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 Should I try to negotiate my credit card debt down before paying it off?
I got a loan from a bank to pay off my credit cards, but I wonder if I call the companies if they'll let me pay back less than I owe if I try to negotiate.

How should I go about it? ...


 How long does it take to receive a credit card after application has been approved?
I applied online for a Capital One Credit card.
I was approved.
How long does it take to actually recieve the card in the mail after approval??...


 Cash register..im scared?
is it hard to use a cash register? i feel that its hard and i've been avoiding jobs with cash registers...anyone with experience...can u tell me how it is?...


 Is it true your credit score is lowered when you get a divorce?
And if so, why?...


 How to make people feel safe when buying things on my website?
...


 What happens when you use you parents as a co signer without permission?
...


 Credit card?
ok, i'm planning to get a credit card for first time, i don't have credit backgrownd,so, how do i start or what do i have to do to start credit backgrownd?, and what's APR?, thanks if ...


 If a credit card co. takes me to court for non payment is it mandatory that i show up ?

Additional Details
could i get arrested for not appearing?...


 What is the difference bwn credit card and debit card?what is? and how to improve credit score?
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 Is cashcrates.com a scam?
I went to cash crates.com And i was wondering if it is a ...


 How is your credit affected if you pay off and cancel all your credit cards?
...


 Credit cards?
I'm going to start college soon, and I'm being told by many people that I should get a credit card and "establish my credit" by making payments on things on time. People have ...


 Should I make payments or just pay it off?
I'm saving money to purchase a house in April. there are about 7 negative things on my credit report. my score is 502 (which is awful). I have the money in full to pay off my debt but the damage ...


 How can i get a credit report without having a bank account?

Additional Details
i got my report but is there anyway i can get my credit score?...


 Is 35,000 dollars a lot to owe on credit cards?
...


 What if I pay off a 19, 000 loan, I have been a perfect payer on it. Will it raise or lower my credit score?
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 Can i take out a cash advance with my mastercard cc at a bank without a pin #?
i don't have a pin on me and need the money right away. i know with visa cc's i could take it to a bank and get an advance, but what about mastercard?
Additional Details
that ...


 I need to get my medicine with my credit card. However, I wont actually have money {its my debit card} until F
I need to get my medicine with my debt card which I run like a credit card. I will not have money on it until Friday though. However, in the meantime my ear is bugging the crap out of me. Is there ...


 Okay I'm a 30 years old I still live at home and my credit card was stolen from me.?
my question is here the last time i used my credit card at the begining of the month for only 202.00 and then my card was stolen from me and i looked up on my account for my credit card there was a ...


 Are there ANY benefits to just filing for bankruptcy?
how do u know if its for u or not?...



hammy_cass42
Can i borrow money while filing for chapter 7 bankruptcy?
I am filing for chapter 7 and i am having difficulty paying for the bakruptcy itself.Can i borrow money to pay for it if im not going to file on that loan?
                     
 




Chef Frisbee
Rating
Only if you want to abort the process - you can't create more debt while wiping out debt


gtfoammas!
Rating
you really think someone is going to lend you money?? sorry =/


littleone
Rating
No, you are filing for bankruptcy. A bank will know that you are not going to be able to pay that back. Your best bet would be to ask a friend or relative if they would be willing to let you the money but let them know that you may not be able to pay them back right away or that you may have to pay payments.


biwagirl20
Rating
This is a joke right?

If you can't pay anything back to begin with why would anyone lend you more?

Sounds like you need to stay away form ANY type of credit.

I understand that People need to file, and there are reasons, but do you really think you should keep borrowing money?


Ricky H
For the average person, no lender will loan you money while you are filing, and for many years after filing bankruptcy.
Having to come up with funds to pay for your bankruptcy is sort of a catch-22, if you know what I mean.


Walkerfire
Try to borrow from friends or family because the only other loan will come from a loan shark, which isn't what you need at this time.


FILO
Ofcourse, be smart. Burrow from family and friends. Good enough, yes?


SmartAlex
Rating
Filing for bankruptcy isn't a "process" it is an event. So there isn't any "while filing" about it. If you haven't filed yet, and you can find a lender willing to lend to you with a current view of your situation, then you may borrow enough money to be able to afford to file for bankuptcy.
Having the intent to do that, would be pretty close to stealing, however.
Once you've actually filed for bankruptcy, then you can, again, borrow from anyone willing to lend you money.
But this whole question (and accompanying answer) goes to the issue of integrity. Apparently you have none!
Doesn't that bother you?
Why would you think that others should pay for your inability to provide adequately? Cut expenses. Increase income. Do both!
Work two jobs if you must.
Working for one week at a fast-food restaraunt will pay you enough money to file for bankruptcy. ($7.15 an hour times 40 hours a week equals $286.00.) You can usually file a chapter seven bankruptcy for $250.00.
If you need more, work another week, or ask for extra hours.
I see illegal immigrants out here laying brick, pouring concrete, and shoveling dirt for $7.15 an hour everyday. They are working to support themselves and their families. They don't have much, but they certainly don't expect anyone to give them anything. They often only make about $1,000.00 a month. They look hot, tired, and sweaty. You should learn from them how to be an American.
Gain some integrity. Have some dignity. Work!

I'm sorry you got yourself into this mess. I have no idea what personal crisis you've had to go through. But I get the feeling that you are sitting in an air conditioned room typing on Yahoo!Answers looking for an easy way out instead of out laying bricks in your neighbors driveway.
Whatever your situation is, it is one that you caused by borrowing money you now don't have the ability to repay. That's just plain dishonest. You should be ashamed of yourself!


LittleBarb
Rating
Obviously you are already far behind in your bills or you wouldn't be filing for bankruptsy----it would be idiotic for any lending institution to allow someone to borrow money when they are already too far in debt.... Isn't that like robbing Peter to pay Paul? Your loan borrowing days are OVER at least for the next 7 YEARS once that bankruptcy is filed. no car, no credit cards no NOTHING... I don't know HOW people get themselves in debt so much that they need to claim bankruptsy---I could SEE it if you were a business owner and had bad loses or something but NOT for just an individual who probably went out and OVER SPENT on his or her credit cards... I'd like to THANK you by the way for going into BANKRUPTCY because now, your debts will be absorbed by the rest of us who DO manage to not OVER SPEND and the ones LEAST LIKELY to be able to PAY for someone ELSE's mistakes....


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