 Credit card payment? |
| Quick question that has me confused. Let's say my credit card payment isn't due until April 12th, and I pay on the 29th of March... would my payment apply for the month of April? Or would ... |
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 A lawyers office calling for my brother asking for a debt. harassment? |
| Hello, My brother moved out about 3 months ago. I get these phone called evey day asking for him and i tell them he dose not live here anymore, stop calling here. I did stop for about 2 weeks, then ... |
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 Is it better or worse to apply for a car loan with a co-signer? |
| I am about to apply for a car loan via the Internet, and even though my credit is not so good, my cash is! So anyhow I was wondering if applying with a cosigner has a more positive affect than ... |
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 Credit cards? |
| I would like to transfer balances to one card Iwould like to have only one pament a month to worry about. Pros- Cons?... |
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 Is it easier to get a home loan with bad credit if you have 20% to put down? |
I own a home now, but want to move. My credit has gotten bad since my last home loan. I would have at least 20% to put down on a new loan, do you think I could find someone who would finance me?
... |
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 Credit issue? I am doing the best I can...trying to pay off credit cards, bills, etc. Its not enough...Help? |
| Been through a lot of Financial problems...divorce...ex not paying support and medical bills on time...credit was fine before and am responsible ....now struggling to even live...I pay as much as I ... |
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 Want to start building some good credit.? |
| What are some good credit cards for people wit no credit? and want to establish some credit.... |
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 Did they just ruin my credit rating? |
I only had a credit card for about two months. I've been using it very responisibly, trying to build a good credit score.
Two weeks ago, I went out and bought a new used car, with my ... |
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 Question about ordering online? |
| i was just wondering how safe it is to order online. i'm kind of paranoid about giving my personal info such as credit cards and what not , are there any other ways i can do this? unfortunately ... |
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 Would canceling my credit card be wise if....? |
| I still have a balance on it. I've learned the hard way that credit cards aren't very nice. I want to pay it off as soon as I can but would canceling them now before the balance is paid off ... |
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 How can I...(credit card/debit card question) |
| How can I resive instant payments on my debit card, for someone else credit or debit card for my online bizz without pay pal?... |
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| Morrisons Receipt...? |
| Hi I stayed at a hotel last night, and I accidently left a till receipt in the hotel room & checked out. The room wasnt booked in my name. The receipt had my card number as I made some ... |
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 Why do people charge up more credit card debit than they can pay? |
Not people who get in a bind and have to use credit to survive for a while, but people who just buy material stuff that they really don't need.
Additional Details
I don't do ... |
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 Does credit denial cause your score to drop? |
| I was needing to know if you apply for a credit card and you're denined, does that make your credit score drop. And if it does how many points will it drop?... |
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| How does a 28yr old with no credit history start establishing a credit history. Applied for 2 cards & denied!? |
| Applied for two low end cards and was denied. Will someone give me a chance? Don't really want to get a "secured" card.... |
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 I have a lot of credit card debt close to $50000 from my business. What are some ways to clean this up? |
| My business is still in the growth stage but we have racked up debt close to $50000 that is sitting on my personal credit cards. Should I transfer that debt to a large credit line under my company ... |
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worf | Can creditors force the sale of your house? |
Very little equity in the house, we are in the process of doing a proprosal but am afraid they might force the sale. Ontario, Canada |
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Screaming Eagle
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In USA they can if they have a lien on the house.
If not, they can go through court and do an involuntary bankrupcty. |
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Ron Mexico
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Yes they can. But it depends on your credit contract. |
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wildone
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If they get a court order then yes |
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crownpc
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The only way that a creditor can force the sale of your house is through a foreclosure preceding. This is a court mandate that allows a lien to be placed on the property by a creditor. If they only place the lien you can pass that onto the new buyer to deal with, but you must be up front in explaining this to them. Otherwise you will be in default at sale time for not disclosing this prior to the closing of the property. Most creditors will take into consideration that you are trying to sell the property and will work with you to get their money. The last thing they want is a house to sell, they are bankers not realtors. Keep in mind though that if they do sell your house at a foreclosure auction, you are still obligated to pay the difference between the selliing price and the amount you still owe on the property at the time of the actual foreclosure including taxes. Hope this helps. |
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latitude58_8
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Dont let them threaten you, You have to go through forclosure before anyone takes your house. Talk directly with your lender and dont take up any 'we will save you' loans they are crooks. |
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sassybree1979
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Unfortunaly yes they can, depending on the circumstances. I'm not familiar with Canadian law, however. Here in Texas, if you have equity in your home (I believe it's 15 or 20%), and have creditors who take you to court for payment, or you attempt to claim bankruptcy, the court may require you to sell your house, and use the profits from the sale (the equity) to pay your creditors before dismissing any remaining debt. |
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Out of commission
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I know nothing...but, only if the creditor who's chasing you is the mortgage lender can they take your house. If it's a credit card company, I don't believe they have a right to take your home. Have you been to a credit counselling agency? They should be able to tell you what the laws are. |
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Navigator
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Not just any creditor. However, the creditor than holds a mortgage on the house can start a foreclosure action if you don't pay the mortgage. Some U.S. states do not allow creditors to take your home in a bankrupcy unless it is collateral for a loan. I'm not familiar with Canadian law, but assume it is based on English Common Law. If you have very little equity in the home, it is unlikely that anyone would force a sale since the expenses involved would be more than the equity. The mortgage would have to be paid off first before any other debts could be satisfied. However, some might threaten to do so as a harrassment technique. |
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doorwizard01
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No one can force u to sell your house. No one can force u to buy a house. If u want to sell your house do so by leaving out all the lawyers and real eststate agents There for u won`t have all the extra expessn in volved. There for u are not pushed or presured in to selling your house. Just sell your house privately and u save cashhhhhhhhhh. |
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