 Can you file chapter 13 twice in a 10 month period? |
| A family member filed ch 13 last summer to protect from foreclosure they fell behind on payments an now needs to file again is that possible ?... |
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 I am 19 yrs old and severly in debt.... i need to know how to consolidate and get rid of it? |
| I have about 4 payday loans out and a credit card that i have never paid for... i also have two kids a car note and rent every month plus the upkeep of my apt and car! i really want help.... i am ... |
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 Where & How to start to to clean up ALL unpaid bills/debt? |
I have some unpaid medical bills,
a few regular unpaid bills
and broken lease.
Maybe about $6,000-$7,000 total or so.
I have been wanting to wanna clean this up for a long ... |
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 Creidt card help!!? |
| Im looking 4 a credit card. does anybody know a credit card company the approves u no matter ur credit score?... |
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 What happens when your credit card expires? |
| Do you automatically get a new one in the mail, or do you haev to reapply for a new one. Bank of A... |
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 What's a good, SAFE website or way to check my credit score? |
| I thought about freecreditreport.com, but I just wanna make sure that's safe and reliable. If not there, then where should I go? Thnks! 10pts Best Answer!... |
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 Im thinking about filing chapter 13 and doing debt consolidation, any thoughts or experiences? |
| I pay all my bills on time (for the most part) but it's nothing but the minium, I was thinking about doing chapter 13 debt consolidation, is this wise?... |
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| What happens when you can't pay your credit card, I owe more than I could pay off in a lifetime? |
| I owe 20.000 dollars@ 500.00 a month. I no longer can pay it.I feel extreamly bad, and scared of what might happen. My name is the only one on the account, I know it will ruin my credit , but will it ... |
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 My boyfriend is concidering breaking up with me but is unsure, what do i do? |
We've been going out for two years and things have been rocky between us latly, i wont lie.
im still in love with him but hes unsure if he loves me.
He said either way he ... |
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 I owe $6000 in credit debt, but i am unable to make payment. I am out of the Country right now and wouldn't be |
| coming back anytime soon maybe more than 10 years. Any suggestion about what i should do about this debt? I am not so worry about bad credit because i wouldn't need credit for anything in the US ... |
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| Credit Score When Buying a Car? |
| Does buying a car affect your credit score? Does it go down because you've made such a large purchase, or up because you qualify to buy such an expensive item?... |
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 Who in the HE** came up with the idea of credit checks to rent an apartment or house? |
| I feel that is a bunch of bull!! I am having a hard time trying to find an apartment or house for my family because I had a car repossesed. Now, thats crazy!! The reason I couldn't pay my car ... |
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| Do I have to pay a bill from my doctor that I went to 4 years ago? |
I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.
Do I have to pay ... |
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 Could you tell me how to save money? |
| Because I always waste my money soon.... |
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 Can we be turned over to collections even if we are making some sort of payment a month on the account? |
| There's a school account that we verbally agreed to make a monthly payment on for a certain amount. We fell short this month due to extra bills piling up so we made a payment that was less then ... |
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askhung | Can adding a person who has bad credit on my credit card help them improve their credit in the long run? |
can adding a person who has bad credit on my credit card help them improve their credit in the long run? do the credit report agency count that?
please reference any sources you may know regarding this particular subject..thanks |
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goblinkat
 |
Yes it will help them. It will also screw you. Personally, I don't think it's worth it to mess up your own personal credit. Not even for a spouse. (Yes, you can mitigate your spouse's credit to a degree- trust me ;) |
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harish
 |
Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at http://www.acreditlibrary.com/buildcredit.html |
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dfs raj
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I am not sure which country you are from. In most cases the responsibility lies with the principle card holder. The banks or card issuer doesn't concern much about the sub card holder.
On the other hand if your sub card holder fails to keep with payments you could be in trouble. |
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gabriel jones
 |
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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mycreditapply
|
Yes, however, are they trustworthy to place on your credit card? Why not get them to apply for a "Bad Credit Credit Card"?
There is even alternatives to credit cards: http://www.mycreditapply.com/articles/alternatives_to_credit_cards.php |
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Susan C
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No they would only be an Authorized User on the account and the account would not be in their name. |
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angelina
|
yes to some extent |
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sun_beam61
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No by adding a person to your credit card will not improve their credit in the long run, because you are the one named on the credit card. Why would you want to add a person that has bad credit? You can add lots of people on your credit card and the only one that is responsible for that credit card is you. They can add charges but you need to pay it off.
It is totally absurd that you would add people to your credit card.
The people that do not pay will eventually drag you down.
Sorry! |
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tipp10
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No, you are still the primary on the CC and you would get the report on the use and payment of the bills. The only thing that could happen is that you will get large bills that you can not afford because this person can not control their spending habits. This could wreck you credit rating. Run as fast and as far away as you can. |
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