Big Bobby Clobber
|
Yes.
And once they do, you then owe them a heck of a lot more, wht with interest, fines and legal fees - all tacked on to your bill. |
|
establish_1980
|
I dont' think so, at the worst they will ruin your credit for the rest of your life. If worst comes to worst you can always file for Bankrupt. |
|
nicname
 |
yes they can its called bad credit
G |
|
StC_AnGeLiCa MaE
|
It depends on how many times you did not pay your bills. |
|
Kourtnie D
 |
In the U.S. you can sue over anything. The creditors often will issue a summons and the most important thing to do is SHOW UP. No matter what be in court. If you do not show up it is considered an automatic default and your the one at fault. That is what your creditors are betting on you not showing up. Show up speak with the judge, explain your situation. Its not a big deal but it will save you a lot of head ack in the long run. Let me say it again... If your creditor summons you to court show up no matter what.
Kourtnie Donihoo
The E.D.A. Group
866.605.0753 |
|
luciousgreeneyedlady
|
of course they can. |
|
Chris in Seattle
 |
Yes and they can garnish your wages as well as conduct business with companies to repo your items. |
|
PinkFae
 |
yup, they could.. |
|
Star
|
Yes. They sue you for garnishment of your wages. It sucks, it's no fun, and there is virtually nothing you can do about it except MAYBE declare bankruptcy. |
|
regerugged
|
Yes, for breach of contract. |
|
punxsyparty
|
yeah but they figure they arent getting the money now, why would we waste more on legal fees. Try to pay them though. Your credit is the number one thing used today to judge the person you are. |
|
Richard K
 |
Usually not unless it is a terrific sum of monies. They will either send your statements (sell) to money finders, write off your balance which is a profit for them but your credit rating will be jeopardize or they will go through a attorney to try and collect the payment owed.Two things can happen here, if you get summoned to a court appearance, make sure on your summons that there is a legal doc. no issued from the courts itself. Sometimes a lawyer will send these letters to ya, via a county sheriff to make it appear legal and scare you. If it is the real thing, it has to go to court a minimum of 3 times before any outcome can be reached. On the other hand you can send them a letter showing your assets which are minimal, just do not have the funds tom pay in full and then you offer them a partial full payment in return they stop the collection. Ex: you owe $6,000.00 on a credit card, you physically cannot afford this payment and still be able to pay your mortgage etc, offer them $1,000.00 to accept and redraw. This usually will work but there is usually a time limit (month max) to get the payment to them. If you re-neg, you my as well forget any compromise. Good luck |
|
Conrey
|
Yes Brian they can along with ruining your credit score for 2 years. |
|
Lil Jello
|
Its called "collections" |
|
Garacaius
|
Sure can. |
|
father of 4 husband of 1
 |
For not paying a bill? I assume you mean you no longer have credit with that company but still owe debt. Yes they can. |
|
ravi C
|
may be |
|
ML
|
Yes they can. However it must be worth their time and effort to do so.
1) Is it over 1500 after all fees and interest removed?
2) Do you have income that is garnish able?
3) Do you have good credit with other companies?
If the answer is yes to all 3 then the possibility of being sued is high.
They can garanish up to 55% of your net pay. |
|
wdy_67
|
As the others have said, yes they can. They can also garner your wages, and if in a common law state they can go after your spouses wages as well. They will also "ruin" your credit for up to 7 years. If you file for bankruptcy as someone else stated, that's will "definitely ruin your credit for up to 10 years and it will take 4 years after that to get a good credit rating. |
|
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
