I can contact about not getting mine it should've gotten directly depoisted, ... |
|
Can I use my debit card as "credit" when there's a positive balance in my bank account, but not enough to... |
| cover what I need to get? In other words, will it be approved by the credit card reader (I know I can't push "debit" because that's automatically posted) as long as there's a ... |
|
My ex filing for bankruptcy - leaving me with the debt collectors? |
| I am now legally divorced, but when we separated, I did not cover my a@# financially. My dad was diagnosed with colon cancer, so I was not concentrating on the separation and left with my 2 kids to ... |
|
What should i do about debt collection? |
| About a year ago, i joined a book club, and thought i could pay the 14 dollars shipping and handeling. I was 17, and wanted to pay, but it just kept dragging on and on, also, I bought a dress that ... |
|
Does requesting a copy of your credit score, lower your credit score? |
| I've heard that if you request a copy of your credit score from one of the Main credit bureaus, it will actually reduce your credit score. Does anyone know if that is true or not? If so, how ... |
|
Low and non-existent Credit? |
How can I get a charge card when I don't have any credit and my husband's is moderate - upper 500's ... NO ONE will give us a credit card.
We really want to establish some ... |
|
Credit card? |
i never have a credit card before, and now i kind of need one because there are lot of tings that i can only buy it online.
So, please explain to me how it's works...
# if i pay ... |
|
How do people get credit i have just left school 18yrs old.i have never had any credit as i was to young? |
I wish to join the forces i can die for my country, but can`t buy a car or get a credit card if i wanted one.all becuose i have not got a credit rating . again how do you get one
any ... |
|
How can i improve my credit? |
| I'm paying off credit cards and seems not to work much. I want to pay the little debts from my file and work myself up to the bigger debts.is having thos credit cards that have a monthly fee to ... |
|
I have $100,000 credit card debt, what is my best option? |
| I owe $100,000 on 3 credit cards. My minimum payments total a little over $2000 per month. I am not behind on payments yet. I am only getting charged an average of 9% APR right now. If i miss any ... |
|
Is it true that "piggybacking" will be no more, as of next month? |
I have a fico of around 620. My dad has agreed to add me to some of his accounts to "piggyback" (is that the term for it)? Additional Details Piggybacking is what I've ... |
|
I want to know can you get visa check card with bad credit? |
| without being member at a bank.thank you everyone who anwer this question and only legimtae secure sites no scam ... |
|
Cant get approved for a credit card!? |
Ok, im 18-
and looking to get some credit here.
I will pay on the card, the TOTAL balance, every month. I mean
im just gong to put gas on it .. or food, ya know. Well anyways.
... |
|
Debt Consolidation...? |
| Does anyone have any advice on debt consolidation? I want to learn everything I can about it before I take the leap to do it, what are the best companies, pros and cons...stuff like that. I haven... |
|
|  |

shelby | Can a credit card company put a lien or reposes your car if they don't hold it as collateral? |
|
|


Joe S
 |
No, credit cards don't repo items. They jack your interest rates up to 30%, hit you with tons of fees, lower or shut off your available credit until you pay. If you don't, they just write off what you don't pay after time. And you will have that on your credit record until you pay. Think about all the stuff they would have if they repossed items! |
|

luciousgreeneyedlady
 |
no way |
|

Steve
|
if and only if they get a court judgement to do so. |
|

cats4ever2k1
 |
nope |
|

batwanda
 |
They can however take you to court, get a judgement, and then put the lien against your name. In this case, you will get bad credit and not be able to do many things until they are paid.
Ask them to correspond with you only in writing, and say it in writing to them and they will quit calling.
Also,, try to pay it off. |
|

s p
 |
so long as the bank doesnt own it |
|

dhwilson58
|
NO, they might try and tell you they can but you fire back at them and tell them they're harassing you by all this bull sh*t and tell them...don't call or send anymore letters, send me a court order and we'll both tell the judge about the threat of repo's, lies and harassment. they'll back off and stick to the issue at hand.Also, you might want to tell them straight up...Look,It's not that I don't want to pay this bill, it's I can't! I'm backed up, I don't have enough money to even eat on right now but when I do have the money, your first on the list. I have found that this works pretty good in the past and they will most likely, give you some space.Good luck to you. and kick they're a**'s for me too. LOL |
|

bryan l
|
no they cannot and if they are threatening you with those consequences its illegal. |
|

Guru Sharma Prasad
 |
The simple answer is NO! Creditors for credit cards and other unsecured loans cannot come after your car. Only the bank for a car loan or a title loan lender can repossess your car for non-payment. |
|

VATreasures
|
Credit card debt is unsecured this means that they have no rights to property. However they could sue you, win and get your wages garnished. |
|

| |
|
| |  |
| Questions List |
Answers | Last Post
| | | |
3 | 15 minutes(s) ago
| | | |
10 | 25 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
7 | 4 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 1 month(s) ago
| |
|