 If my credit score is 714 and i apply for a wamu card how much will they give me as a start? |
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i ... |
|
 Credit card for 12 year old.? |
| i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ... |
|
 I need a credit card with no annual fees, but i have really bad credit...? |
| i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks.... |
|
 I am considering entering a debt management program. Anyone have any advice? |
| I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where ... |
|
 Shall I pay this six year old debt? |
A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, I... |
|
 Can someone tell me how to find a Private personal loan lender in my area? |
| Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?... |
|
 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month? |
| I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ... |
|
 Is a 7,000 credit card limit for a 21 year old good? |
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ... |
|
 My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
|
 Can Collections file a case on you and get you arrested ? |
| can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?... |
|
 Will consolidating my debt with a consolidation company worsen my credit or will it help? |
| I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?... |
|
 Which credit card should be paid off first? |
| I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28... |
|
 I forgot to pay my discover card payment. Will it affect my credit score? |
| I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ... |
|
 How can I build my credit? helppppp? |
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ... |
|
 I want to start building my credit, How do I do this? |
| I'll be 18 soon so how do start building my credit and keep it good?... |
|
|  |
Lankan Krish | Can i cancel my credit card??? |
i have one credit card, i have to pay $59 annual. now i want to cancel this card after i get one good card with no annual feel. is it possible to cancel the card?? |
 |
 
Daisy M
 |
You can always cancel your credit cards..but i'd say don't cancel before you get that good card and don't transfer balances..i worked for a credit card company..and they get you with the 0% balance transfer offers..DON'T DO THEM!! what happens is you transfer your balance and if you buy something when you make your payments you payments go to the highest APR so say your regular APR is 10% and you have your balance transfer at 0% (which usually is only at that for a 6 months)..untill you pay off your balance you whole payments will be put toward the big purchases...which means when your 0% is over that whole balance that you transfered is now at 10% and none of you payments went to that amount you transfered so your min monthly payments go up (since your bal is higher)..i hope that made sense..and i hope it helps! |
|
Phoenix
|
Definitely. If you don't want to pay the annual fee. Don't use it. 'Cause if you do, you agree with their terms and conditions.
You don't have to threat them to transfer to another card. It not always works. I work for a credit card company, when people said they want to close the acct and transfer to another card, I close the account. It only takes less than 30 second to close the account. No need to threat anyone. |
|
bull_rooster_aardvark
 |
Sure, just call up the company and tell them to cancel it (pay off the balance first). Tell them you don't need it anymore. You could also call them now and ask them to remove the annual fee permanently (tell them if they don't you'll just get another one somewhere else and cancel theirs). They may do this to keep your business. |
|
jinxmalfoy
|
It should be possible. |
|
Andie
|
If you want to close the account that has the balance and want to transfer to another card. Transfer balances are not always good or not always bad.
Here what you want to do
1- Get an account with 0% for 1 year. Only use this account for balance transfer and don't use this same card for purchase. This 0% can definitely helps you out.
2- Divide the amount you owe by 12 months, make monthly payment as the amount that you come up with, by the time the promo runs out, you'll pay off the balance.
3- Use a different card for purchase because when you send in the payment, it will allocate to the lower APRS before balances with higher APRS.
4- Divide the transaction fee by 12 months, if each month the transaction fee is less than the interest you pay on the existing account. It's definitely benefit to transfer. If you don't save much on your transaction fee, don't transfer. |
|
343 Remember
 |
Of course.
Zero out the balance.. call the number on the back of the card.. cancel the card, request a confirmation in writing. Make sure to make note of the time you called, who you spoke to and the reference number of the cancellation or phone call or both.
I wish you well! |
|
Albert
|
Get your bill, look for the phone number of that company, if it wasn't there, just look it in the directory. Then, pick up your phone, dial the number, and tell them to cancel your account. Obviously, you didn't give, whoever is on the line, your account so be prepared to answer some questions. |
|
yourmtgbanker
|
Yes, definately. There are so many credit card companies that offer no annual fee. I would not pay for one. Just call the customer service line on the back of the card and tell them to close your card and report it as closed per customer request. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 34 minutes(s) ago
| | | |
9 | 46 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 3 week(s) ago
| | | |
10 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
