 What is a savings Account with good interest rate? |
| My savings account interest rate has gone down considerably to about 3.6 and was wondering what are some good accounts. Looking for one close to around 5% interest.... |
|
 Can I get a credit card bad credit? |
| I don't know what my credit score is. I recently got my credit report and saw that I have two different agencies reporting negatively on it. Could I still qualify to get a credit card? I owe $220... |
|
| someone has spent over 5000$ on my credit card i am sure they found out my card number do i have to pay still? |
| i just looked at my monthly statement and it showed $5689.89 amazon payment and my other bills nobody has used my card beside me i am sure somebody knows my card number do i have to file something ... |
|
 Are credit card payments sent instantly? |
| I clicked on a PayPal donate button but don't have a PayPal account so I clicked pay with card. Will the credit card money be sent to the donee instantly or will it take a couple days?... |
|
 Need help with credit score question? |
How much can your credit score go up a month also in a year?
How can some one raise their credit score in a year?... |
|
 What is a safe and free way to get a credit report? |
| I have only encountered sites such as creditreport.com that force you to give them a credit card # to complete the report. Then you are automatically enrolled in some garbage. If you don't ... |
|
 Llyods tsb says i have a credit card.. but i dont.? |
heya. going to be a bit confusing.. but il try explain.
i signed up to have a credit card a while ago. then i got it in the post and cut it up, cause i had few money problems.
anyway online ... |
|
| Will cancelling a credit card affect my credit? |
| My first credit card was a Capital One Platinum Standard. I didn't really have anyone to explain to me the possible fees that come along with these cards, so when I got my first bill, it had an &... |
|
 Employer messed up my pay check and now they want me to pay back? |
| From January until yesterday I was supposed to be a part time employee (30 hr vs 40 hr/week). I was told that the paperwork was in order. I did think that my pay check was perhaps slightly higher ... |
|
 Bought furniture on store acct credit in 2005 and stop payment about 3 years ago....? |
| Today my husband received a call at work from an attorneys office saying that we need to make payments or they will repo my furniture. I can either voluntarily give up my furniture and have them put ... |
|
 Debit card question please help? |
| I have recently got one and am obsessing a bit over ebay, but it started with £290 in it, I have so far spent £45.78 on ebay but when I log into the halifax online website, it says my "... |
|
 Amazon UK not asking for Visa card security code? |
| I am ordering some stuff from Amazon UK to be delivered in UK. I am from Pakistan and using my Visa debit card. I have previously made international transactions through this card on other sites and ... |
|
 Can you build credit with store credit cards? example: Department store credit cards? |
| I was wondering if you build credit using store credit cards? I have one Visa Credit card and about three different store credit cards, like a Macy's Department store credit card and a Banana R... |
|
 When applying for a home loan do husband and wife both need good credit scores? |
| i ask because when we started the process i was told i had no credit score and my husbands score was only a couple points off.... |
|
|  |
Ruthie | Can a store charge my credit card without my signature if they claim they undercharged me? |
I bought a necklace for $56 from a store. Coincidentally I ended up losing my credit card that day so I called to cancel. The store called me to tell me that they made a mistake and I need to give them $100 more for the necklace. The next day the managed to charge my credit card (the one I had called to cancel) $156 and refunded the original $56. I never agreed to this increase, and the credit card company is resistant to do anything. What should I do? |
 |
 
cambay
|
The only problem you really run into is if the Credit Card company decides to fight you on it, and you cannot prove that you cancelled the card. But, once you call and notify the Credit Card company that the card was stolen or otherwise compromised, you are legally no longer liable for any charges made on it afterwords. Call the Credit Card company and tell them that a charge was made on a cancelled card and that you are disputing that charge, then do it again in writing by mail. Also, call the store and tell them that they made a charge to a stolen card, you did not authorize a $156 charge and ask them to remove the charge. As far as I know, once the transaction is complete, unless there is a written agreement to the contrary, they cannot come back and charge your card again without your permission. If they sold you the necklace and accepted the original $56 charge as payment, then the transaction is over as far as the store is concerned. If you still have your receipt for the original purchase, you can prove your position and I don’t see that there is much the store can do. |
|
kate g
 |
its a fraudulent charge. Make sure you have your original recipes and file fraud with the credit card co. |
|
unroved
 |
credit card billing. Simply tell him "This is unacceptable" If he refuses to do anything. Tell him " thank you for your time. I will take this to the Better Business Bureau, and never shop here again, nor will my friends and family" YOur other option is to return the necklace for full credit on your card, with a personel note to the manager informing him you , your family and friends will never shop there again. Your third option is to take the store to small claims court...first notifying the Manager what you are about to do. I have had store's reduce price just because it is advertised cheaper elsewhere...Good will is usually very important to merchants..the manager may not even be aware of what was done. It may just be department manager trying to cover their (you know what) for an error they made. Keep up the good fight!! |
|
drakkar
|
price, then in most states the store has to honor that price. They can not just charge your account for anything without your permission.
But, the "right" thing to do is to take the necklace back and get the charge reversed, if you knew that the price charged was incorrect.
However, since you "coincidentally" lost your card and closed the account, the BS detector in me is going off, and I get the feeling the story is not the same as reality. |
|
cddzap
|
your credit card company and dispute the charges. A retial vendor or anyone for that fact, CANNOT just decide that you were "under charged" and use your credt card info to get the money. I really REAM their ^&%$#! for this. also contact your LOCAL BBB. If it were me, I would want other customners to know that THEIR credit card information is NOT secure. I wonder if you had beeen "OVERCHARGED" if this vendor would have given you a credit??? Despute it...Do not pay....I would love to know who you bought the necklace from, so I make sure NEVER to purchase anything from them. What nerve! |
|
stan c
|
No signature, no charge. |
|
RT
|
1) I would send the credit card company a copy of the receipt and tell them this represents the contract between me and the store and that they cannot change that contract after the fact.
If that doesn't work,
2) Take the store to small claims court. |
|
plagiarism
 |
What was the displayed selling price of the item you bought - $56 or $156? If it was $156 and the clerk made a mistake and entered $56, my moral compass would say to me that the mistake had been corrected and I should feel relieved about my guilt being lifted for not pointing out the mistake at the time of the transaction.
If $56 was the price displayed and they agreed to sell it to you at that price, then it’s a different story. You entered into a contract to buy at the displayed price and they agreed to sell it at that price. If the store later discovered that it was the wrong price, it’s too late. They are obliged to sell it at the displayed price or withdraw the item for sale. That is my recollection of the trading law in B.C. (assuming this purchase was a local one) having lived and worked in retail there for many years.
If this was not case, then what is to stop shops everywhere from raising the prices on items hours, days or weeks later on any or all of your purchases? A line has to be drawn somewhere. I would be very aprehensive about using a credit card if the prices of any or all of my purchases could be adjusted upward later on!
It seems to me that the credit card company and/or store should have spoken to you first about the 2nd unauthorised transaction and that both companies could be on shaky legal ground. I would be curious to know what explanation the credit card company has for approving the 2nd transaction that you had not approved or were even aware of until after it had been made.
I would phone the credit card company and ask for an explanation as to why a new transaction was approved without your approval or knowledge. Ask if this is policy and what is there to protect you from this happening to any other past or future purchases?
Good luck to you! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 29 minutes(s) ago
| | | |
10 | 43 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 5 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 1 month(s) ago
| | | |
10 | 3 month(s) ago
| | | |
10 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
