 A resteraunt I go to is charging me a fee to use my Visa card!!!? |
| A resteraunt that I visit frequently (which will remain unnamed) has always charged me a "convinience fee" for using a debit or credit card. I didn't think anything of this, as I'... |
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 How is it that Americans can let other people use their credit cards? |
| We see it al the time on tv. You seem to be able to assign your cards to other people to use whereas we just can;t do that in the UK unless you have a joint card holder.. even then that person has to ... |
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 How old do i need to be to get a debit card or credit card? |
| my parents have been telling me that I need to be at least 15 to get a debit card I rly want to know thnx.... |
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 How to payoff a $900 Dollar Debt w/ 20% APR? |
I basically have a 900 dollar debt, with capital one, and my interest is way to high its like 20%, meaning I pay an extra 10-15 a month in interest.
Do you think if I call them, they will ... |
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 Can you be jailed for an unpaid loan or other debts? |
| So I took out a payday loan because money has been really tight and I have been trying to get money matters fixed. I have had the option of requesting more time every 15 days so far and had to pay ... |
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 Is there a payment service where someone can send me money, other than paypal,escrow e.t.c? |
trying to receive money from someone and deposit it, i dont want to use paypal as i dont trust them any more and money bookers etc.
do you know any/... |
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 An ex-boyfriend had conned me into co-signing a credit card and now there is a debt of 300,000. Help!!!? |
| an ex-boyfriend had conned me into co-signing a credit card and now there is a debt of 300,000. Help!!!... |
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 Credit Cards? |
| Today I found out that my credit score is 770. The reason why my credit score is high is because my parents co signed ro me to get a car loan. Today when I went to apply or a credit card I got ... |
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 Is credit really that important? |
| I am paying off my credit cards and doing away with them. I have no plans to buy a house, rather am saving to buy land outright and building a house on it. Also, I buy my cars in cash and just save ... |
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 What's the best way to re-establish my credit? |
| I had a bankruptcy in '99 and last year I had to use a debt consildator to get my credit card debt under control. I just want to get out of debt and start over the right way. Any ideas?... |
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 What is a good credit card? |
| I am 18. I have no credit. Is it possible to get a 3,000 dollar limit. Who should i go with. What do i look for?... |
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 Credit Cards with Bad credit? |
| I have a daughter who is very sick and we have so many medical bills we need to apply for a credit card but I have bad credit because of what is going on. Is there anything that I can do? I have ... |
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 My mother owes a Jcpennys $300. She lied to me telling me she owed nothing. I refuse to talk to her and decide |
d to let her handle her own stuff . I don't help with the house chores and stuff like that. I am 14 she is 42. Am I doing the right thing?
Additional Details
I try to give her my ... |
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| What does it mean to redeem a gift card? |
| ( i know this question is weird... just answer)... |
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mindrape | Can hospital bills (unpaid) hurt your credit? |
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KDW25
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Yes because they will eventually turn to collections. If you can, make small payments of what you can afford towards the bill. By law, the hopsital is not allowed to turn you over to a collection agency as long as you are making payments, regardless if it's not the full amount. |
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Mickey
 |
YES!!! You need to call the hospital and set up a payment plan (usually $10-$25/month depending on your income). DO NOT Assume that just because you're paying "something" on it that it will keep you clear. It won't! Unless you have a set-up payment plan, the hospital will demand full payment or they turn it over to a collection agency. |
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Katasha
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Yes, if they're turned over to a collection agency, it'll show up as a collection account on your credit. And if they get a judgement against you for the amount, then it's even worse for your credit. |
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mrsrothman
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Yes, it hurt mine. Had gallbladder surgery without insurance. Paid as best I could for a long time then a long period w/out work left me unable to pay so the hospital wrote off most of it (I guess a a charitable thing) but the surgeon and I think the anesthesiologist both came after me for it. Finally had to declare bankruptcy. Didn't want to do it but couldn't satisfy with payments anymore, "too long". See if you can work out something with the hospital. Usually if they are willing you can work it out to make payments just stay on top of it or they'll boot it to a creditor asap. Depending upon how the hospital reports it it could show as a total outstanding debt on your credit record until the entire amount is paid or could show as something like a car or house payment showing that you pay on time and that the $ is decreasing over time. |
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pnk517
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Of course. Any outstanding bill or loan can adversely affect your credit. Some hospitals will take payments, and then keep it off of your credit report.
Talk to them, and explain your situation.
Good Luck!! |
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SPIFIMAN1
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Of course they will. They are just like any other unpaid bill. They can send you to collections, take you to court and get judgments against you same as any other creditor.
Most hospitals will work with you and set up some kind of pay plan. Call them and see what you can work out. |
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jamie m
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yes |
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Nightstalker
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these days with modern computers any unpaid bill even a parking ticket has a negitive effect on your credit rating |
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Danielle♥Elise
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any unpaid bill can hurt your credit in one way or another |
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njyogibear
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yes |
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