 Horrible Credit.I Need Help? |
| I'm 22 and I have horribly bad credit . I have 2 capital one cards with $500 credit limit. Plus I have been financing a car for 3 years, with 2 more years to go? Is it hopeless that I will be ... |
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 Why doesnt my debt of almost $8000 show on my credit report? |
| Stopped making $300+ payments in 2004. Shouldn't this show up as an adverse account on my credit report? Why isn't it there? It should at least be listed and say "charged off as bad ... |
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 If I pay my mortgage late, but under 30 days, will that affect my credit? |
| Unfortunately, I got into the habit of paying later in the month and haven't been able to get back to paying on the 1st of the month. I asked someone from the mortgage company, when I called to ... |
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 What is the best way to establish credit after a bankruptcy? It has been about 3 years since.? |
Additional Details
I've read about opening secured credit cards (pay $300 deposit on a $300 card)... |
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 Whats the best credit card to use? |
| well my husband whats to get a credit card and dont know the best one to use can you please help?... |
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 Where can I find a fast personal loan? |
| I am in need of an unsecured personal loan today!!!! I have a bad credit score. I am working to try to get myself out of this mess, but it would make my life easier if I could pay some of these bills ... |
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 How do you find out what's wrong with your credit? I just applied for a credit card and was denied. I have a |
| couple of theories as to why and what i owe being the culprits, but how do you find out exactly what is making your credit too bad to recieve a credit card?... |
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 Credit card question? |
| I need to move to LA and fast to start college. My mom and possibly my brother are moving with me who both have incomes to help me with living there, but the thing is coming up with the money to move ... |
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 Why do people live way beyond their means? |
| I understand owing money on a house or even a car, but why are people so in debt? We (our family) only spend money on things we can buy outright, no credit. Sometimes we have to save for several ... |
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 Do most credit cards have annual fees? |
| I'm still pretty inexperienced with credit. I've only had one credit card (a Visa) for the past three years, and it has no annual fee. I just got a second (a MasterCard), and it has an ... |
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 Child support? |
| My BF has a child support judgement on his credit report. It's compleltly paid up in full and his has paperwork proving it. This is the only debt he has on his report. Even though it's ... |
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 How Much Is Your Total Debt? |
How Much Is Your Total Debt?
Mines is $15,000.00... |
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 What to look for before applying for a Credit Card? |
| I have never had a credit card and I don't have a clue what to look for in the terms and conditions before applying.... |
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~LILMA~ | Can anyone please tell me what stores like walmart,target,bestbuy,et... have their own instore credit cards?? |
i need to know what stores have their own credit cards and that report the credit history to the credit bureau..i dont have any credit cause i jsut turned 18 and i read that this is one of the ways to establish credit without needing a co-signer..i read that i can do this as long as they report to the credit bureau.also can some one tell me other ways to establish credit??thanks |
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Take this advice...get an Orchard card. They report to all 3 agencies and they are made for people with no credit or bad credit. The interest rate is lower too. Going with a department card is generally more interest rates. Look up orchard card in yahoo. I think it is orchard.com but double check. Be careful not to run up too much debt on them either. I am paying for it years later! Also, make sure you keep your balance around 33% of your limit. If you take this advice seriously you will have a great start to credit worthy-ness |
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Joyce D
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Target has it's own in store visa. Macy's, Penny's and Sears. This may be a good place to start. Also HSN (Home Shopping Network). The way I did it years ago was to save up enough money, put in savings account and went to a local furniture store, tell them what I was trying to do. Bought a couch for my apartment. Paid it off in a timely manor. Then I used that credit history to buy me a car. |
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nina_moore10
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I dont know about those store (they have cards, but I dont know if its reported). But I know for a fact sears, maCY'S AND COMPUSA all have cards and do report, although i would assume they all propbably do.
Nina |
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~Katie~
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have bills to pay. most companies will report to credit bureau. Just ask the company and they can tell you... |
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mspts123
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The GAP, Old Navy, K-Mart, Walmart, What state are you in? Get a cell phone in your name it builds credit. Or your local furniture store. Get something you can pay off in about one year or less. Home Depot, Lowes.
Their are several! Good luck!!!
CT here |
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tonalc1
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This is a very good way to establish credit.
You can also contact a card company and see about getting a "secured" card, where you deposit the credit limit yourself, then use the card and keep paying on it. It sets up your good payment record history. |
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bugjjo
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most major stores in the mall have credit cards, Gap, Old Navy, Victoria Secrets...
Just pay off the ballance every month or you will have bad credit. |
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killermanwolf
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wal-mart does. |
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FL Girl
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Just about all of them. |
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cda94
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Target has their own 'Red Card'. They also offer a Target Visa. |
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Emily O
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Target definitely has one. Also since you're a girl, I know that Victoria secret has one too. I know that I just went to my local credit union and signed up for one with a 300 dollar limit. It was easy and it stops me from over spending so that I can start with a good record of credit. I highly recommend it. |
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Shaneka D
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A lot of department stores have their own credit cards whom report to all 3 major credit bureaus. Doesn't mean they are easy to obtain w/o any positive credit history. You can apply for a variety of credit cards with NO credit history that are major credit cards. These credit cards help you build good strong credit history upon good payment history. The cards offer small credit limits ... usually 150-300 to start with. Also there are credit cards in which you will have to pay a deposit in order to obtain (I do not recommend those). Also to build your credit many companies offer prepaid debit visa/mastercards in which you load your own money to spend. Well this is just some advice. Hope it's helpful. Best Wishes. |
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