 Capital one? |
| are capital one credit cards a good credit card to get.... |
|
 How do you cash off your credit card? |
| i,v got a credit card but i need to get some cash off it rather than just paying for goods on ... |
|
 Ebay question? |
| i have bought something on ebay just wondering if it doesnt fit what rights if any do i have if any as its for ma kid and not all things fit her thanks for ur ... |
|
 What is a promissory note? |
| what is to be written in a promissory note?... |
|
 Is a credit card required to buy something on Ebay? |
| I want to buy something, but it says I have to verify by credit card and I don't have a credit card...so is a credit/debit card requried to buy something on Ebay? Thanks!... |
|
 How can Kohl's do this? |
| When I usually return things to a store without a receipt, I usually am able to walk away with either cash or a gift card, and it's always what I paid for it unless whatever I bought went down ... |
|
 Please click if you know something...? |
| i need money. but, i live out of town and i am too young to get a job. when i clean around the house i get 'its expected from you' . is there anyway to earn some money?... |
|
 What are good credit cards for my first credit card? |
I am a newly eightteen year old and my mom has been building my credit history for the last two years, so i have phenomial credit history.
I am looking for a credit card that has a good rewards ... |
|
 What would happen if I use my 2 yr old sons SSN in a Credit application? |
| Im not stealing it hes my son ...I have terrible credit I want to start over....How would I get caught?... |
|
 If i apply for a loan and lie about what's it's for..? |
| ..ie say it's for studying for an mba when it's for getting a buy to let will there be any comeback on this..? surely i can say that's what i intend it to be for and get out of it by ... |
|
 Where can i find a loan with bad credit? |
| need a loan and not a payday loan. my credit is not good. i have heard of people on the internet that loan money. but i don't know where to look.... |
|
 To Cancel or Not to Cancel a credit card? |
| I own several credit cards, but I just use a couple. Should I cancel the ones that I don't use? What is actually better for my credit, to cancel them or to keep them, despite the fact that i ... |
|
 Harrassing debt collectors? |
| My mother in law used our phone number to sign up for credit cards once upon a time. She has messed up and been unable to pay. She has resorted to a debt management program. THe calls are still ... |
|
 Can adding an authorized user on my Credit Card hurt my credit score? |
| I want to add my brother as an authorized user on my Credit Card just to help his credit score. Will this negatively impact my credit score. Assuming that all payments are current and my Credit cards ... |
|
 At the grocery store, do you mainly swipe your credit/debit card or write a check, or use cash? |
| Emphasis on mainly. Please explain your reason. I use both but there sure isn't much room to write a check because the pin pad has been connected to the counter. I see people in line where ... |
|
 How to get collection agency to quit calling!!!???? |
| Ok. I keep getting this call from a collection agency. They have a wrong number, and I've told them that twice! The call isn't for us. They said they won't stop calling unless I give ... |
|
 Do you need a credit dard/bank account for paypal? |
| I dont have a credit card and i dont want to use my bank ... |
|
 What credit card should I sign up for? I have no credit history and am a 18 year old student going to college. |
| I want to start building credit, but I'm not sure which credit card to sign up for. I would like one with rewards like cash or milage, but there aren't many that will accept no credit...any ... |
|
|  |
MaRneLLi | Can a credit card company sue me for not paying my debts? |
i have a credit card and i used it to the extent of my credit limt. and now i find it hard to pay the card issuer, this time i am very difficult and financial problem i am suffering now. i have no intention to run my obligation. what is the best thing that i cud do? |
 |
 
Nimeesha
|
the financial institution will sue u for bankrupty... |
|
el tonto
|
Yes they can put liens and/or garnish wages. I hope you learned your lesson. With the exception of a modest car and house if you can't pay cash or pay your CC in full each month........... YOU CAN'T AFFORD IT!!!!!!!!!!!!!!! |
|
Joseph, II
 |
No...- But you're GOING to have to pay that Card off - or else your "Credit" will be ruined, & you WON'T be able to take out any loans (like for a car, or house, or school- etc.) or get any new Credit cards. So keep on paying as MUCH as you can- and keep your spending DOWN- until you get that card at LEAST half paid off! Good luck. |
|
Just Me
|
tell the company you're having trouble and they're more likely to be lenient and then PAY THEM! it's their money, they just let you use it, you need to give it back. work with them to organize a payment plan and then stick to it. not paying your bills can cause all kinds of problems including but not limited to messed up credit, never being able to get credit cards again, jail time etc. do yourself a favor and pay them back because the alternatives aren't fun |
|
mayride
|
pay it off, stop using your card.. cut it up |
|
BhitchyPrincess
 |
Contact the company that issued you the card. Explain your situation, they may be able to lower your payments.
Communication is key
If you avoid them it will only get worse
Yes they can sue you and probably will if you don't pay
KIM S - YES, they CAN and DO sue or file claim in a court (which is the same as suing)against non-payers. It depends on the amount, if it is worth a suit. |
|
davidthegnome2003
 |
Yes, they can sue you. You could claim bankruptcy, but you will still ahve to pay it back starting with all your stuff. People need to be better educated about how to manage their finances and to take responsibility. |
|
hlthstudent
 |
If you do not pay they can take your money out of your pay check. Your best bet is to get credit counseling, some place LSS or something like that. Depending on the extent of your debt may bankruptcy is an option. That may be your last choice if your debt is not that bad. |
|
Nick V
|
Sell some of the stuff you bought. Get a bettter paying job, even if it's unpleasant. Never use credit cards again. Credit Cards are an idiot trap.
In the future, never buy anything that you don't have the money in your pocket to pay for. Think about what you bought with your credit cards. How much of it is worth anything now if you sell it? How much was for food and booze that's long gone. It's kind of dumb to drink a $4 bear in 2005 and still be paying for it years later at 20% interest or more. By the time you're done paying for it, that $4 beer will have cost you $16. Would you pay $16 for a beer in cash?
Why would you put it on a credit card?
Hopefully, you bought stuff you can sell.
Yes, they will sue you, they will garnish your pay. You will never be free until you've paid everything. Like I said, idiot trap. |
|
Kim S
|
They can't sue you, the worse they can do is report you to the claims department and give you a bad credit note. You will although have to make even minimal payments then they can't do anything about it. If you are finding it difficult contact them and make arrangements for a different payment plan you might be able to get an overdraft or loan from your bank at a lower interest rate than your card and pay it off this way. Also destroy your card and stop using it, they will let you go beyond your limit they like that. |
|
Eve
|
Sure they can sue you and even get a judgment against you, and start taking it out of your pay.
I believe the best thing to do is call them, explain everything,
get the name of the person you spoke to, and also then sent
a letter to them, telling them you have discussed the matter
with them. Maybe you can offer a small payment a month,
that only includes interest and when you are better of...
you will pay principal and interest.
Hope this helps a bit.....been there, done that |
|
zilla71
|
did you read your agreement upon sign the paper at the bank. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
15 | 19 minutes(s) ago
| | | |
14 | 35 minutes(s) ago
| | | |
10 | 41 minutes(s) ago
| | | |
15 | 3 hour(s) ago
| | | |
15 | 7 hour(s) ago
| | | |
14 | 11 hour(s) ago
| | | |
15 | 1 day(s) ago
| | | |
16 | 6 day(s) ago
| | | |
15 | 2 week(s) ago
| | | |
15 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
