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 Does paying late on your credit card statment effect your credit?
My due date is the Sept 15th I just got the bill today and Its for 500 dollars I wont have the money until Sept 19th when I will pay the full amount is this bad for my credit or will it not make a ...


 Question about financing a car?
If I get a car loan for 20,000 at 9.04% for 72 months is this really bad? How much more in the end will I pay with the interest then?

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 I just got a credit card for the first time.. what are the do's and dont's??
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 Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these?
Lenders....... Id say that once you have paid 3 times what you originally borrowed .... then you should be out of debt. But NOT with revolving credit ...... I see way too many people being allowed to ...


 What is your jobb?...?
Ook i'm nearly 16, so i dont have a full time job yet.

But what do you do? Do you like it?

x
Additional Details
Lol, i know job has only one b, i needed to ...


 What are my chances of getting a private student loan or a mortgage with these scores.?
TRANSUNION 622
EXPERIAN 554
EQUIFAX 593

between my two jobs i make about 2500 a month. no big obligations except a rent of 674 per month....


 Are children responsible for parents debt?

Additional Details
My parents have fallen into great debt, as they always have been. I have put myself through university, and have been working since I was 12, to pay for clothes, ...


 I see that about £6000 has been taken out of my bank account in an act of fraud- what should I do?
This has happened before with this bank so I'm thinking of switching banks.

I stupidly did follow an email and fill in all my details which (in retrospect) probably was the cause- can ...


 I don't know what to do about my credit card... pls help..?
I have one credit card and no other "bad" debt. I have a mortgage, 2 paid off cars and such... my credit has been great.

Last yr my 2 children had a combined 7 surgeries and ...


 If I ask collections to remove an item from my credit after it is paid in full, legally can they do that?
I was told "you should negotiate that any payment you make will not just be "settlement in full", but that they agree to completely remove the collection from your credit report."<...


 My cell phone bill and harrassing collection agency?
Ok, i have a cell phone bill from 2005 that i have not paid, and it's not because iam not responsible, it's because i feel this company had been ripping me off, everytime i got my bill and ...


 My daughter cut my visa check card in half is it still useable?
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 Which is the best credit card? It's going to be my first one, im 37.?
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 I am in debt about 12 thousand and need help?
I wanted to know if there were any companies out there who help me get rid of debt or at least help with my credit score. I am in my last year of college and I do not have anymore money for school. I ...


 Are there any credit card companies (uk) that will provide cards for me even with a really bad credit history?
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 I recently got a credit card for the first time and I was wondering how does it work?
for example I have a $500 spending limit which I have spent when will I get the $500 back do I have to pay it back first or ...


 Do Collections/Charge-Offs really just simply fall off a credit report in 7 years?
I have done a lot of internet browsing and reading on the subject and it seems that half say yes, and half say no. I am looking for an official answer on the topic. I have a few debts from my early 20...


 How many credit cards do you have? ?
I was just wondering how many credit cards people have? I have one, but I read somewhere it's good to have more than one. Is there any advantage of having more than one credit card?...


 What is patty cash means?
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 Is their any students loans for students that have no credit history and the cosigner has bad credit?
just wanting to ...



96744
Can a unpaid cell phone bill be used in your credit report?
                     
 




energydrink500
Rating
Yes it can, that's the only time it counts towards your credit score. I found that out.
They don't report on time payments as possotive, but if you let it go they'll report it in no time. Which really sucks if you ask me!


Kris K
yes it can- it will show up as a negative item on your credit report.


oranges
yes, i think so. someone i know has got a bad credi report on it.


blondie
Yes it will go on your credit report.


JOSHUA L
Rating
Make use of google to collect some related links or you could try to use answer engines like yahoo answer or answer.com to get some related answers.nonetheless,If you like some direct resource,here is a good resource from my own experience.http://creditreport.expertsupport.info/free-annual-credit-report-government.html


bud68
Yes - as a negative item.


tj_edward
Rating
Yes it is a negative reflection on you and will lower your credit score hard and fast.


Kay D
Rating
anything that you owe but don't pay can be used against you in your credit report.


pyrogirl06
Rating
The short answer is yes, any delinquent or non-paid account in your holding can adversely affect your credit rating. A credit report is, in essence, a representation of your financial management abilities. When you don't pay for an account that lies under your name, you lower your standing and credit score. Most companies however will not report you until you have been overdrawn for more than a month, or have refused to pay for an extended period of time. When this happens, the company ends up taking their complaint to collection agencies-- and these agencies are your credit scores worst nightmare.


For more information, try http://www.creditor-911.com


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