 How to begin fixing bad credit? |
Needless to say when I was younger I made some bad choices. The two largest things I did wrong was:
1. I deployed to Iraq and forgot to cut off my cell phone, and the bill went up to over ... |
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 I feel like my life is ruined!!!? |
When I was younger my Mom put bills in my name and now at 19 I have bad credit!!
I just called to try and get gas turned on for my new house and they told me I had a $469 bill PLUS a ... |
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 About a loan please help? |
| i am in a little bit of debt i dont have great credit im only 20 and i need a personal loan of $2000 someone please help ... |
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 Is it true that if you pay off collection accounts on your credit report, that it will hurt your score? |
i got a few collection accounts on my credit report that i havent paid.
they are 2 - 3 years old. would it hurt my score if i paid them off? or should i just wait til the 7 years are up.... |
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 What would be the best credit card to reestablish my credit? |
| I am constantly getting denied for the cards I apply for even though I paid all of my debt off and I got approved for one but they wanted and $250.00 payment before I could use it and I said "No ... |
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 Can Sears deny me employment because of my credit after they hired me? |
| I recently got hired by Sears as a cashier....on the condition that I pass the drug test and the background check. I'm not worried about either of those things, I don't do drugs nor have a ... |
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 Can unpaid hospital bills ruin your credit? |
| I have no insurance and recently broke my leg, I am not working and the bills are piling up, the hospital bills are over$ 10.000, and I won't be able to pay that for awhile, and now they are ... |
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 I have been working on my credit score for the past few months trying to get the magic score of 630? |
| I paid everything that can be paid and I am so close to the goal but I don’t know what I can do next. I know time heals all wounds with credit scores but I hoping to get into a house this summer. <... |
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 What if false claim is made by collection agency against you to the credit bureau? |
| Hi. About 8 to 9 years back i used to live in an apartment complex. When i moved out of the apartment in 2001, i was told to make some payment about carpet damage to the management. The payment was ... |
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 Should I file for bankruptcy? |
| I'm 29, and my debt is under but probably close to 10K, much of it sent to collection. This debt includes student loans, credit cards, and my bank account balance, which was in the negative and ... |
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| How do i establish good credit? im 18 and dont have a credit card, bank account, car.....how do i start? |
I do have a job.....and im on my own now...in a few months i want to buy a car but dont know how i would do that without ANY credit.........???
Additional Details
so if not a credit ... |
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 How soon are defaults removed from your credit file/history? |
| How many years are defaults held against you for and when if ever are they removed from your credit history all together? T... |
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 Why do some people have multiple credit cards? |
Also,
Does having multiple credit card affect your credit score?
Is it better to stick with one credit card?... |
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 What is the best solution to repair your credit score? |
| I have a low credit score. do i need to hire someone to reapair it, and who? wanting to try and buy a house in less than a year and i want to have a decent credit score.... |
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 What does it means when your husband lend his credit card to his female senior engineer? |
| He lent his credit card to his senior engineer to forge his signature without his presence so as to sign his card to get discount just to help her save a little on petrol cost. That lady accepted and ... |
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artis | Can credit card companies sue an estate of someone who has died to collect outstanding balances? |
My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts once he passes away? |
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Raul21
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They can go for the estate , not the children unless they are co owners of the credit card. |
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wartz
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All creditors have the right to file a claim in the probate of a deceased person. They can not sue the family unless the debtor has transferred property to them for the purpose of cheating creditors. It may seem cold, but if he has significant assets now is the time to speak to an attorney about estate planning before it is too late. |
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sporregar
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They'll go after the estate. As will all his other creditors. If there's any money left, then it will be split up per the will. |
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Dianne m
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I just settled an estate w/ $50 G in debt, mostly credit cards and yes it is the legal right of creditors to sue the estate and I was fortunate to bargain with some of the debtors to settle for less, before the court ordered full payment. Maybe you can do something to settle with them before the court order. Good luck. |
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Nicki W
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They can and will attach to the estate for the full balance. If there are liquid assets now, a debt settlement company should be able to get you out for less than 1/2. When they go after the estate with ease, they will get paid in full. Check out the free evaluation form at www.totaldebtsolutionsllc.com They have references who saved more than 60% on large credit card balances. Good luck. |
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Ask M
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The Lawyer of the Estate or the Executor, can ask for validation to make sure the debts are not past any Statute
of Limitations. ANYONE your Father-In-Law can file claims
for up to one year. They can not go after the children, it was HIS debt.
make them validate the debt first
creditinfocenter com |
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Ted
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Most state laws require that a will make provision for the payment of lawful debts, or it is not valid.
Giving away your assets so that you have no means to pay the debts is called "fraudulent transfer" if you are dieing or not. Creditors can then sue the current holders up to the value of the assets transferred. |
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mysticalviking
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Creditors usually can collect from the estate of the deceased, I was a beneficiary to a will (Wisconsin), and all the bills and outstanding balances had to be paid before any of us were given anything.
When my M-I-L passed away last year, my F-I-L, said that there could be no "disposal" of her assets for forty-five days(Arizona). Check the laws in your area.
I am sorry for your family's loss. |
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toodeemo
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Yes. Though most do not. Provide a death certificiate to each of the credit card companies when the time comes. Most credit card agreements have a successors and assignees clause that binds the estate and/or children etc to pay. I worked for a collection law firm that handled most of the big major credit card companies. Usually a death cert. will end the matter. |
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Kat G
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If there is enough money in his estate his debt should be cleared and then the rest can go to who he willed it to. If the estate has enough to clear or pay a portion of the credit card bills they can and will get there money. |
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