why on earth would your credit score have an effect on how much a person pays for auto insurance? i was told by geico that my rate would be lower if i had had a more "favorable" credit ...
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I received a message at work from a person who said he was from AAA and I needed to give him a call. So I call him back figuring it had something to do with my car. He was NOT from AAA. He was a ...
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My mom passed away and left a credit card debt. They have a house which soon they will default on. No equity there with today's market. No savings and insurance. We are in CA. She's the ...
I have a $20K car loan and am considering paying it off early. I have been making payments for the past 10 months, never late, and already have an great credit score (791), but I want an excellent ...
I am looking into buying a condo in the next 3-6 months. I have two credit cards open currently (both with 0 balance- one 3 years old and one 2 years old) and wanted to open a travel rewards card ...
Only two ways for this to happen: You have authorized automatic bill pay/debits to your account for this credit card company.....or...your bank has taken you to court and won a judgment against you.....Otherwise...no
rivasj27
No. They can not take money out of your account without your permission.
Credit Guy
If your bank account is the same place the credit card is issued, then the answer is YES!!!!! I was a banker for BofA and it's in the depost agreements and disclosures.
If not, and you pre-authorized it, they can get away with it. Otherwise, no, you have to have authorized someone to go into your accounts and pull any money. If this has happened you can call your bank and file a dispute.
lmills148
NO they can NOT. Even threatening to do so can be a violation of the FDCPA
Crazyjester9
Slimick is absolutely correct.
Katherine C
Not if it's unauthorized and just a credit card company. The IRS can, though.
Beatngu
No they can't, unless you authorize it. If you don't, then it is fraud. Just because they have your information, that doesn't give them the right to use it. Unless you say it is ok, or if you've sent up an automatic payment for each month until further notice.
On a side note, get back into current and pay it off. Then you wont have to worry about things like this.
fawdown
Not if you are delinquent. But if you default, yes they can.
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