 Online scam, can someone Help? |
| I just logged on to my online banking and i have a a debit on there for $11.99 From GREATFNNOV. I tried looking this up online but all i can find is TGL GreatFN. Does anyone know or ever heard ... |
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 I co-signed for my little sisters car loan several years ago, which is now in serious default.? |
| My sister lives in Canada, and I'm moving back up shortly. What could be the legal repercussions on her as well as me as a co-signer regarding this debt? If I decided to move back to the USA ... |
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 How much can a debt collection demand from you? |
| I was being sued by a collections company after many hours of reserch to find out who the company was since the company was going by a AKA.I finially reached them by phone I wanted to make payments ... |
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 What credit crunch/recession? |
If everyone did not watch or listen to 24/7 tv/radio to doom and gloom reporting on finance would they:
Just go and buy that new car.?
Have that house Extension built,?
Move house?
... |
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 Credit score of 784 is it good? |
| What does the score do for you?... |
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 Anyone ever been sued for credit card debt??? |
Whats the process like?
I owe capital one $4,000. I will probably have to file for bankruptcy to dodge them or take a vacation out of the country for 5 yrs...... |
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 Best Credit Cards? |
| I have a credit score of 734, Im only 21 so my accounts haven't been open that long. Capital One gave me a fairly large credit line, but i haven't activated it yet, due to the fact that CO ... |
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 I am really scared. I got a number from "2299855545". I feel like it was a scam? |
| They said I won stuff and I will be entered in a drawing. I gave them my Card # and 3 digit # on back, and expiration date. Should I cancel my card?... |
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 $ 20,000 in credit card debt do you recommend I file Ch. 7 bankruptcy??? |
| I had 14 different credit cards charged off 2 years ago for a combined $20,000. The statute of limitations in CA. is 4 yrs so after 2 yrs i finally got a letter from an attorney threatening L... |
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 Bank harassing me over debt and threatning urther charges? |
i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home.
i have co-operated fully with the bank from the start ... |
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 Is it better to pay in full each month or 50% of the bill each month? |
| Hey everybody here is my question: I have just been approved for a small business credit card, and i need to spend about $4,000 in office expenses as part of our startup costs. Is it best to pay this ... |
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 Collection Agency calling...? |
| If a collection agency is calling but nothing appears on your credit report from the agency about a debt...What can/should you do?!?... |
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sam k | Can i clear my credit score as it is really bad? |
i heard some where you can some how get it wiped clear so it looks like you have not had bad credit can any one help |
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Mrs J
 |
its not true. It takes time and a lot or work to get your credit back.
start paying bills on time,and little by little it will come back up. But caution it will take a long time. It's not going to happen overnight. |
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Studly
 |
You can not totally clear your credit history. But there are ways you can improve it.
First, you need to try and remove negative information from your credit reports. There are only two ways that negative info can be deleted from your history.
1) The creditor must remove it
2) The creditor fails to respond to a dispute investigation from the credit bureau.
Info on doing this is in the links below. This will fix some of the problems.
Next, note that just paying your debt does NOT remove bad information from your credit report. If you intend to pay the debt, demand that the creditor/collection agency DELETE the entry, or change it to paid in full, never late. Just changing it to "paid" does NOT remove information about collections, late payments, or settlements. It's still a bad report, and you did absolutely nothing to fix it by paying they debt!
Look at the debt and see howl old it is. Note that debts are removed from your credit report automatically after 7 years, beginning on the date of the delinquency. NOT the charge off date, reporting date, last transaction date, or any other nonsense these people are telling you. So if the debt is old, ignore not!
This method will NOT fix everything, but it will help a lot in improving your credit. I've helped many people do this.
Finally, get more info by visiting http://www.creditboards.com. This is a message board with an awful lot of good advice for getting your credit back in order. |
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pleasure6910462
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Pay your debts off and then dispute all of them thru the bureaus, that will get some of them off and improve your score. Also do not make payments until you get request a letter from the agency involved stating that the entry will be deleted once you make payment. This will make your credit score go up and you will feel better because you do not have those things hanging over your head. |
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Chuya
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I don't think that's possible. The only way you can do that is by paying your debts and making timely payments on them. |
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bostonianinmo
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Dream on. Your heard wrong. And anyone who claims that they can do that for you is a scammer and will only rip you off and make things worse.
If you mucked it up, only you can clear it. And you can only do that by clearing your debts and keeping clean for 7 years. |
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SPIFIMAN1
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This is a myth. Your credit is what it is. It can not be wiped clean, the only thing that will fix your credit is time and you paying your bills on time every month.
I mean think about it. If this was true? There would be nobody in the entire Country with bad credit. |
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fmxkrazyone
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If you can do that, I doubt that it's legal. I know first hand that once you blow your credit score, it takes years to get it back to a reasonable state. |
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Wizzerd
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Pay all of your bills on time. Do not use credit cards anymore, I haven't for 2 years and 7 months. Keep every penny you earn, you worked hard for it. Why give it to someone else? |
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hendy h
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Improving Bad Credit Report: If you have a bad credit record, investigate the reason for this report. If the reason is late or non-payments on your behalf, start making payments to the lender and clear off the debt. A late payment can work against you later on. If you are unable to pay due to shortage of funds, limit your spending. Another solution is to take more credit from reputed lenders who offer you flexible payment schedule. By paying off your huge debt in small amounts quickly, you can impress your prospective lenders. Then finish off the investigation of your credit report conducted by the bureau. |
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Janet P
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You can't alter the truth. This is the credit you wanted, it was earned by your choices.
Make better choices. |
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teletubby92
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You earned it. What, you're not proud of it now? |
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