 How do i prepare myself to get my first credit card? |
| i just turned 18 and have no credit and have never applied for a credit card because I was told if i applied for alot of credit cards and got denied it would lower my credit score. So what should i ... |
|
 I have a £2K overdraft with Lloyds TSB which they want back by Nov 26th, 2007? |
| Hi, I have had an overdraft with Lloyds TSB for a few years now, totaling £2000. They now want to take it back on the 26th November, 2007. However, financially I am not able to pay it back right now ... |
|
 Does any one know how i can get a loan i need to buy this trailer for my kids i need 5,000? |
| a fresh start for my family and I in a new town just what we need but we can't seem to come up with the money right now we can make a payment we just finished paying off his van 4 years of 450 a ... |
|
 I got charged $130 for a couple roast beef sandwiches at Arby's, best way to get my money back? |
| I swear I'm really not that fat that my Arby's bill is 3 digits. I did go there (my card isnt stolen) but the charged amount is wrong.I called my credit card company and I have to mail in a ... |
|
 Do u own a credit card? |
because at 28, i dont at all.
i still use cash. is that bad?... |
|
 Getting a Credit Card under Sons social....? |
| I was wondering if anyone knows if you can get a credit card or any other type of credit under a person child's name and social if the child and one of the parents have the same exact name? Does ... |
|
 How do the credit repair companies fix your credit? |
Iv'e heard they send letters but how can I learn aboutit to do this for myself and my friends and family?
only serious answers.... |
|
 I am tired of interest charges being like a loan shark charges in the USA. Who agrees? |
Finance charges are so horrible in the USA. They will never go down.
Additional Details
For those who claim I am a dumb blond. I only owe for my home. 3 acres 4 bedrooms, 2 bath, Over 25... |
|
 Using cash or credit card for gas/groceries? |
| for gas and groceries-do u charge or use cash?... |
|
 How to get a loan teenager? |
| im 16. have already graduated. have full time sales job and part time weekend job. i have enough money to afford a nice truck payment. how do i get a loan, when my parents have bad credit and cannot ... |
|
 How should I go about raising my credit rating? |
| About 8 months ago, I applied for a credit card. I use it religiously about 3-5 times a month (usually about $20/month) so that I can raise my credit rating. I currently have Capital One so the APR ... |
|
 Credit cards:? |
| Anyone have any more options for first timers? I have been trying to get one ( I have no credit at all) and have been denied by EVERYONE! I am losing hope! What do i do?... |
|
 If my husband moves out of the country am I responsible for his credit card debt as well as mine? |
| I will need to divorce him soon and wonder if that is possible on 2 separate continents? He is crazy mind you, and is fleeing from all responsibility, both the debt he incurred while we were ... |
|
| Are you criminally liable for defaulting on a credit card bill? |
| On my one credit card with a $10,500 limit, I missed a payment and the interest rate alone made me over the credit limit. Without moving in with parents I wouldn't have been able to get it paid. ... |
|
 $ 10,000 loan needed A.S.A.P.!!!? |
| long story but i need a ten thousand dollar loan before the end of this month!?... |
|
 What's the best credit card for a college student? |
| I'm looking for a good credit card with low annual and monthly payments and a decent APR. I would be using it mainly for bills and other living expenses.... |
|
|  |
Melanie A | Can a creditor take my truck for credit card debt?? |
|
 |
 
♥ Mary ♥
 |
Seriously, I have not seen that many people get a lien against their vehicle. Houses yes, cause houses appreciate. But vehicles dappreciate (lose money) Usually a creditor knows that by the time you are done paying off a truck it isn't going to be worth very much and besides that even if a place puts a judgment on a house they don't actually collect any money unless you SELL the house. It would be the same thing with a truck. They wouldn't get anything unless you sold it or got into an accident and your insurance would then pay them. |
|
wizjp
|
Not unless you offered the title as security on a loan; and that wouldn't make sense on a credit card. As long as you have the title, you're safe. |
|
blueblood
 |
Just Relax He Cant, In Not In Law |
|
jonborja
|
No |
|
Sarah K
|
Most secured credit cards are done so through a deposit or a savings account at a bank where you can't touch the money... most credit cards are unsecured, anyway, so I'm going to say "no." If the creditor takes you to court (they probably won't, but a debt collection agency will THREATEN), then you can say that it would pose a financial hardship/undue burden (because if you don't have reliable transportation, it's difficult to have a job). |
|
donna_honeycutt47
|
I don't think they can, but they can put a Lien against it and you would never be able to Sell it. Credit Cards can be a usefull tool in our daily Lives, but so many people forget when they pull that Plastic out, that a Bills on the way the first of the month and that interest eats you up.. |
|
KD
 |
Only if you used it as collateral. |
|
ConanaBanana02
|
not at all. the only way they can repo. the truck is if you arent paying your loan. if you paid for the truck with a cc, highly unlikey though, they cant touch it. the credit card company will send you into collections though. a cc pays for your item for you then you pay the cc company. thats basically how it works. anything with a cc unpaid goes to collections. good luck and pay your bills. |
|
SPIFIMAN1
|
It depends. If there is no lien on the vehicle and the credit card company gets a judgment against you then yes they can put a lien on your truck.
Actually even if there is a lien they can still do it if they get a judgment they would be the second lien holder and would be paid only after the first lien holder is paid.
Without a judgment, there is nothing they can do. |
|
CSUflyer
|
If the credit was "secured" by the truck, than yes. If it is an unsecured loan/credit, the creditor can't just take or reposses your truck, but that doesn't mean that they can't hurt your credit among other things. PAY YOUR BILLS! |
|
Sronce
 |
Not unless you bought the truck with a credit card. |
|
sunbun
 |
not in the state of texas....but in other states they may garnishee your wages |
|
Steve H
|
No. |
|
shortarsetitch
 |
not specifically, But if it goes to a bailiff they won't ask questions they just take to the value of. Make sure you stay on top of the issue. try and come to a mutual agreement of some sort. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 25 minutes(s) ago
| | | |
15 | 43 minutes(s) ago
| | | |
14 | 3 hour(s) ago
| | | |
15 | 5 hour(s) ago
| | | |
15 | 10 hour(s) ago
| | | |
15 | 2 day(s) ago
| | | |
15 | 4 day(s) ago
| | | |
12 | 1 week(s) ago
| | | |
15 | 2 month(s) ago
| | | |
15 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
