 I'm being sued for a debt that is over 5 years old? |
| I was served with court papers on Saturday, I'm being sued for $7400...from almost 6 years ago. I had a loan for a vehicle, I lost my job and couldn't afford to make the payments, I gave ... |
|
 Does anyone have urges to spend money you can't afford.......? |
Then get into a lot of trouble for it?
I mean like all the time and never learn from the mistake?
Additional Details
Are you suffering from bipolar bre?
Just wondering, because ... |
|
 What are some things i can do to reestablish my credit? |
| i got a car in April and i make all my payments on time..but i still got turned down for a credit card..i tried to get a loan from a bank and i got turned down for that too..All i want is to prove ... |
|
 14 year old makes $50,000+ ONLINE!!? |
| how would you feel if this were ... |
|
 Should i payoff my car or paydown my house? |
| i have 4 years left on my carpayments, 3 years left before my 2nd mortgage (interest only) adjusts. should i use my extra $$$ to pay off my car or paydown my mortage principal?... |
|
 Not paying cc debt..? |
| my cc cards range from $7-11 thousand.. if i stop paying on all of them will they be able to get the money later on? can they garnish my wages in the future or take me to court? what is the worst can ... |
|
 Honestly, how much do you owe credit cards? |
Just wondering how much do people owe in credit cards.
Please be honest...... |
|
 Money help, we are so much in debt and don't know how to get out!? |
| I don't know how to get back on track. We aren't making as much money as we were a year ago. Our credit is going down the tubes. Literally! Our credit scores were in the high 600's and ... |
|
 I have a bill that might be reported to the credit bureau? |
| I have a bill for $90 that I just got a letter from saying that if I don't pay within seven days it'll be reported to the credit bureau. I already talked to these people like three weeks ... |
|
 I have an HSBC debit card...? |
I am looking to buy something online...but the only options for cards are VISA,MASTERCARD,JCB,SWITCH,SOLO and ELECTRON...
My debit card has MAESTRO on it (and CIRRUS at the back) Which one ... |
|
 I'm 19 and have no credit but need to get some? |
| what do u suggest i do as i don't have enough credit to get credit cards etc.... |
|
 Credit card with score of 636? |
| what credit card can i get approved for with a score of 636 and i derogatory item on my report which i am currently disputing i already have a secure credit card i am just looking for a way to ... |
|
 Will I still have a bad credit? 10 points for honest answer. Thank you? |
| Over 2 years ago I had a minor accident. I went to the hospital for couple times. The bills were about $990. I had a health insurance, but the health insurance have never paid for it. Finally, last ... |
|
 Where and how to apply for credit card? |
| Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.... |
|
 E-bay / pay pal? |
| i have just sold an item on e-bay(first timer!) the payment is in my paypal account but not in my bank acount yet(had a few prob getting my way round it),is it ok to dispatch item to buyer, as i feel ... |
|
 I have poor credit. Where can I obtain a small $600 loan/credit card with no fees.? |
| I have poor credit. Where can I obtain a small $600 loan/credit card with no fees. I need the money to invest in a new career that will hopefully get me back on track.... |
|
 Credit cards for kids? |
| is there a credit card where my kid can use it but i pay it off?... |
|
|  |
weeleesie | Can anyone recommend a good credit card? |
I've never had one before so don't know where to start! Am also worried about getting turned down cos I have no credit history.
Additional Details
I should probably give more detail than I did...
I don't plan to use it too often, but need it as a safety net. I have had a lot of outgoings recently (this should settle down in the next couple of months). But I seem to be getting into the red every month.
I was fine until I got laser eye surgery a couple of months ago. It cost £3k, but I couldn't get it on interest free credit because I had no credit history. I therefore had to empty my savings to pay for it (hence the cash flow problems now). I do not have my own house or car at the moment, so banks have nothing to go on cos i don't pay a mortgage or anything.
I swore i'd never get a credit card, but think I have no choice at the moment! |
 |
 
dzwreck
|
Unfortunately, most people need credit to buy homes, cars, etc... Therefore, you will need to establish a credit history. The best way to do this is to obtain 2 credit cards. Use them very sparingly and wisely and you will develop a great credit history. Ignore everyone here telling you not to get a credit card unless you have the cash to pay for everything for the rest of your life and you can buy everything you need in cash, such as a car and a home. The easiest credit cards to obtain to start with are department store credit cards and a Capital One credit card. Rates are not good but if you don't use them very much and pay them off before the end of the month you don't pay interest. Also, these do not carry annual fees in most cases. Read the credit blog below for more information on building your credit and using credit wisely. |
|
JusMe
|
check on http://www.bankrate.com |
|
boojum
 |
If you really think you need one, go to www.MoneySavingExpert.com and read all about best buys and so on. |
|
DebtFree
|
a good credit card? no such thing....
if they turn you down, that is a good thing. trust me. |
|
sbaby115
|
there is this prepaid one... u only pay 4.95 a month... u put money on it
the site is
www.greendotonline.com |
|
Little Bear
|
egg card are good for first time credit users |
|
Rckets
 |
It depends what you are looking for. Assuming you aren't a knucklehead who runs up crazy expenses and you plan on paying the balance in full every month, get a card that either gives you cash back, i.e. discover card OR get one that gives you airline miles. There are lot of cards that simply offer you low finance charges, but I wouldn't bother getting a card for that. Even without history, some bank will issue you a card because they can reduce their exposure by giving you a low limit to start. Just remember, don't use the card if you cannot afford it with cash and you will never have a problem. Don't listen to all this doomsday talk in this forum. |
|
Fast & Furious
|
There is no such thing as a good credit card. |
|
Christian M
 |
Based on the fact that you're saying you need the credit card to keep you out of debt each month, I would suggest against it. You should never view your credit card a short term loan or "line of credit" (which in fact it actually is). If you use it like this, and don't pay the balance in full every month (not just the minimum payment) you're gonna get slammed with finance charges and end up going further into debt. If it's just due to the lasik surgery and you think you can climb back out of debt in a few months, then I'd suggest going for a card that has a 0% APR introductory period. But make ABSOLUTELY SURE you pay AT LEAST THE MINIMUM PAYMENT every month during the introductory period (if not you will be considered in default and your APR will skyrocket to sometimes over 30%). Also make sure that you can PAY OFF THE BALANCE IN FULL before the 0% introductory period expires. Otherwise you will then start incurring finance charges. This should give you enough time to save up for repaying your lasik and get back into the black. Then you can make sure to pay your CC balance in full every single month to build credit history and avoid finance charges altogether. And if you get really good at this then you can go for a rewards card (which have insanely high APRs but since you're disciplined enough to pay your balance in full every month on time then this won't matter) and the CC company will actually pay you to use their card (to the tune of 1-5% depending on the category you're spending in)! |
|
peter o
|
there is no such thing. |
|
richardwales79
 |
Dont get one they are all bad news if you aint got the money then dont buy it |
|
sathish
|
none.... |
|
Emma G
 |
avoid credit cards, they will only cause you to get into debt!
if you must have one and your credit rating it is not great, try capital one. |
|
old school
|
i wouldnt get one if i were you .....you will regret it!! |
|
jo jo
|
they all rip you off i wish i never got mine im just paying off my interest every month my balance never goes down |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 7 minutes(s) ago
| | | |
14 | 15 minutes(s) ago
| | | |
14 | 26 minutes(s) ago
| | | |
14 | 43 minutes(s) ago
| | | |
14 | 46 minutes(s) ago
| | | |
9 | 53 minutes(s) ago
| | | |
14 | 1 hour(s) ago
| | | |
14 | 2 hour(s) ago
| | | |
7 | 5 hour(s) ago
| | | |
14 | 10 hour(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
