 Is my mother allowed to look up my credit history with out me knowing? |
my mother 2days ago requested a free credit check... she lied online and she pretened to be me online so she could see my credit. is this allowed since she lied without my permission???
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 Is there anyway to erase credit inquires that you have on your credit report? |
| When you apply for a loan or credit card, the creditor appears on your credit report. Is there anway to erase those inquires?... |
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 I need a $15,000 loan Can anyone help? |
| I am divorced and was left with a debt that I need to payoff because the monthly payment is high as is the interest. My ex also took my 3 daughters and my bed and other furniture when he left. My ... |
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 Auto Loan w/ bad credit? |
| I am in need of a new car, as my current vehicle is gasping for life. I need to work out some financing, but have a problem: in my first year in college, I couldn't afford all my expenses due to ... |
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| Refinance,let the car go back or trade it in? |
| I bought a 2006 honda civic ex a year ago my payments are over 500 a month (i had bad credit) I have paid on time for over a year. my problem is I can no longer afford the payments. I love my car but ... |
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 Are you sure creditors can not do anything to you ?, ref. to answer by Wilfred? |
| Surely they can take court action, use collection agencies or threaten to send bailiffs to seize your assets, etc.... |
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 I have a good credit score, why can I not get a mobile contract? |
| I have just checked my credit score through experian and it is 857 out of 1000. Yet I cannot get a mobile contract through any network service provider. Why could this be? I am not on the electoral ... |
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 Credit counseling and/or debt management companies? |
| Does anybody have experience with dealing with them? How do they work and can debt that has been charged off be negotiated? Thanks!... |
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 ATM Withdrawal with my Capital One Credit Card? |
| I recently recieved, and activated, my Capital One Platinum Visa credit card. One quick question I had, for anybody who knows, if I were to go to my bank's local drive-thru ATM, would I be able ... |
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 Where can I get my credit report for free? |
| I see these places on TV that advertise to get your credit report for free but every one I have been to once I have filled out all of the info suddenly they are asking for a credit card # to pay for ... |
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 Why people are just dying to have an excellent credit score?what is there benefit from all that? |
what can an excellent credit score do for me?
i know i sounds picky...but i need to know....thank you so much for your time guys..... |
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 Ive had a really bad month and dont have the money to pay my rent...? |
in my lease if i dont pay by the tenth they start the eviction process... short of robbing a bank what can i do to keep my apartment i have nowhere else to go
Additional Details
wow some ... |
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 Credit card suing me? |
i just got the letter from there lawer..to go to the court next month(i live in Florida) i owe them $ 900..
What i sould do..can i call them to settle this or i have to settle this in court?
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 What does it mean when it says " charge off account" on your credit report? |
| I was looking up my credit report and under a credit card it says the account was charged off.... what does that mean??... |
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 Credit Question? |
| I recently turned 20 and have been living on my own for the past year. I currently carry around $5,000 in credit card debt on 3 cards. I'm having a bout of bad luck as I lost my job about 2 ... |
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 Can i sue someone for my down payment if they got my car repossessed, and they were a co-signer? |
Additional Details
I was out of work and the cosigner told the dealer they were going to make the payment for that month and they didnt...I didnt hurt anyone's credit because it ... |
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Laura J | Can a second signor on a credit card be held responsible for unpaid balance? |
My husband had a credit card in his own name that i knew nothing about. He addes me as a secondary signor on the actt, also without me knowing. We since were divorced and both responsible for our own debts. He was recently disabled and unable to work and now the credit card company is coming after me for 17K in unpaid balance. It also should be noted that he forged my signature to all these transactions. Can i be in anyway held responsible for this?? |
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Byron W
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You need to file a police report against your ex. Neither you or the cc company r at fault - your husband is. You should not be held liable, nor should your credit score be impacted, but you must deal with it promptly, and must deal with it legally, ie criminally. |
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lala15
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did you sign anything? if you didn't know you might be able to fight it but yes you will be held liable.. especially if he forged your signature... sorry you may want to talk to a lawyer or something |
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Kimmie
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You need to find out if you were just an authorized user or if you were a joint account holder. Authorized Users are not responsible for those charges that they did not sign on but Joint Account Holders are equally liable. The short answer is yes, you can be. If you were only an AU then you can contact the credit card company (in writing) and inform them that you want to filea fraud affidavit on this matter and see what they can do. |
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Brown-eyed girl
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Get a free consultation with a lawyer as soon as possible. We can all have our opinions on this matter, but the law and evidence always rule. |
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Starcraft
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No, contact the police. And call a lawyer. They should be helpful to you.. P.s. call the lawyer first, always. |
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SPIFIMAN1
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Contact your lawyer and file a police report A.S.A.P. you are responsible since it's a joint account but you can fight this if your husband forged your signature. |
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Mel
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Unfortunately bad debt affects both husband and wife, and the secondary signature on the account is held responsible if the primary cardholder cannot pay the bill.
I would set an appointment for a consultantion with an attorney if your signature was forged. |
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kate
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File a police report , show them your ID with your real signature and a copy of the fake signature on the transactions . . .
Then forward the copy to the CC company AND the 3 credit bureaus .
They should remove you when they get the PD report. |
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juju
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u r not responsible. ur husband should pay |
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sun s
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You are not responsible and think your hubby should pay. |
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