 Personal Loan Question...? |
| Is there a way to obtain a personal loan with the promise that you'd pay back in full using your tax returns? We'd make payments on it until then, but we'd pay it off in full come F... |
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 Debt Help!!!!!!!!!!!!!? |
| I am in a little debt I owe one credit card company 1700.00 ad another 350.00 how do I establish this debt without having to pay in full...I really want this off my credit the 350.00 credit card ... |
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 Maxing out credit cards and moving abroad???!!!? |
| I have two friends who are in the process of doing this right now as they are in New Zealand. It's not just credit cards either - there's a couple of loans as well. When I was living in A... |
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 I have HUUUUUGE debt I can't pay. What do I do? |
| Everythings in collections, I just moved to a new city and I can't find a job. I can't afford the payments and havent been able to in a long time. Whats the best thing I can do? Can I get ... |
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 Pay off credit cards all at once, or gradually? |
| I just inherited about $30K. I've got $21K in credit card debt that I really want to pay off (since it's costing about $500 a month in minimum payments that aren't reducing what I owe).... |
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 Which of these credit cards is better? |
a card with an apr of 14.9% but a $19 annual membership fee
OR
a card with an apr of 19.24% but has no annual fee.
Additional Details
thanks martin,
i am ... |
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 Hey does anyone know where I can get $30,000.00 loan with extremely bad credit? |
| ...seriously....trying to make some business investments. but am in need of 30,000.00 to get the business off the ground......but my credit rating is below horrible....any ideas?... |
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 Low credit score? |
| Im just wondering if anyone can help, im 19 years old. only ever had one thing on 'credit' a mobile phone contract i paid late a few times it went to a debt collection agencie i did however ... |
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 Credit Card problem? |
| So I received a paper that said that I was pre-approved for a Visa card and just to send it back so I did. When I received my card, it had a sticker on the front that said "Call today to ... |
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 Can a creditor instruct bankruptcy on an individual who owes old debt of less than £5,000? |
| A 'tracing co' has contacted me and has advised they will be making me bankrupt unless I contact them within 7 days. This is an old debt which has been passed around to various debt ... |
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 My credit card bill is due today, i mailed my payment, but not sure if it will arrive on time, what happens if |
| I use the pay online or over the phone option now, although i have already mailed in my check. What will happen to my check that is on its way. Will they disregard it, since the payment has already ... |
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 Debt consolidation? |
| what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.... |
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 Will Blockbuster video take me to collections for a $6 late fee? |
| Blockbuster is awful they charged be a whole nother week on a one week rental in 2003 because i was an hour or so late returning the dvd. instead of 6 pm it was 7 pm; and i was pissed and never paid ... |
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 Where can can i find a bad credit/ op credit auto loan? |
| I am looking for an auto loan to buy a used vehicle. I don't have bad credit but my credit is not established so I need help finding an auto loan.... |
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 How Do I Get Out Of Credit Card Debt? |
| I asked another question similiar to this one, but I thought I'd be more specific. I'm in credit card debt, and I need to use a debt consolidation company to bail me out, but I don't ... |
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coreykatrina | Can a debt collector place a lein on property AFTER running it on your credit for seven years? |
My Husband had a truck and never paid for it. The debt collector wouldn't never come get the truck becasue they went bankrucpty. They ran it on his credit for seven years. NOW they have put a lein on a house in his name.... Can they place a lein after running this on his credit for seven years? CAN CREDIT CRAD COMPANYS PLACE LEINS?
Additional Details
My Husband had a truck and never paid for it. The debt collector wouldn't never come get the truck becasue they went bankrucpty. They ran it on his credit for seven years. NOW they have put a lein on a house in his name.... Can they place a lein after running this on his credit for seven years? CAN CREDIT CRAD COMPANYS PLACE LEINS?
State of Georgia |
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SPIFIMAN1
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Auto finance is what I do for a living and the only way this could happen is if they went to court and got a judgment.
If they did this, then yes they can file liens on any property he may own plus garnish his wages (if your State allows it) and attach bank accounts.
Check with the court clerk in the county the home is in and make sure there really is a lien.
The statute of limitations in the State of Georgia on written agreements is only 6-years so they would have had to have gone to court before this time ran out.
Credit card companies and auto lenders can both do this.
I posted a link for S.O.L. so you can look this up yourself.
http://www.bcsalliance.com/index.html |
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?
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they can only if they have taken the matter to court and obtain a judgement, which they can record in the county where the property is located, and that makes the judgement a lien on the house |
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Deliah
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Did you ever get and ignore a subpoena to go to court?
They might have gotten a judgment by default in which case the lien is legitimate. If they did not get a judgment, you can call the court house and see if there is an outstanding judgment, then the lien is illegal. |
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george 2
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if whoever owned the original loan sold it to someone else they can. They try to pull crap like that after you claim bankruptcy. anyway i would talk to a lawyer about it. |
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THE"IS"
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first, i don't no the state,but a credit collector(in busness 4 collecting debt only) in tenn. can't do anything but threating to do something,my lawyer told me after 7yrs,it was almost imposible for them to collect,but the one he owes can can put lien, til its sold |
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desert rat
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Surely a Lawyer would be able to answer your question accurately |
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Bill
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Depends what your state law is. When asking a legal question, say where you are. |
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donniebre
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Credit card companies cannot place liens. Courts can. They must have gotten a judgement against you. Or maybe they are bullshitting you? Did they tell you they have put a lien on the house. Or do you KNOW there is now a lien? There are things you can do to fight back. Check creditboards.com |
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minitrail70
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Yes.. What.. did you two actually think that the truck would eventyually be free?
Sheesh.. You owe, they'll come and get.... Now, you owe WAY more than you originaly paid for the truck.
Get a Lawyer.. you are going to need serious help, if you intend on keeping that house...
How did you let this happen? That's crazy... |
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