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 If you are in $3000 debt but pay your bills on time, does that still lower your credit score?
...


 Does anyone know what my score may be now?
About 2 years ago I had a lot of charge-offs which I have paid completely off with the exception of 2 which I now pay on every month. I have not miss a payment and have not been late on anything in ...


 Where can i get a credit card from if i have no credit histroy, and no job "on book"?
I have a job, getting paid cash, and i would easily be able to afford the credit card, but i have no credit history and no job on the books, and was already turned down by citibank, and capital one ...


 Is it cheaper/more flexible to buy a car with a loan from a bank or the dealer?
As in the ultimate amount of interest paid, the flexibility of paying more per month if required, etc?
Additional Details
Thanks for your answers - I realise it's a bit of an ...


 Credit and gambling?
2 years ago i did't have any credit at all, so I asked my mom could I apply for a card in her name then add me as an authorized user to help me build credit. She agreed as long as I was ...


 Can a bill collector call you at work?
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 What are the advantages and disadvantages of a credit card vs. a debit (check) card?
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 Why would anyone buy groceries with a credit card?
knowing that they'll have to pay interest on them?...


 How does someone with little or no credit get a student loan??
My parents can't pay for my school yet FAFSA decided they make too much money for me to get any grants or low interest loans. My dad won't let my mom co-sign anything for me and I don'...


 Is there people trying to scam me?
Well during the end of summer last year I had somebody call me saying I owed on a best buy account which I do not have. I finally called & had that fixed so nothing more from them. But this ...


 My wife and 2 kids and i are in bad debt we are fuc###! what can we do?
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 Does a Lawyer who is trying to collect a overdue debt have the right to ad on interest on top of the bill?
I have a debt collector trying to get money from a credit card that has already been written offf 4 years ago. What can they collect ? What can they do with a judgement if I was fiund at fault?...


 I have an £8800 credit card which I don't use. For the benefit of my credit history should I keep it or close
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 My credit cards being denied?
I went to buy groceries the other day and when I swiped my credit card, I was denied. I just got my bill from my company and still have over 1,000$ left on my credit line. I make more than the min. ...


 What's in your wallet?
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 My sisters partner has left her and her 2 kids?
she has no money cold she get a crisis loan?...


 Has anyone else got this offer?
I got a phone call from a 'capital card' company. Apparently I was approved for an unsecured credit card with them (and I don't remember applying for it). They are sending me the ...


 What is the fastest and best way to get good credit??
i had some late mortgages a couple months ago and my score is really low....


 I need a loan for about 5 grand so i can relocate but i have bad credit is there anyway i can get one?

Additional Details
okay i am not asking anyone to borrow money i am just trying to find a way to move to florida.........


 As a authorized user, I used my deceased husband's credit card -do I have to pay?
I made payments but a collection agency is ruining my credit by attempting to collect the entire debt. My husband is deceaased and I did use the card. I was not a joint user....



sweetface
Can anyone tell me a free way to check my credit that I will not have to use my credit cards scared?
                     
 




alyosha_snow_crash
Check your credit, as in get a credit report? You can request a free one from any of the three agencies (Experian, etc.) once a year- go to their website and get the phone number and you can request with their automated service. Good luck!


linkstar
go to anualcreditreport.com

You are entitled by LAW to at least one free credit report by each of the 3 major credit companies.


needtoknow
Rating
annualcreditreport.com. You are allowed one free credit report every year from each of the credit bureaus, and you can get all three reports here.


bigleybill
What is there to be afraid of. If you are afraid to use our credit cards you don't want to know your credit score.


tampabaycreditdoctor
Rating
Go to www.annualcreditreport.com. It is the only website authorized by Congress to give you your credit report and it is absolutely free. You will not receive any scores with your report but at least you'll be able to see what is there and that should help you. If you see it and everything looks good, then you can order scores or a score from the same site for a nominal fee ( Under 10 dollars ) and you won't be asked to sign up for any kind of service, etc.


CrG
Call the toll free number associated with your credit card. Ask if your payments are on time. Ask if they are upset with you. Find out how much more you can charge.


RT
You are entitled to at least one free credit check per year. You can ask you banker for a number to call call to get a free credit report.


Mel
Go the search and type in free credit report . gov. You can get it once a year.


Johnny Joiner
go online & check it online


devildogevans
Get a pre approval from a mortgage company, it will probably show up on your report that someone was looking at it though. And who knows, maybe you can afford a house you never new you could! But be careful, many people buy homes they can afford as far as the bank is concerned, but cannot keep up with their monthly payments. Ask for a good faith, and find your comfort level!


rustyoldma
Go to the local credit burea or your bank. Check you phone book for credit burea address.


.
i dont think there is a way, i did free credit report.com and its through experion, i gave my credit info and canceleld within the 30 day trial and they canceled with no problem and they give you a phone number right away to cancel.and no charges to my card


KtownNC
No such thing....Free? Huh? What?


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