 My roomate took my debit card without asking and purchased a cellular phone with it.? |
could she go to jail if its her first offense ever
Additional Details
she never recieved the phone i have it it came in my name could she be charged with ... |
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 Credit Card Problems........? |
| Is it possible for me to get approved for a credit card even if I have bad credit.....so far I've been denied. So is there any companies that'll approve me?... |
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 How can I find out about my wife's credit reference or bad bebts? |
| I feel sure my wife has bad debts with credit cards and personal loans, but have no evidence. How can I find out more about this through official sources? Credit references are available to banks and ... |
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 Is this legal? |
| At a grocery store downtown, there is a little "bulletin board" type thing near the cash register that has copies of "bad checks." This wouldn't bother me much, it's ... |
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 I found a credit card on the ground. How do I return it to its owner? |
| I found a credit card on the ground, but with no other things to give me information on its owner. How do I get this credit card back to its owner, since I have no information besides the credit card ... |
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 Why does the government not control the interest rates and charges the credit card companies charge? |
| Credit card companies are allowed to increase interest rates to over 30% if they want. They also determine that the consumer is a poor credit risk if they have high balances on loans without looking ... |
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 I think I'm being SCAMMED, any advice? |
| My credit card company is charging me a $90.00 late fee because they say my payment was late. As long as it is postmarked by the due date isn't the payment considered on time? Thanks.... |
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 Will my credit score be negatively affected if I pay off and close some of my cards? |
| I'm about to pay off four of the seven cards I have and I've read that closing them after paying them off can hurt my credit score. But I've also read that it may be better to keep ... |
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 Can they send me to jail? |
| I got caught in the payday loan scam. I needed money to pay bills and before i new it i was getting loans to pay back other loans. They were taking money out my account and the bank ended up closing ... |
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 How do I remove my name from a mortgage. The house was awarded to my ex via divorce decree? |
| My divorce decree gave ownership via quick claim deed to her, and states she will pay the mortgage. I am having trouble getting credit because my credit report show the loan in my name.... |
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 Im 19 and just found out the my SSN was used when i was 12 and ruined my credit HOW DO I FIX THIS MESS? |
| Im 19 and just found out my SSN was used when I was around 12 now my credits all screwed up how do I go about fixing it? Do I get a new SSN? Who do I call? etc etc etc.... I was wanna get this ... |
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 Anywhere I can apply for and get a credit card with NO credit history? |
| My bank declined my application because I have no credit history. I've never had a credit card before.... |
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 My sister has a problem with her credit report? |
| there is a few accounts on her report that were not made by her. The problem is they were made by someone she knows and doesnt want to get them in trouble. Is there a way she can lock her social ... |
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 Do i have to pay this debt? |
| had letter from bank for a debt over 10 yrs ago. i got overdrawn when their machine cocked up and they gave me money i didnt have. i thought it was all sorted 10 maybe 12 yr ago . i did not have an ... |
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Jacquelyn P | Can credit card companies put a lien on social security checks in Ohio? |
I am on a small disability, can credit card companies take my checks each month, its the only income I have, I live in Ohio |
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bdancer222
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Only child support, IRS, student loans or other government backed loans can attach social security.
If the credit card gets a judgment, they also can't attach your bank account if the only funds deposited there is your social security check. |
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Stuart
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Nope. Social Security payments cannot be garnished by anyone. |
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Josh K
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Not on credit card debt. If you owed on federal student loans or back taxes to the IRS they could. |
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Viktor T
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No they don't, and not and not in Ohio only. |
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Sgt Big Red
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In Ohio, federal law presides over state law in this matter. Generally, Social Security benefits are exempt from execution, levy, attachment, garnishment, or other legal process, or from the operation of any bankruptcy or insolvency law. The exceptions are that benefits are subject:
(1) to the authority of the Secretary of the Treasury to make levies for the collection of delinquent Federal taxes and under certain circumstances delinquent child support payments; and
(2) to garnishment or similar legal process brought by an individual to enforce a child support or alimony obligation.
Section 207 of the Social Security Act provides: "The right of any person to any future payment under this title shall not be transferable or assignable, at law or in equity, and none of the moneys paid or payable or rights existing under this title shall be subject to execution, levy, attachment, garnishment, or other legal process, or to the operation of any bankruptcy or insolvency law."
However, when it comes to collection tactics, remember this
The Fair Debt Collection Practices Act does NOT apply to major credit card banks? it applies only to the collection attorneys and professional debt collection companies they might hire. Original creditors are regulated by state law; however, the major credit card companies follow policies that closely mirror those of the FDCPA and will comply with your request to stop phoning you at home and work, etc., just as if you were dealing with a collection service. If you believe you have been harassed by an original creditor, or that the original creditor has done something illegal or threatening towards you, then research your state laws on the subject and contact the proper authorities to file a formal complaint. Typically, the Attorney General in your state is the proper authority to contact.
Hope this answers your question |
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Crazyjester9
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Stuart is correct. |
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Classy Granny
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No. Social Security checks can not be garnished. |
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missc90007
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No i don;t think so that they can mass with your security checks i think that you have to work on a job thin they can. |
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dletch1
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I lost my answer as I was tying . It was a very long account of an insurance company attaching my SS Disability check. Taking me to court and winning the case because their were other funds being transacted the in my account. Original claim was $1,200.00 but after time and interest was now $4,200.00. Was offered payoff of $1,500.00 but in one lump sum. My check only being $900.00 of course this was impossible. I did give them $1,000.00 to start and remove hold on my Drivers license. Paying $100.00 monthly I missed a few payments. I had moved from Va to NJ and had to travel to make court date. I was divested when I protested because I was disabled and lived on that check. Judge said because they were funds greater then my check this disability defense didn't apply. Insurance company would not give me a reasonable payoff figure and I ended up paying $4,000.00 to end this horror. Just remember when first contacted I was offered a payoff figure of $1,500.00. This was a nightmare and I wished now I had retained legal counsel. Also the car was mine but someone (?) hot wired car and was in this fender bender. It wasn't even me !!!!!!!!!!!!!!!!!!
Yes, they turned me around and XXXXXX XX for not having enought money for original payoff. Top that one. The low income get no breaks. |
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The End
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no |
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∞infiniti∞
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No social security, retirement, and disability payments cannot be garnished, but bank accounts can be. If your disability check is deposited in a bank account, you will need to notify the bank that the account cannot be garnished. Also, do not mix funds. Keep your disability payments in a separate account from any other monies you may have or may receive. |
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?
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If you owe the government, i.e. student loan, taxes, those can.
You can try for a HARDSHIP case and have the garnishment reserved.
I do not believe CREDIT CARDS can be garnished vs govt checks. |
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latebreakfast
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Yes. They can. They might. Is it legal, NO. Unless it is a government or student loan.
But it has happened to people. And it's a heck of a fight getting it back.
Get some help from legal assistance in your area.
Read this story. |
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