 Can I "sell" my house to my 19 year old, and get a fresh start? |
My daughter has a car loan in her name, and 1 credit card (no balance). Can I sell the house to her, even though I will be making the payments behind the scenes?
She has no income, since ... |
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 Can I make a larger payment on my credit card? |
| If my bill says I owe $64.00 but since my last statement i charged an additional $840.00, can I pay the whole thing $904.00 or will that mess up my credit score? cause someone said that you should ... |
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 How can you "repair bad credit"? or dispute items on your report?? |
| If you owe it- you owe it. How can these companies "legally" repair your credit?? I am confused?? i went to a website that says they send dispute letters...How can you dispute an account ... |
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 I received a judgement against a credit card...? |
| I had a credit card with a small limit, but life happens (births, accidents causing disability, etc) and I was just making the bare minimum payments until the extra fees and interest being charged ... |
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 What are my options for paying off large credit card debts? |
| I have a great credit history and score, never late on payments, and pay more than the minimum due, but I don't know if I should refinace house, do something with 401k, or get a big loan. I ... |
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 My credit card stolen money taken out of atm having problems from card company saying my fault cos pin used? |
need advice not to pay money as it was stolen
Additional Details
was on holiday,canery islands,god knows how they used pin as was not with it.i reported it after found out.they have ... |
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 Do lenders view student loans just as they do other debt such as credit cards? |
| Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any ... |
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 Credit Card Question? |
| I had a credit card in 1999. I believe to have stopped paying on it in 2002. Now they say it is at an attorney’s office and they are going to file a claim against me. The attorney was very rude ... |
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 Should I consolidate my $10,000 credit card debts with National Credit Counseling or should I pay it myself? |
| About nine months ago I lost my job and have been unemployed anot have not been able to pay my credit card debts. Some of my credit cards have been charged off and some are not. Just recently I was ... |
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 I paid off all my debt at the end of May & beg. of June, can lenders already see this in my credit report? |
Additional Details
I checked my credit report online recently (with equifax & a couple of others) and it showed that I had zero balances. Is this what lenders will see?... |
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 What could someone do with my credit or debit card details? |
| I mean all the numbers, names, expiry dates, etc on the card. Surely if someone used them online to buy something, the police could just check who or where it was delivered to and catch the crook? Or ... |
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elangarreg | Can anyone tell me of a credit card company that is assured to issue you a card,regardless of your finance.? |
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Barrabas_6025
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First, pay off all your old debts, and make sure that whoever you owed money to agrees that you're paid off. If there's a discrepancy between what they think you owe and what you think you owe, you should resolve it if possible before trying to get other credit.
Next, get a secured credit card from your own bank. Read the fine print to see what interest they're charging you and what other gotchas the account has.
Use your card but keep it under its limit. Pay your bills on time, no exceptions. After a few months of this, ask to have the status changed from secured to unsecured.
I suggest you don't even consider the banks that advertise unsecured accounts to high-risk players. If you do consider them, look at the fine print very carefully. The APR and fees might shock you. I just heard of a company that has a 99.25% APR for such accounts!
After a few months of |
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Andrea B
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I'm not sure if you mean that you already have debt or you don't have any credit history. I got a Discover card when I had no credit history. Or you could try getting a prepaid credit card, which you put money in but builds up your credit score without the risk to the credit company. |
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shiprepairwoman
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Banks offer secured credit cards you deposit a few hundred in a bank account and they give you a card with that limit. They have high fees so you may have to give them most of your limit in fees but in a few months if you pay on time they might offer you an unsecured card. |
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Lucky Man.
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I can safely say that no credit card company will give you a card without a serious credit check. |
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snoh8r
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orchard bank has several options. I know, I used them to get restarted. And First Premier bank as well. They will give a card to just about anyone! Capital One is a no-no and really just barely a step up from the two I recommend, meaning not so easy to get. |
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Peeled Onion Heads
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If you have bad finance why are you getting a credit card? |
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Charlene
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your bank probably but if the credit limit depends on your income. if you currently have no debt keep it that way |
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Latin Techie
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www.capitalone.com |
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beerybummy
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i think you will probably find there isn't one. credit card companies like most financial organisations need to be sure that you will at least be able to make the minimum payments on any borrowing you incur. they will generally do this by means of a credit check on you. you can check your credit status on-line by visiting creditexpert.co.uk if you dont have a good credit rating ii can't see any company assuring you a credit card. |
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Louise
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Your best best is Capial One. I wouldn't bother though, ridiculous interest. |
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