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 Whats the best way to get your credit score up?
I've heard paying your bills on time for at least 6 months...
Plzzzz ...


 What is the best way to not get sued?
i was careless with money when i was younger, and now i owe money to 3 major credit card companies (Bank of America, Citi, Chase) i was able to settle with Citi, so i'm not worried about them, ...


 If you were my husband, where would you have hidden my credit card?
I'm trying to order stuff online...
Additional Details
chacha: I am doing that as soon as I find his wallet..
GOOD IDEA....


 I am 18, should I get a credit card?
Hi, I am 18, live on my own and have a job and I want a credit card. The only problem is, I have no credit and have been refused by The bay, Canadian Tire, Mastercard and Capital one.

I ...


 How many credit cards do you have?
How many do you use? Visa, Masterd Card, Discover, American E...


 I need to find a personal loan for $5000 at 20% or less and pay it back over two years. Is this possible?
My credit is minimal, no co-signer possible. Suggestions would be much appreciated!!!...


 What will happen if i don't pay a hospital bill?
ok, i have no health insurance and i work of the books. I got a hospital bill for $980.00 because i had something in my eye. how bad will it mess up my credit if i refuse to pay it....


 Can i get arrested for using my dads credit card without permission?
i spent like 20 ...


 Credit card for kids?
How can a kid under 18 buy things online? Like i heard about a prepaid credit card. Is it like a card that you put money on, and you can use it to buy stuff online with? help please :]...


 What are the best ways to make money online?
Does anyone knows how I can make money online?...


 I am 22 with a credit score of 635..should I be worried or is it normal?

Additional Details
well i am paying for my own college education....so i guess im cool ...


 What is the PIN number on your credit card and where could it be found?
I'm on a website and it is asking for my credit card PIN number. I've never been asked that before. What is the PIN number and more importantly, where is located on my card? Thanks!
<...


 Can a credit card company take me to court for non-payment on the balance?
I have an outstanding balance with a credit card company in the amount of 1,600.00. I haven't paid on it since August 2005 because of a lot of hard times that have hit me these last 2 years. I ...


 After bankruprtcy how on earth do you rebuild a credit score?
How can you rebuild a credit score when your not allowed credit?? i can't even have a mobile phone on contract! service i now use is on pay as you go cards,phone,elec,council tax etc.. I don...


 Landlord issues!!!?
Late on rent-landlords are asking me to leave on the 15th and then after find new tenents and show the place and pay for every month it is not rented with late fees and interest. I am breaking a ...


 Does anyone have a credit card nuber that I can use really quick if so whats your name first and last!?
...


 What is the best credit card for someone who's never had one?
...


 Got my first credit card today, any advice??
just got my mtvU card today, and its my first credit card. do you have any advice to keep myself gettin in trouble, if yea know what i mean. thanks in advance....


 My daughter as been using my credit card,igave it to her several months ago,but now as refused to pay the bill
i let her use it but not to abuse it.she as been paying the bill all the time but for reasons beyond my control she says that she cant afford to pay anymore.but im in a situation that i cant afford ...


 Credit card question...?
I am applying for a credit card throught citibank. They have a spot to check if I want to add an additional card for a family member....if I put my fiancee's name down, will they check his ...



problemboy
Can i declare fraud on my credit card so that i won't pay for it?
what should i do to declare fraud on my credit card?to whom should i may go?
                     
 




jannie
Rating
pay yo ****** bills


Hawtman1092
Rating
You need to go to jail


Heatmizer
Rating
You will only not have to pay for charges that are proven to be fraud.. if there is other charges on the card that you made you will still have to pay for those.


couchpototo33
was it stoling or do you just not want to pay the bill????????


dr. ruth
Rating
you could but that would be fraud and it is a federal offense. i wouldn't reccomend it.


cognitively_dislocated
Rating
Unless it REALLY was fraud, it's illegal. So instead of having credit card debt, you will have credit card debt as well as court fees/jail time/criminal record. Its not worthi it.


mrs. nighs
Rating
no if you get caught which will happen on an investigation you will get jail time for fraud


?
If you really put the charges on it, then you should pay for it. Cuz if you get caught claiming fraud and you were the one spending the money, you can get put in jail. Trust me I know someone that happend to.
I would just make a payment plan with the credit card company, cuz if you dont and get caught your gonna get f*ck*d.


robug
Rating
if it is fraud report it to the card company, they have a procedure to go from there


blkrose65
Can you? only if it actually happened. filing a false report to keep from paying a debt is ALSO a form of fraud....


Ruchjat K
Certainly you can declare fraud on your credit card if you have enough and competent evidence fot that.You can report it by attaching its related evidences to the card center management.You can be informed by the management what procedures should be applied if you have complains.Before you send your evidence you can contact them by phone.In every credit card you can identify who is the issuer such BCA printed in the related card.Besides that every credit card has member number,name of member and validity date and the address of its card center with its phone number.


livingdeadsam
You can try, but they'll investigate. Call your credit card company to report any fraudulent charges. If they're not actually fraudulent, you'll run a really huge risk of some really bad trouble. Credit card fraud is a felony, and it's not easy to get things like a job or a lease with a felony on your record.

Shoot straight -- it's not worth it to lie.


dreamcatcher8993
If it's not true, then they can send YOU to jail for fraud. Just pay them or claim bankruptcy. Pick one. But don't play if you can't pay.


Good♥Gyrl
Rating
Only if it's true. You would have to sign affadavits as to the nature of the fraud when "declaring" this to your CC company. It's like perjury in court. They can legally come after you, and file criminal charges if you lied.

Assuming there is real fraud here, you'd have to call your CC company and get those affadavits to start. They will help you from there...everybody has a process.


rhsaunders
If you do, and in fact no one stole and used the card, then you're guilty of fraud. Don't do it unless you are interested in spending some time as a guest of your favorite state.


sweetmj
the credit card company but make sure u had a believble sttory and they should believe u


Disillusioned
Sure, if you wanna go to jail.


levans020
Are you just trying to get out of paying it or has there been real fraud. If you are just trying to not pay then I would consider the fact that it could be punishable by law. So if you cherish your freedom. On the other hand if it is real than contact your credit card company and ask them what the procedures would be.


mariaprunty@sbcglobal.net
no you idiot! why do spend money you dont even have, dumbass!?!?!? Be responsible and pay it. I hope you go to jail if you try claiming fraud.


iansand9876
Rating
The people who issued the card. Do it now.


Curious
Even though you would be claiming a fraud against you, in fact it would be you perpetrating fraud. They are very good at determining this - you would risk jail time.


annoint this
If they smell fraud on YOU, all they need is one video of you somewhere making ONE of those purchases and you've had it.


Their Mom♥
only if there was really some type of fraud.


ChatNoir
you would have to call the credit card comany's 1-800 number located on the back of your credit card.

the credit card company will then contact the store or corporation that recieved the charges and they will be asked to send a copy of the signed credit card reciept, which they will compare to your signature. no match, no reciept, you dont have to pay.


ThePeskyWabbit
You would have to prove to the credit card companies, first, that you did not make the charges. Then the credit card companies would have you tear up your cards, pay off the balances, and then they would do an investigation with the Feds. Until the investigation is finished, you're pretty much out of the money. If the Feds find out that you've lied----and they will find out if you're lying---then you will be arrested, you will still owe the complete balances on the cards, and you will get to pay all the attorneys' fees, court costs, and other fines that will be levied to you. Good luck with that.

Just for a fair warning. You don't want to mess with the Feds. They don't play well with others.


serenitynow
Rating
call the credit card company


Xanana
If it is a genuine case, you won't have to pay a cent. Be firm in your stand though, because the customer relations officer will try their luck on you before giving in eventually.
The catch however is that you will have to lodge a police case and be legally bounded for your statement. If you are merely declaring fraud to cheat the bank, you are liable for a jail sentence.


Pey
Call the credit card company and tell them the charges are not yours and cut up the credit card. Keep the card as they will want you to mail the the pieces or pay $50.


jessicafroman
...and by the way, if it wasn't fraud and you claim fraud, you're committing fraud. They will prosecute you.


But why is the rum always gone?
You can try, but if it is found there was no fraud and you were reposible for the charges, that then means YOU are guilty of fraud! If it is one minor charge nothing much should happen. But if you try it with a major purchase or a wide range of transactions you can expect worse reults, anything from criminal charges to a much more likely assault on your credit rating.


♫believer♪
call the number behind your credit card


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