What can I do regarding a late fee for credit card payment? |
| I signed up for a credit card in JJB sport shop and was told I've about 52 days to make the first payment. I spent about £17 which I paid within this 52 days. That's a while back. Recently ... |
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Im told I have a lousy credit score for various reasons but Ive never had a credit card. How can I get one? |
| Im not in debt now and I own my car paid in full.The only ones ive been offered are insured or secured cards and I see them like a debit card.Will these cards proper use be the doorway to a real ... |
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What if a collection agency sends you bill after bill after month after month and you don't pay? |
| Will they take you to court? I have this big bill of like 700 some odd dollars that I can't pay. If they can send you to court, how long do they wait?... |
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Is this credit fraud and what could i face in court? |
| my dad and i have the same name. he allowed me to use his credit card to make a 5k charge while i was still living at home. i now live in another state and he now is threating to press charges. its ... |
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Has anybody ever used a credit repair company? |
| In particular a company called credit for all or any other repair company.They say they can remove bad credit from your file mainly because most of the finance companys dont keep great records thus ... |
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Does identity theft have a connection with car theft? |
Additional Details lets say you leave your credit card inside your car and your car gets stolen.... |
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Fico score of 683, but Wells Fargo denied car loan. Can I get a pre-appro. loan elsewhere? |
| Fico of 683, but WFargo denied me a pre-approved car loan due to bankrupcy 4 yrs. ago and a charge-off on a car loan to another bank 6 yrs. ago. My credit since bankrupcy is great. I have three 8.9%... |
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I have a low credit score. What can I do to raise it? |
I've heard you should get 3 credit cards and make all payments on time. Is this right?
Also, what if I get 3 credit cards, and just never use them? Do I have to have current ... |
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Credit card question? |
| I have a credit card through chase, the chase freedom card, comerica visa card, i am looking for another one to build my credit up, i applied for an american express card and they denied me, i was ... |
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I claimed bankruptcy but wasnt smart enough to take my gf name off the Visa now she owes $4,500 what can I do? |
| I claimed bankruptcy, but wasnt smart enough to take my gf's name off the Visa, now she owes $4,500, and are threatening court action if she does not pay in 10 days. What options does she or I ... |
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What's the best way to get credit? |
| I want to ge ta credit card and can't what's the best way?... |
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Advice needed. I feel hopeless, but there's got to be a way out. Any ideas for a strong future? |
| My goal is to own a consignment shop. I defaulted on my college loans years ago, but have been paying them off with no late payments. My college loan is my ONLY debt. (no car payment, no credit ... |
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Is my credit good for 20yrs old? |
I am 20 years old and have a credit score of 735 from the big 3.
I have a no debt and 7 inquiries on my credit report.
On my report is says I have a debt of 1900 but that has been ... |
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Do you believe it ok to file bankrupcy? |
| im 14 and i have to do a project for skewl and i need to get people ... |
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I need help?? i co-signed for? |
| I co-signed for my sister.And she still hasn't made a payment.I got a letter today saying how much she has to pay.My question is is it me and her getting the bad credit or is it just me? I am so ... |
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bunnny | Can anybody help me to find the right credit card, please!? |
Its been almost 3 years since I got my first Bank of America's Debit card. My friends still asking me..."Why you don't have a Credit card, yet?"...and my answer every time was the same...Because, I don't feel myself financially/job stable to get a Credit Card. Otherwise, I will sink in that financial dept trap. and the Bank sharks will eat me like a cocktail shrimp. I really don't know what to do...may be I am wrong or not, but I really wanna start creating my Credit score. I've heard about no annual fees, unsecured, secured, etc., also about HSBC, Orchard Bank, Providian(WaMu) Bank, and all the small Credit Card issuers, but I'm still really confuse. Can you give an advice, please! What card, what source and what's best for my situation!
Thank you in advance! |
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Jordin Sparks
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www.creditcard.com
will give you options and based on what you want, you can pick one or two.. i used it and I got exactly what I wanted!!! |
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Gina
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stay away from credit cards!
they get you in debt!!! |
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connie l
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I think you should get a credit card as long as you pay everything in full monthly so that you can create your credit score. |
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Rick B
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I think you should keep doing exactly what you are doing. PAY CASH.
Who cares what your friends think? |
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Tami
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If you just want a card to start building credit, open an account at a department store, ,or Target. You can limit your spending and build credit. |
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Stephen K
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I would go with either Capital One or American Express Blue.
Both have no annual fees and are well established, well-known companies.
They will look at your situation and issue it with a $5000 limit. As you use it and pay it off, your credit line will increase |
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djfunkygrrl
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Technically, you may not qualify for the credit card and rates you're seeking. First get a free copy of your credit report and score then you will have a better idea. If you have a average credit scores and outstanding debit showing, you can kiss goodbye a credit card with a decent rate. As the unsecure credit card companies will look at the very same credit score (for the most part)
...UPDATE...
Some idiot sent me a harassing message stating what I posted referenced debit cards. Obviously, what I stated referenced UNSECURED CREDIT CARDS. Whomever sent that message to me, learn to read! |
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scott_hutter
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You had the right answer the first time. DONT do credit cards. Period. Forget your "friends". What kind of friend tells another to "do into debt - its the *cool* thing to do!". Thats what credit is - its DEBT. Thats not being very friendly, now is it?
Stick to your guns on this one. Im proud of you. You have no idea how this will save you many years from now. Cash is king. |
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i_b_winkn_at_u
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I think you are smart without one but look for one that gives you rewards and a low interest rate if in case you use it. |
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david a
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you might want to go here to compare them, pick one that is right for u
http://www.bestcreditrates.net |
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ltw0005
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Call American Express and see if they have a program for you. They were with me on a Green Card when I made $16,500 as a Teacher and are with me now on a Black Card, 3 Platinum family cards and 36 Gold Business cards. Treat them right and they are the greatest finacial asset you will have. |
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