 I need a loan, but have not so good credit.? |
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balaji s | Can anybody give details of institutions that give loan against property without proof of income and guarontor |
Additional Details
in chennai ( india)
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jannie
 |
no they always check and you can't get a loan without a job |
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nandu r
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I think may be at citi financial. its not a bank but i think they will give loan on property for interest |
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c_hayhurst
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There are loans called "NINA" loans. It stands for: No Income No Asset. They are for mortgages on homes. You need a 720+ credit score. The percent you can borrow against the house varies; typically 80% maximum. You pay more on the interest rate for using this kind of a program due to the inherent risk. You also must plan to live in the house.
Any legitimate bank has this product available. You can also contact mortgage brokers, but I advise agains this, since they:
a) are lying scumbags
b) tend to charge more than banks
I suggest you buy a house on a full documentation program with a 30-year fixed mortgage. The lender sets limits on how high your monthly payment is based on your total debt and income (debt-to-income ratio), which is a built-in safety valve so you don't borrow more than you can afford to pay.
Good luck! |
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?
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I guess ya' kin git dose no credit loans fum anywhere some black guy could |
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Arzuita
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You need to get a broker in order to get you with a institution that has programs no income / no asset verified. And usually you need to have a really good credit (FICO) score in order to qualify for this type of loans. |
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Droide
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Buddy, nobody gives you loan unselfishly except for your genuinely True Friend and that is also too rare in this utterly materialistic selfish world!! After all the lenders also do business.. and they also feel insecured in this business and they need assurance in practical form whatsoever that guarrantee the return of their money.. and whoever says that he would lend you money without any security then he is probably, rather surely lying!! So be careful.. TAKE CARE!! Try this great site: www.apnaloan.com |
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jamesPurple
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hmmm... not easy....
try there ; http://index-go.com/bad-credit-finance-mortgage.asp |
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jannabanana
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I doubt anyone's going to give you a loan if you don't have a way to pay it back (meaning.... proof of income) |
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Michael S
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Yeh, he's your local loan shark. He breaks your fingers if you don't pay him back. They are also known to break kneecaps once in awhile too! If all else fails and you still haven't paid them back - they kill you. |
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Privratnik
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You're kidding right? Who's gonna loan you the thousands of dollars for a house without anything to back it up?
Anybody who does that is probably a loan shark, and is gonna wind up owning the house anyway! |
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Village Idiot
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They're called loan sharks...
Asking for a loan without collateral or guarantor is just asking for trouble.
Would YOU loan money to someone who doesn't have evidence that they can repay it? |
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